At a Glance
- Tasks: Support daily operations in payments and improve processes for efficiency.
- Company: Fast-growing FinTech company with a collaborative culture.
- Benefits: Comprehensive training, career progression, and a supportive environment.
- Other info: No experience needed; full training provided for eager learners.
- Why this job: Kickstart your career in finance and make a real impact in operations.
- Qualifications: Interest in financial services and basic Excel skills.
The predicted salary is between 25000 - 32000 £ per year.
We are looking for a motivated and detail-oriented Junior Payments Analyst to join our Settlements team.
This is an excellent opportunity for a graduate or early-career professional looking to build a career in the Fin Tech industry.
The successful candidate will play a key role in supporting the day-to-day execution of operational activities related to Payments.
Initially, the focus will be on learning core business processes and ensuring daily activities are completed accurately and efficiently.
You’ll gain hands-on experience in payments and operations in a fast-growing publically listed, multi-jurisdictional organisation.
Alongside daily operational responsibilities, you'll work collaboratively with external teams and be encouraged to identify opportunities to improve processes, increase efficiency, and contribute to operational change initiatives.
Key Responsibilities
- Execute daily operational tasks across Payments functions.
- Monitor payment processing to ensure transactions are completed accurately and within agreed timeframes.
- Perform reconciliations and investigate discrepancies, escalating issues where appropriate.
- Ensure operational procedures are followed to ensure both internal and client requirements are met.
- Maintain accurate operational records and documentation.
- Liaise with internal stakeholders to resolve payment queries and support smooth day-to-day processing.
- Assist with incident management by identifying, investigating, and helping resolve operational issues.
- Contribute ideas for improving operational processes, controls, and efficiencies.
- Develop a strong understanding of payment schemes, banking operations, and settlement processes.
- What We’re Looking For
We are looking for someone with a positive attitude, a strong willingness to learn, and a genuine interest in financial operations.
No previous experience in payments is required, as full training will be provided.
The ideal candidate will demonstrate
- Excellent attention to detail and a high level of accuracy.
- A proactive approach and willingness to take ownership of tasks.
- Good organisational and time management skills.
- Strong verbal and written communication skills.
- The ability to work effectively as part of a team.
Qualifications
- An interest in financial services, payments or banking operations
- Experience using Microsoft Excel (basic functionality)
This role offers an excellent foundation for a career within Financial Services.
As you develop your knowledge and expertise, you will have opportunities to specialise in specific operational disciplines, contribute to business improvement initiatives, and take on increasing levels of responsibility as the organisation continues to grow.
What We Offer
- Comprehensive training and mentoring.
- Opportunities for career progression within a fast-growing Fin Tech business.
- A collaborative and supportive working environment.
- The opportunity to make a tangible impact by helping improve operational processes.
- #J-18808-Ljbffr
Junior Payments Analyst employer: Finseta
Finseta is an excellent employer for those looking to kickstart their career in the FinTech industry, offering comprehensive training and a supportive work culture that fosters collaboration and innovation. Employees benefit from hands-on experience in payment operations, with ample opportunities for professional growth and development in a dynamic and fast-paced environment. Located in a vibrant area, Finseta provides a unique advantage of being at the forefront of financial technology advancements while ensuring a fulfilling work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Payments Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Finseta. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Junior Payments Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Finseta.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Finseta's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Finseta
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Finseta.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Finseta will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Finseta employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
