At a Glance
- Tasks: Analyse property finance proposals and prepare detailed credit papers.
- Company: Dynamic property lending platform based in London.
- Benefits: Competitive salary, hybrid working, and professional development opportunities.
- Other info: Fast-paced environment with diverse projects and clear career progression.
- Why this job: Join a collaborative team and make an impact in property development finance.
- Qualifications: Experience in property finance and strong analytical skills required.
The predicted salary is between 40000 - 50000 € per year.
Are you a motivated Credit Analyst with a passion for property development finance? Our client, a specialist property lending platform based in London, is seeking a Credit Analyst to join their dynamic team. This is a fantastic opportunity to work in a fast‑paced, collaborative environment with exposure to a diverse range of residential and mixed‑use development projects. With a competitive salary up to £50,000, this role offers the perfect balance of hybrid working, allowing you to spend three days in the London office and two days from home.
As a Credit Analyst, you will:
- Analyse and underwrite property development finance proposals
- Prepare detailed credit papers for internal credit committees
- Assess borrower experience, financial strength, and track record
- Review development appraisals, cash flows, GDV, and cost assumptions
- Conduct sensitivity analysis and stress testing on transactions
- Liaise with originators, valuers, solicitors, and other external advisers
- Support ongoing portfolio monitoring, including reviews and renewals
Package and Benefits: The Credit Analyst position offers an attractive package, including:
- Annual salary of £40,000 - £50,000
- Hybrid working: 3 days in the London office, 2 days from home
- Exposure to a diverse and interesting development finance portfolio
- A collaborative, entrepreneurial team environment
- Opportunities for professional development and progression
About You: The ideal Credit Analyst candidate will have:
- Previous experience in property development finance (lender, bank, challenger bank, or specialist finance provider)
- Ideally 2–3 years’ experience post-university
- Strong financial analysis and credit assessment skills
- Solid understanding of development appraisals and funding structures
- High attention to detail with strong written and verbal communication skills
- Ability to manage multiple transactions in a fast‑paced environment
- Proficiency in Excel and financial modelling
If you are interested in roles such as Financial Analyst, Property Finance Analyst, Development Finance Specialist, Credit Risk Analyst, or Lending Analyst, this Credit Analyst position could be a perfect fit for you. If you're ready to take the next step in your career as a Credit Analyst, with the opportunity to work in a vibrant and supportive environment, apply now to join our client's team in London. This role offers a fantastic chance to grow and develop your expertise in property credit analysis.
Credit Analyst employer: Fintelligent Search
Join a leading property lending platform in London, where you will thrive in a dynamic and collaborative environment that values professional growth and development. With a competitive salary and the flexibility of hybrid working, this role as a Credit Analyst offers exposure to diverse development projects and a supportive team culture that encourages innovation and career progression.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst
✨Network Like a Pro
Get out there and connect with people in the property finance industry! Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that Credit Analyst role.
✨Show Off Your Skills
When you get the chance to chat with potential employers, make sure to highlight your financial analysis and credit assessment skills. We want to see you confidently discuss your experience with development appraisals and funding structures. This is your time to shine!
✨Prepare for Interviews
Do your homework before interviews! Research the company and their projects, and be ready to discuss how your background fits into their needs. We suggest practising common interview questions related to property development finance so you can impress them with your knowledge.
✨Apply Through Our Website
Don’t forget to apply through our website for the best chance at landing that Credit Analyst position! We’ve got all the latest job listings, and applying directly can sometimes give you an edge. Let’s get you that dream job together!
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Analyst role. Highlight your experience in property development finance and any relevant skills that match the job description. We want to see how you fit into our dynamic team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about property development finance and how your background makes you a great fit for the role. Keep it engaging and personal, so we can get to know you better.
Showcase Your Skills:Don’t forget to showcase your financial analysis and credit assessment skills in your application. Mention specific tools or methodologies you’ve used, especially if they relate to development appraisals or cash flow analysis. We love detail!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Fintelligent Search
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with financial data all the time. Brush up on your financial analysis skills and be ready to discuss specific examples of how you've assessed creditworthiness or analysed development appraisals in the past. This will show that you not only understand the theory but can apply it practically.
✨Research the Company
Get familiar with the specialist property lending platform you're interviewing for. Understand their approach to property development finance and any recent projects they've undertaken. This knowledge will help you tailor your answers and demonstrate your genuine interest in the role and the company.
✨Prepare for Technical Questions
Expect questions that test your understanding of development appraisals, cash flows, and funding structures. Be prepared to walk through a sample analysis or case study. Practising these scenarios beforehand will help you feel more confident and articulate during the interview.
✨Show Your Collaborative Spirit
Since the role involves liaising with various stakeholders, highlight your teamwork skills. Share examples of how you've successfully collaborated with others in previous roles, especially in fast-paced environments. This will illustrate that you're not just a numbers person but also a team player who can thrive in a dynamic setting.
