At a Glance
- Tasks: Assess and approve business loan applications to support SMEs across the UK.
- Company: Fast-growing alternative lender with a dynamic, entrepreneurial culture.
- Benefits: Excellent progression opportunities and a chance to make impactful lending decisions.
- Other info: Be part of a supportive environment focused on commercial success.
- Why this job: Join a team that values innovation and offers flexible funding solutions.
- Qualifications: Experience in underwriting or credit analysis with a strong understanding of financials.
The predicted salary is between 40000 - 50000 € per year.
My client, a fast-growing alternative lender & brokerage, is looking to hire a Credit Underwriter to join their expanding team in the North West. This is a fantastic opportunity to join a dynamic, entrepreneurial business providing fast, flexible funding solutions up to £5m for SMEs across the UK.
As a Credit Underwriter, you’ll be responsible for assessing and approving business loan applications, playing a key role in supporting strong, commercially driven lending decisions.
- Analyse financial statements, bank data, and credit reports
- Balance risk management with a commercial, deal-focused mindset
- Experience in underwriting, credit analysis, or SME lending
- Strong understanding of financials and risk assessment
- Commercial mindset with sound judgement
- Excellent progression opportunities
Credit Underwriter in Manchester employer: Fintellect Recruitment
Join a fast-growing alternative lender and brokerage in the North West, where you will thrive in a dynamic and entrepreneurial environment. With a strong focus on employee growth, we offer excellent progression opportunities and a culture that values innovative thinking and commercial acumen. Be part of a team that is dedicated to providing flexible funding solutions for SMEs across the UK, making a meaningful impact in the lending landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Underwriter in Manchester
✨Tip Number 1
Network like a pro! Reach out to industry professionals on LinkedIn or attend local finance meetups. Building connections can lead to job opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you assess risk and make lending decisions, as this will show you’re the right fit for the Credit Underwriter role.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values. We recommend checking out our website for roles that match your skills and aspirations in the alternative lending space.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind and show your enthusiasm for the position. It’s a small gesture that can make a big difference.
We think you need these skills to ace Credit Underwriter in Manchester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Underwriter role. Highlight your experience in underwriting, credit analysis, or SME lending, and don’t forget to showcase your understanding of financials and risk assessment.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this dynamic, entrepreneurial business. Mention your commercial mindset and how you balance risk management with deal-focused decisions.
Showcase Relevant Experience:When filling out your application, be specific about your relevant experience. Include examples of how you've assessed and approved business loan applications in the past, and any successes you've had in supporting strong lending decisions.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on this fantastic opportunity to join our expanding team!
How to prepare for a job interview at Fintellect Recruitment
✨Know Your Numbers
As a Credit Underwriter, you'll need to demonstrate your understanding of financial statements and credit reports. Brush up on key financial metrics and be ready to discuss how you analyse these documents to make lending decisions.
✨Showcase Your Risk Management Skills
Prepare examples from your past experience where you've balanced risk with commercial opportunities. Be ready to explain your thought process in assessing risk and how it influenced your decisions.
✨Understand the SME Landscape
Familiarise yourself with the current trends in SME lending and alternative financing solutions. This will not only show your interest in the role but also your ability to contribute to the company's growth in this sector.
✨Ask Insightful Questions
Prepare thoughtful questions about the company’s approach to underwriting and their vision for the future. This shows your enthusiasm for the role and helps you gauge if the company aligns with your career goals.
