At a Glance
- Tasks: Assess credit risk and influence decision-making processes for business loans.
- Company: Established lender with a strong commitment to supporting UK businesses.
- Benefits: Opportunity to shape processes, competitive salary, and career development.
- Other info: Dynamic environment with future growth opportunities.
- Why this job: Join a growing team and make a real impact on business lending.
- Qualifications: 1-2 years in Business Loans, ideally in Credit Underwriting or Risk.
The predicted salary is between 50000 - 60000 £ per year.
Our client is an established lender who has serviced thousands of customers across the UK. They offer flexible secured loan facilities to UK businesses and are very well capitalised with a huge appetite to lend and grow. Due to their continued success and further recent investment, we are now looking to expand the team further, in particular, we are looking for a Credit Manager who is established, with a proven track record in underwriting business loans. This is an exciting opportunity to get involved early, to help shape processes, drive growth, and influence the business as it scales up.
This role sits within their Business Loans division, which prides itself on providing flexible, fair, and responsible lending and is able to offer small businesses the tools they need to grow. They are now looking to appoint a Credit Underwriter to join the existing team based in Altrincham.
As a Credit Underwriter, you will be responsible for influencing both automated and human decision processes, assessing ongoing credit risk, and being an essential part of their risk function. You will be integral to help define the strategy as the business continues to expand.
Requirements:
- 1-2 years experience within Business Loans - ideally within a Credit Underwriting or Risk function
- Strong SME lending knowledge
- Tech orientated individual
- Adaptable and responsible
- Team player
Why should you apply?
- Growing business with the opportunity to make an impact and influence processes and decisions
- Future opportunities to develop with the business
Underwriter in Altrincham employer: Fintellect Recruitment
Join an award-winning automotive finance business in Manchester that prioritises a people-first culture and offers exceptional career progression opportunities. As a Senior Aftersales Manager, you'll lead a high-performing team while enjoying competitive benefits such as a performance-related bonus, private healthcare, and flexible family-friendly policies. This role not only allows you to make a significant impact on customer outcomes but also fosters a collaborative environment where your leadership can drive operational improvements and enhance the overall customer journey.
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter in Altrincham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Fintellect Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Underwriter in Altrincham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Fintellect Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Fintellect Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Fintellect Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Fintellect Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Fintellect Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Fintellect Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
