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- Tasks: Lead risk management and compliance for a dynamic lender in a fast-paced environment.
- Company: Join a growing independent lender focused on innovative financial solutions for property professionals.
- Benefits: Enjoy hybrid working, competitive pay, and ongoing training opportunities.
- Why this job: Shape the future of governance while influencing strategic decisions at board level.
- Qualifications: Experience in risk/compliance within financial services, ideally in property lending.
- Other info: Act as Compliance Officer and engage with external advisors and regulatory bodies.
The predicted salary is between 36000 - 60000 £ per year.
Location: Manchester (Hybrid Working)
Salary: Competitive, dependent on experience
Employment Type: Full-time, Permanent
On behalf of our client, a growing and dynamic independent lender with a strong focus on development finance and bridging loans, we are seeking a Risk & Compliance Manager to take strategic ownership of risk and compliance across the business. Operating in a fast-paced and entrepreneurial environment, the lender is known for delivering agile, innovative financial solutions to property professionals. This is a high-impact opportunity to join at a critical point in its growth trajectory and help shape the governance framework for the future.
This is a senior role, reporting directly to the leadership team, where you’ll act as the go-to expert on all aspects of risk management and regulatory compliance. You’ll play a key part in aligning operational and strategic decisions with a forward-thinking risk culture and evolving lending appetite.
Key Responsibilities- Risk Management
- Lead the development and enhancement of the lender’s risk management framework
- Maintain regulatory requirements in line with the FCA
- Conduct and review risk assessments across credit, operational, market, and conduct risk areas
- Maintain and monitor the risk register, tracking controls and mitigation efforts
- Carry out stress testing and scenario planning to evaluate business resilience
- Support changes to lending strategy, offering insight into risk implications of new markets or product lines
- Compliance Oversight
- Ensure the lender remains compliant with all relevant regulatory frameworks, including FCA, AML, and data protection regulations
- Deliver compliance monitoring, internal audits, and reporting
- Draft and maintain internal policies and procedures, ensuring staff awareness and compliance
- Act as Compliance Officer, and potentially MLRO, depending on qualifications and experience
- Horizon Scanning & Advisory
- Monitor regulatory developments and industry trends, identifying potential business impacts
- Provide proactive, strategic advice to senior stakeholders on emerging risks and compliance updates
- Liaise with external advisors and regulatory bodies where appropriate
- Solid experience in a risk and/or compliance role within financial services, ideally with exposure to specialist property lending (e.g. development, bridging)
- Strong understanding of UK regulatory requirements including the FCA Handbook, AML, and GDPR
- Demonstrable experience in building or enhancing risk frameworks in a fast-moving or growing lender
- Strategic thinker with the ability to balance risk with commercial opportunity
- Excellent stakeholder engagement, reporting, and communication skills
- Relevant qualifications (e.g. ICA, ACAMS, IRM) are advantageous
- A unique opportunity to take ownership of risk and compliance in a forward-thinking independent lender
- A supportive and entrepreneurial culture with influence at board level
- Hybrid working, with a Manchester base
- Competitive remuneration and comprehensive benefits
- Ongoing training and development opportunities
Risk & Compliance Manager - Banking employer: Fintellect Recruitment
Contact Detail:
Fintellect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk & Compliance Manager - Banking
✨Tip Number 1
Network with professionals in the banking and finance sector, especially those involved in risk and compliance. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends in regulatory requirements.
✨Tip Number 2
Familiarise yourself with the specific risk management frameworks used by independent lenders. Understanding how these frameworks differ from traditional banks can give you an edge in discussions during interviews.
✨Tip Number 3
Stay updated on recent changes in UK regulations, particularly those related to the FCA, AML, and GDPR. Being able to discuss these changes and their implications will demonstrate your proactive approach and expertise.
✨Tip Number 4
Prepare to showcase your strategic thinking skills by discussing past experiences where you balanced risk with commercial opportunities. Use specific examples that highlight your ability to influence decision-making at a senior level.
We think you need these skills to ace Risk & Compliance Manager - Banking
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in risk and compliance, particularly within financial services. Emphasise any specific exposure to property lending, as this is crucial for the role.
Craft a Compelling Cover Letter: In your cover letter, demonstrate your understanding of the UK regulatory landscape, including FCA, AML, and GDPR. Use specific examples from your past roles to illustrate how you've successfully managed risk and compliance.
Showcase Strategic Thinking: Highlight instances where you've balanced risk with commercial opportunities. This could include examples of how you've contributed to developing or enhancing risk frameworks in previous positions.
Prepare for Potential Questions: Anticipate questions related to your experience with regulatory compliance and risk management. Be ready to discuss how you would approach the responsibilities outlined in the job description, such as maintaining the risk register and conducting stress testing.
How to prepare for a job interview at Fintellect Recruitment
✨Understand the Regulatory Landscape
Familiarise yourself with the UK regulatory requirements, especially the FCA Handbook, AML, and GDPR. Being able to discuss these regulations confidently will demonstrate your expertise and readiness for the role.
✨Showcase Your Risk Management Experience
Prepare specific examples of how you've developed or enhanced risk management frameworks in previous roles. Highlight your strategic thinking and ability to balance risk with commercial opportunities.
✨Engage with Stakeholders
Be ready to discuss your experience in stakeholder engagement. Provide examples of how you've communicated complex risk and compliance issues to senior stakeholders, showcasing your excellent communication skills.
✨Demonstrate Proactive Thinking
Discuss how you stay updated on regulatory developments and industry trends. Show that you can provide proactive, strategic advice on emerging risks, which is crucial for a role that involves horizon scanning.
