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- Tasks: Lead underwriting processes and refine credit risk models in a fast-paced FinTech environment.
- Company: Join a VC-backed FinTech revolutionising B2B lending for SMEs across the UK.
- Benefits: Enjoy a competitive salary, professional development, and a chance to shape strategy.
- Why this job: Be part of a dynamic team disrupting traditional lending with innovative solutions.
- Qualifications: Minimum 2 years in business loan underwriting with strong analytical skills required.
- Other info: Hybrid work model with 3 days in-office; apply now to make an impact!
The predicted salary is between 48000 - 72000 £ per year.
Location: London, UK (Hybrid – 3 days in-office)
Our client is a VC-backed FinTech revolutionising the B2B lending space, offering innovative financial solutions to startups and scale-ups. They are an innovative and rapidly expanding Fintech Lender dedicated to empowering small and medium-sized enterprises (SMEs) with the funding they need to grow and succeed. With a commitment to leveraging cutting-edge technology and customer-centric solutions, they are disrupting the traditional lending industry and providing fast, flexible, and accessible financing to SMEs across the UK.
As they continue to grow, they are seeking a passionate and experienced Lead Underwriter to join their fast-paced and dynamic team. This is a pivotal opportunity to lead and shape the underwriting function within a dynamic and fast-growing FinTech. The successful candidate will play a key role in refining credit risk models, optimising underwriting processes, and day-to-day underwriting to support businesses in achieving their growth ambitions.
Key Responsibilities- Lead the development of the underwriting and onboarding model.
- Assess applications in the referral journey, ensuring efficient credit decision-making.
- Provide insights to enhance credit risk models and improve underwriting processes.
- Monitor live portfolio performance and contribute to the evolution of risk frameworks.
- Collaborate with internal teams to refine fraud detection, collections, and strategy.
- Minimum 2 years of experience underwriting business loans.
- Strong expertise in SME credit risk underwriting, including financial statement analysis.
- Analytical mindset with a keen eye for detail and commercial awareness.
- Passion for FinTech, ideally with experience in a technology-led financial institution, challenger bank, or alternative lending business.
- Highly competitive salary
- Opportunities for professional development and career progression
- Fast paced, growing fintech with appetite to lend
- Opportunity to shape underwriting strategy in a high-growth FinTech.
How to Apply: If you’re passionate about fintech and eager to join a dynamic and growing company, we want to hear from you! Please attach your CV to this job posting. Due to the high volume of applications, we will not be able to respond to every applicant.
Lead Underwriter employer: Fintellect Recruitment
Contact Detail:
Fintellect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in FinTech, especially those related to B2B lending. Understanding the competitive landscape and innovative solutions being offered will help you demonstrate your passion for the industry during interviews.
✨Tip Number 2
Network with professionals in the FinTech space, particularly those involved in underwriting or credit risk. Attend industry events or join relevant online forums to build connections that could provide insights or even referrals for the Lead Underwriter position.
✨Tip Number 3
Prepare to discuss specific examples of how you've refined credit risk models or optimised underwriting processes in your previous roles. Being able to articulate your hands-on experience will set you apart from other candidates.
✨Tip Number 4
Research the company’s current underwriting strategies and any recent developments in their approach to SME lending. This knowledge will allow you to ask insightful questions during the interview and show that you're genuinely interested in contributing to their growth.
We think you need these skills to ace Lead Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting business loans and your expertise in SME credit risk. Use specific examples to demonstrate your analytical skills and commercial awareness.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for FinTech and your understanding of the industry. Mention how your background aligns with the company's mission to empower SMEs and how you can contribute to their growth.
Highlight Relevant Experience: In your application, emphasise your minimum 2 years of experience in underwriting and any specific achievements that demonstrate your ability to refine credit risk models and optimise processes.
Showcase Your Analytical Mindset: Provide examples in your application that illustrate your analytical mindset and attention to detail. Discuss any tools or methodologies you've used in previous roles to assess credit risk effectively.
How to prepare for a job interview at Fintellect Recruitment
✨Showcase Your Underwriting Expertise
Be prepared to discuss your experience in underwriting business loans, particularly focusing on SME credit risk. Highlight specific examples where you've successfully assessed applications and made credit decisions.
✨Demonstrate Analytical Skills
Since the role requires a keen eye for detail, be ready to showcase your analytical mindset. Discuss how you've used data to refine credit risk models or improve underwriting processes in your previous roles.
✨Express Your Passion for FinTech
Make sure to convey your enthusiasm for the FinTech industry. Share insights about how technology can enhance financial solutions and why you believe it's crucial for the future of lending.
✨Prepare Questions About the Company
Research the company and prepare thoughtful questions that demonstrate your interest in their mission and values. Ask about their approach to innovation in underwriting and how they support SMEs in achieving growth.
