Loan Underwriter in Cheadle

Loan Underwriter in Cheadle

Cheadle Full-Time 32500 £ / year No home office possible
F

At a Glance

  • Tasks: Assess and underwrite loan applications while delivering exceptional customer service.
  • Company: Join a leading financial technology platform with global success.
  • Benefits: Earn up to £45,000 OTE, enjoy hybrid working, and receive private health cover.
  • Why this job: Make a real impact in a dynamic team and help customers achieve their financial goals.
  • Qualifications: Previous underwriting experience preferred; strong analytical and communication skills required.
  • Other info: Enjoy 25 days holiday, learning opportunities, and a fun work environment.

Are you ready to join a growing and dynamic team as an Underwriter in South Manchester? Our client is entering an exciting phase of expansion and is seeking a talented individual to help customers secure the financial solutions they need. This is a fantastic opportunity to join a market-leading financial platform backed by global success.

This Underwriter position offers a basic salary of up to £32,000, with on-target earnings of up to £45,000. You’ll also benefit from a hybrid working model—2 days in the office and 3 days working from home following a successful probation period. Additional benefits include private health and dental cover, as well as a life assurance scheme.

As an Underwriter, you will:

  • Assess and underwrite secured loan applications in line with lending criteria
  • Review customer information, including income, affordability, credit history, and documentation
  • Conduct thorough due diligence and risk assessments
  • Make informed lending decisions while balancing risk and customer needs
  • Prepare and process all relevant underwriting documents
  • Communicate with lenders and internal teams to resolve any queries
  • Liaise with customers to clarify information and guide them through the process
  • Build strong customer relationships, delivering exceptional service
  • Achieve targets and KPIs while maintaining accuracy and compliance
  • Keep up to date with industry regulations and underwriting best practices

Package and Benefits:

  • £32,000 basic salary up to £32,000 with earnings up to £45,000 OTE
  • Hybrid working: 2 days in the office, 3 days from home after probation
  • 25 days holiday plus a duvet day on your birthday
  • Private health and dental cover, including mental health support
  • Life assurance and up to 4% matched pension
  • Daily breakfast, free snacks, and a variety of discounts
  • Learning and development opportunities, including leadership-led training

Ideal Candidate Profile for the Underwriter:

  • Previous underwriting or secured lending experience would be preferable.
  • Performance-driven mindset with a focus on meeting targets
  • Strong analytical and decision-making skills
  • Excellent attention to detail and problem-solving abilities
  • Confident communicator, both with customers and internal stakeholders
  • Highly organised and capable of managing multiple cases in a fast-paced environment
  • Flexible and willing to work shifts when required

If you have experience or interest in roles such as Loan Underwriter, Credit Analyst, Loan Officer, Case Manager, or Financial Advisor, this Underwriter position could be the perfect next step. If you’re a motivated individual ready to make a real impact within a thriving organisation, this Underwriter role could be your next career move. Apply now to join a team that values innovation, customer satisfaction, and continuous growth.

Loan Underwriter in Cheadle employer: Fintelligent Search

Join a forward-thinking financial technology leader in South Manchester as a Loan Underwriter, where you'll enjoy a competitive salary and the flexibility of a hybrid working model. With a strong emphasis on employee well-being, including private health cover and generous holiday allowances, our client fosters a vibrant work culture that prioritises innovation and personal growth. This is an exceptional opportunity to be part of a dynamic team dedicated to empowering customers through tailored financial solutions.
F

Contact Detail:

Fintelligent Search Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Loan Underwriter in Cheadle

✨Tip Number 1

Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by researching the company and understanding their values. Tailor your answers to show how your skills align with their mission. Remember, it’s not just about what you can do, but how you fit into their culture!

✨Tip Number 3

Practice makes perfect! Do mock interviews with friends or family to get comfortable with common questions. The more you practice, the more confident you'll feel when it’s time to shine in front of the hiring team.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and eager to join our dynamic team.

We think you need these skills to ace Loan Underwriter in Cheadle

Underwriting
Risk Assessment
Credit Analysis
Attention to Detail
Analytical Skills
Decision-Making Skills
Communication Skills
Customer Relationship Management
Compliance Knowledge
Organisational Skills
Problem-Solving Skills
Performance-Driven Mindset
Ability to Manage Multiple Cases
Flexibility

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight any relevant experience in underwriting or secured lending, and don’t forget to showcase your analytical skills and attention to detail. We want to see how you can bring value to our team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your skills align with what we’re looking for. Keep it concise but engaging—show us your personality!

Showcase Your Achievements: When detailing your experience, focus on your achievements rather than just duties. Did you meet targets? Improve processes? We love numbers, so if you can quantify your successes, even better!

Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s quick and easy, and it ensures your application gets to the right place. Plus, we can’t wait to hear from you!

How to prepare for a job interview at Fintelligent Search

✨Know Your Numbers

As an Underwriter, you'll be dealing with financial data all day. Brush up on your understanding of income assessments, credit histories, and affordability calculations. Being able to discuss these confidently will show that you’re not just familiar with the role but also ready to dive in.

✨Showcase Your Analytical Skills

Prepare examples from your past experiences where you've had to make tough decisions based on data. Highlight how you balanced risk with customer needs. This will demonstrate your analytical prowess and decision-making skills, which are crucial for this position.

✨Communicate Clearly

Since you'll be liaising with customers and internal teams, practice articulating complex information in a simple way. Think about how you can explain underwriting processes or lending criteria to someone without a financial background. Clear communication is key!

✨Stay Updated on Industry Trends

Familiarise yourself with the latest regulations and best practices in underwriting. Being knowledgeable about current trends will not only impress your interviewers but also show that you're committed to continuous learning and growth in the financial technology space.

Loan Underwriter in Cheadle
Fintelligent Search
Location: Cheadle

Land your dream job quicker with Premium

You’re marked as a top applicant with our partner companies
Individual CV and cover letter feedback including tailoring to specific job roles
Be among the first applications for new jobs with our AI application
1:1 support and career advice from our career coaches
Go Premium

Money-back if you don't land a job in 6-months

F
Similar positions in other companies
UK’s top job board for Gen Z
discover-jobs-cta
Discover now
>