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- Tasks: Lead the development and optimisation of our credit card product from strategy to execution.
- Company: Join a purpose-driven fintech transforming personal finance with innovative digital products.
- Benefits: Enjoy competitive salary, generous leave, private medical insurance, and a vibrant team culture.
- Why this job: Make a meaningful impact in a fast-paced environment while advocating for customer outcomes.
- Qualifications: 4+ years in product management, especially in credit cards or unsecured lending.
- Other info: Ideal for self-starters who thrive in evolving environments and want to improve financial wellbeing.
The predicted salary is between 43200 - 72000 £ per year.
This organisation is a purpose-driven fintech working to transform how people manage their money. With a mission to bring greater clarity, confidence, and control to personal finance, the company is building innovative digital products that empower customers to make smarter financial decisions. Backed by solid funding and a strong early-stage team, the company has launched its first credit product and is now entering an exciting scale-up phase. Their culture is collaborative, ambitious, and customer-focused — ideal for individuals who want to make meaningful impact in a fast-paced environment.
The Credit Card Product Manager will be responsible for leading the end-to-end development and optimisation of the company’s credit card offering. From strategy to execution, this individual will own the roadmap, collaborate cross-functionally, and continuously improve the product based on data insights, customer feedback, and market trends. This role requires strong commercial awareness, deep understanding of the credit lifecycle, and the ability to balance regulatory compliance with customer value and product innovation.
KEY RESPONSIBILITIES- Define and own the credit card product vision, strategy, and roadmap
- Lead cross-functional product initiatives from discovery through delivery
- Optimise the credit card product’s performance across key metrics including engagement, profitability, and customer satisfaction
- Ensure all product changes align with regulatory and compliance requirements
- Use data and market research to identify product enhancements and new opportunities
- Collaborate with engineering, design, operations, marketing, and customer support teams to ensure successful execution and adoption
- Advocate for the customer throughout the product lifecycle and ensure customer outcomes are at the heart of every decision
- Track, analyse, and report on product performance using defined KPIs
- Stay informed of industry trends, competitive offerings, and technological advancements in the credit and payments space
- 4+ years in product management, with specific experience in credit cards or unsecured lending
- Strong understanding of the full credit lifecycle: onboarding, usage, limits, repayments, and delinquency
- Experience launching and scaling financial products in a regulated environment
- Comfortable working with legal, risk, and compliance teams; knowledge of FCA regulations and Consumer Duty
- Analytical and data-driven decision-making capabilities
- Excellent stakeholder management and communication skills
- A self-starter who thrives in fast-paced, evolving environments
- Experience in a fintech or high-growth startup
- Familiarity with API integration, payment networks, and third-party data providers
- A personal interest in improving financial wellbeing and access
- Competitive salary with annual performance review
- 25 days annual leave + birthday off + option to buy/sell up to 5 days
- 5 charity/volunteering days per year
- Private medical insurance
- Health cash plan for everyday medical needs
- Life assurance (4x salary)
- Pension scheme with 3% employer and 5% employee contribution
- Cycle to Work scheme
- Personal development and training budget
- Regular team socials and lunch & learns
- Fully stocked drinks fridge and snack station
Product Manager Credit Card employer: Fintellect Recruitment
Contact Detail:
Fintellect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product Manager Credit Card
✨Tip Number 1
Familiarise yourself with the latest trends in the credit card industry. Understanding current market dynamics and customer preferences will help you speak confidently about how you can contribute to the company's mission during interviews.
✨Tip Number 2
Network with professionals in the fintech space, especially those who have experience in product management for credit cards. Engaging with industry experts can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed product lifecycles in the past. Highlight your analytical skills by showcasing how data-driven decisions led to improved product performance.
✨Tip Number 4
Demonstrate your understanding of regulatory compliance by staying updated on FCA regulations and Consumer Duty. Being able to articulate how you would balance compliance with customer value will set you apart from other candidates.
We think you need these skills to ace Product Manager Credit Card
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Credit Card Product Manager position. Tailor your application to highlight relevant experience in product management and the credit lifecycle.
Highlight Relevant Experience: In your CV and cover letter, emphasise your 4+ years of product management experience, particularly in credit cards or unsecured lending. Provide specific examples of how you've successfully launched and scaled financial products.
Showcase Analytical Skills: Demonstrate your analytical and data-driven decision-making capabilities. Include examples of how you've used data insights to improve product performance or customer satisfaction in previous roles.
Communicate Your Passion: Express your personal interest in improving financial wellbeing and access in your application. This will resonate with the company's mission and culture, showing that you're a good fit for their collaborative and customer-focused environment.
How to prepare for a job interview at Fintellect Recruitment
✨Understand the Credit Lifecycle
Make sure you have a solid grasp of the full credit lifecycle, including onboarding, usage, limits, repayments, and delinquency. Be prepared to discuss how your experience aligns with these areas and how you can contribute to optimising the credit card product.
✨Showcase Your Data-Driven Approach
Since the role requires analytical skills, come ready to share examples of how you've used data insights to drive product decisions in the past. Highlight specific metrics you've improved and how those changes benefited the customer experience.
✨Demonstrate Cross-Functional Collaboration
This position involves working closely with various teams. Prepare to discuss your experience in leading cross-functional initiatives and how you’ve successfully collaborated with engineering, design, and marketing teams to deliver product enhancements.
✨Stay Updated on Industry Trends
Familiarise yourself with current trends in the fintech space, especially regarding credit cards and payments. Being able to discuss recent developments or innovations will show your passion for the industry and your commitment to staying informed.
