At a Glance
- Tasks: Oversee credit quality assurance and ensure compliance with internal policies.
- Company: Join a fast-growing UK specialist bank focused on sustainability and innovative financial services.
- Benefits: Enjoy hybrid working options and be part of a values-led organisation.
- Why this job: Make a real impact in credit risk management while fostering a customer-focused culture.
- Qualifications: Experience in credit risk management and strong analytical skills are essential.
- Other info: This role offers the chance to contribute to training initiatives and drive continuous improvement.
The predicted salary is between 43200 - 72000 Β£ per year.
Location: Chester with hybrid working
Reporting to: Head of Risk Oversight and Regulatory Relations
About the Client
Our client is a fast-growing UK specialist bank, founded by industry professionals with a vision to blend deep sector knowledge with innovative financial services. With a strong focus on sustainability, customer outcomes, and responsible growth, the bank is committed to delivering long-term value through tailored lending and risk management solutions.
About the Role
Our client is seeking a Credit Quality Assurance Manager to join their second line risk function. This role will be responsible for overseeing the quality of credit underwriting, ensuring it meets internal policy standards and remains within the bankβs risk appetite. The successful candidate will lead regular QA cycles, conduct thematic reviews, analyse credit performance data, and collaborate with business teams to drive continuous improvement.
Key Responsibilities
- Conduct regular credit QA reviews, testing and thematic analysis to ensure effective credit risk management.
- Monitor adherence to regulatory and internal policy requirements.
- Analyse data to identify trends, strengths, and areas for improvement in credit processes.
- Present findings and recommendations clearly to senior stakeholders.
- Provide constructive feedback to frontline teams and support ongoing development.
- Contribute to training initiatives aimed at improving underwriting quality and consistency.
- Promote a risk-aware, customer-focused culture and uphold high standards of conduct.
- Encourage compliance and raise areas of concern or improvement where necessary.
- Make effective use of systems, tools, and processes to support quality outcomes and strong customer service.
This is an excellent opportunity to join a values-led, innovative organisation at an exciting stage of its growth.
Quality Assurance Manager β Credit Risk employer: Fintellect Recruitment
Contact Detail:
Fintellect Recruitment Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Quality Assurance Manager β Credit Risk
β¨Tip Number 1
Familiarise yourself with the latest trends in credit risk management and quality assurance. Understanding current industry standards and regulatory requirements will help you demonstrate your expertise during interviews.
β¨Tip Number 2
Network with professionals in the banking and finance sector, especially those involved in credit risk. Engaging with industry peers can provide valuable insights and potentially lead to referrals for the position.
β¨Tip Number 3
Prepare to discuss specific examples of how you've improved quality assurance processes in previous roles. Being able to articulate your experience with data analysis and thematic reviews will set you apart from other candidates.
β¨Tip Number 4
Showcase your ability to collaborate with various teams by preparing examples of successful cross-departmental projects. Highlighting your communication skills and teamwork will resonate well with the hiring managers.
We think you need these skills to ace Quality Assurance Manager β Credit Risk
Some tips for your application π«‘
Understand the Role: Take time to thoroughly read the job description for the Quality Assurance Manager β Credit Risk position. Understand the key responsibilities and required skills, so you can tailor your application to highlight relevant experiences.
Tailor Your CV: Customise your CV to reflect your experience in credit risk management and quality assurance. Use specific examples that demonstrate your ability to conduct QA reviews, analyse data, and present findings to stakeholders.
Craft a Compelling Cover Letter: Write a cover letter that connects your background with the bank's focus on sustainability and customer outcomes. Highlight your passion for risk management and how your skills align with their mission.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is crucial for a role in quality assurance.
How to prepare for a job interview at Fintellect Recruitment
β¨Understand the Role Thoroughly
Before the interview, make sure you have a solid grasp of what a Quality Assurance Manager in Credit Risk does. Familiarise yourself with the key responsibilities listed in the job description, such as conducting QA reviews and analysing credit performance data. This will help you articulate how your experience aligns with their needs.
β¨Prepare for Scenario-Based Questions
Expect to be asked about specific scenarios related to credit risk management. Prepare examples from your past experience where you successfully identified trends or improved processes. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly.
β¨Showcase Your Analytical Skills
Since the role involves analysing data to identify strengths and areas for improvement, be ready to discuss your analytical skills. Bring examples of how you've used data to drive decisions or improvements in previous roles, and be prepared to explain your thought process.
β¨Demonstrate Your Communication Skills
As you'll need to present findings to senior stakeholders and provide feedback to frontline teams, strong communication skills are essential. Practice explaining complex concepts in simple terms and be ready to discuss how youβve effectively communicated with different audiences in the past.