At a Glance
- Tasks: Lead global payments and settlements operations, ensuring compliance and efficiency.
- Company: Fast-growing fintech company revolutionising foreign exchange and payment solutions.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Why this job: Join a pioneering team and shape the future of international payments.
- Qualifications: Experience in payments operations and strong leadership skills required.
- Other info: Work in a collaborative culture with a focus on innovation and excellence.
The predicted salary is between 72000 - 108000 £ per year.
About Us: Finseta is an AIM listed global foreign exchange and payments solutions company offering multi-currency accounts to businesses and individuals. We are a fast‑growing multi‑faced business with a suite of alternative banking products and have built and developed our own in‑house technology to facilitate this. We have a proven track record of delivering excellent services to our clients and have big growth aspirations to become the go‑to digital account for businesses trading internationally.
Location of the role: London
Role Overview: The Global Head of Payments and Settlements is responsible for the end‑to‑end management, control, and optimisation of settlement and payments operations across all jurisdictions and products. This role ensures the accurate, timely, and compliant settlement of international payments, FX trades and digital account transactions, while overseeing operational relationships with banking counterparties and liquidity providers. Operating in a highly regulated, multi‑jurisdictional environment, the role is critical to maintaining financial integrity, liquidity efficiency, and operational resilience across the firm’s global footprint. The role reports into the Chief Operating Officer and works closely with Finance, Compliance, Dealing and Technology departments.
Key Responsibilities
- Settlement Operations & Control: Own and oversee global settlement processes across all payment rails, currencies, and products. Ensure timely and accurate settlement with banking counterparties and liquidity providers. Maintain strong daily controls around reconciliation, payments and safeguarding. Define and monitor settlement SLAs, cut‑off times, and escalation procedures.
- Counterparty & Liquidity Management: Act as the operational lead for settlement‑related relationships with banking counterparties and liquidity providers. Coordinate with the internal finance team to ensure efficient liquidity positioning and funding across accounts and regions. Support onboarding of new counterparties, currencies, and payment schemes from a settlements perspective.
- Regulatory & Risk Oversight: Ensure settlement operations comply with regulatory expectations across FCA, FINTRAC, and DFSA jurisdictions. Support internal and external audits, regulatory reviews, and reporting requirements. Identify, assess, and mitigate settlement, operational, and counterparty risks.
- Process Optimisation & Scale: Collaborate with Head of Dealing and CTO regarding net positioning and credit headroom. Design scalable settlement frameworks to support business growth and new products. Drive automation, straight‑through processing, and operational efficiency initiatives. Partner with Technology and Product teams on system enhancements and new integrations.
- Leadership & Governance: Build, lead, and develop a high‑performing global settlements team. Establish clear governance, documentation, and controls across all settlement activities. Provide regular management reporting, KPIs, and risk metrics to senior stakeholders.
Key Requirements
- Significant experience in settlements and payments operations within an EMI, bank, or payments institution.
- Strong understanding of international payments, correspondent banking, and liquidity flows.
- Proven experience managing multiple banking counterparties and liquidity providers.
- Deep knowledge of operational risk, reconciliations, and control frameworks.
- Experience operating in regulated environments across multiple jurisdictions.
- Leadership experience managing teams across regions and time zones.
- Strong stakeholder management and communication skills.
Global Head of Payments and Settlements in London employer: Finseta PLC.
Contact Detail:
Finseta PLC. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Global Head of Payments and Settlements in London
✨Network Like a Pro
Get out there and connect with people in the payments and settlements space. Attend industry events, join relevant online forums, and don’t be shy about reaching out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know!
✨Show Off Your Expertise
When you get the chance to chat with potential employers, make sure to highlight your experience in managing settlements and payments operations. Share specific examples of how you've optimised processes or improved compliance. We want to see your skills shine!
✨Ask Smart Questions
During interviews, come prepared with insightful questions about their current payment systems and challenges. This shows you’re genuinely interested and have done your homework. Plus, it gives you a chance to demonstrate your knowledge of the industry.
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who take that extra step to engage with us directly.
We think you need these skills to ace Global Head of Payments and Settlements in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Global Head of Payments and Settlements. Highlight your experience in settlements and payments operations, especially within regulated environments. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of your leadership experience and how you've optimised payment processes in the past. We love a good story!
Showcase Your Regulatory Knowledge: Since this role involves navigating complex regulations, make sure to showcase your understanding of compliance across different jurisdictions. Mention any relevant certifications or experiences that demonstrate your expertise in this area.
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, we love seeing candidates who take the initiative to connect directly with us.
How to prepare for a job interview at Finseta PLC.
✨Know Your Payments Inside Out
Make sure you brush up on your knowledge of international payments, FX trades, and the various payment rails. Being able to discuss specific examples of how you've managed settlements or optimised processes in previous roles will show that you're not just familiar with the theory but have practical experience too.
✨Understand Regulatory Requirements
Familiarise yourself with the regulatory frameworks relevant to the role, such as FCA, FINTRAC, and DFSA. Be prepared to discuss how you've ensured compliance in past positions and how you would approach regulatory challenges in this new role.
✨Showcase Your Leadership Skills
As a Global Head of Payments and Settlements, you'll need to lead a high-performing team. Think of examples where you've successfully built or developed teams, and be ready to share your leadership philosophy and how you motivate others to achieve their best.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to solve hypothetical problems related to settlement operations or counterparty management. Practise articulating your thought process clearly and logically, demonstrating your ability to think on your feet and make sound decisions under pressure.
