At a Glance
- Tasks: Lead underwriting for a dynamic property book, focusing on catastrophe risks and team performance.
- Company: Fast-growing tech-enabled US Property MGA backed by a global insurance leader.
- Benefits: Competitive salary, career growth, and the chance to shape underwriting strategies.
- Other info: Collaborative environment with opportunities to innovate and drive performance.
- Why this job: Join a data-driven team and make impactful decisions in a leadership role.
- Qualifications: Actuarial or catastrophe modelling background with experience in underwriting.
The predicted salary is between 80000 - 100000 € per year.
We're partnering with a fast scaling, tech enabled US Property MGA backed by a leading global insurance platform. They write a very successful property book across homeowners, flood, wildfire, and earthquake, and are building a data first underwriting engine designed to outperform traditional market approaches.
We are specifically looking for someone with an actuarial or catastrophe modelling background who has progressed their career into an underwriting field or wants to step into a leadership role and own underwriting performance.
The Opportunity
- You'll sit at the centre of underwriting, pricing, and analytics, working directly with the CUO, actuarial, and data teams.
- This role is about translating data and models into underwriting decisions and leading a small, high calibre team to drive performance.
What You'll Own
- Lead underwriting across a multi peril US property book with a focus on catastrophe exposed risks.
- Manage and develop a small, technically strong team of underwriters and analysts.
- Translate actuarial and CAT modelling insights into underwriting strategy and day to day decisions.
- Own portfolio performance including growth, exposure, and loss ratio.
- Partner closely with actuarial and analytics teams to refine pricing and risk selection.
- Work with engineering and data teams to support API based underwriting and rapid iteration.
- Support capacity strategy including reinsurance and portfolio optimisation.
- Drive continuous improvement across underwriting processes, tools, and data usage.
What This Role Is
- A leadership role for someone with a technical background in actuarial or CAT modelling.
- A position that bridges underwriting, data, and portfolio strategy.
- An opportunity to own and scale a high performing property book.
Candidate Profile
- Background in actuarial, pricing, or catastrophe modelling with exposure to property risks.
- Experience influencing or making underwriting decisions.
- Strong understanding of US property catastrophe risk including wildfire, flood, earthquake, and wind.
- Comfortable managing and mentoring a small, high performing team.
- Data first mindset with the ability to translate technical insight into commercial outcomes.
- Comfortable operating in fast moving, ambiguous environments.
Leadership and Team
- Manages a small and growing team of technically strong underwriters and analysts.
- Reports into senior underwriting leadership within a CUO structure.
- Works closely with actuarial, analytics, and engineering teams.
- Plays a key role in shaping underwriting culture and approach.
Locations
Lead Underwriter in Cheshire, Chester employer: FinPro.
Join a dynamic and innovative team at a fast-growing US Property MGA, where you will have the opportunity to lead a high-calibre group of underwriters and analysts in a data-driven environment. Our collaborative work culture fosters continuous improvement and professional growth, allowing you to make impactful decisions that shape our underwriting strategy while working closely with actuarial and analytics teams. With a focus on catastrophe-exposed risks, this role not only offers competitive benefits but also the chance to be at the forefront of transforming traditional underwriting practices.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Underwriter in Cheshire, Chester
✨Tip Number 1
Network like a pro! Reach out to industry contacts, attend events, and engage on platforms like LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that Lead Underwriter role.
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge and understanding of catastrophe risks. We recommend practising common interview questions and scenarios related to underwriting decisions to showcase your expertise.
✨Tip Number 3
Showcase your leadership skills! Be ready to discuss how you've managed teams or influenced decisions in the past. We want to see how you can drive performance and lead a high-calibre team in this role.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Lead Underwriter in Cheshire, Chester
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Lead Underwriter role. Highlight your experience in actuarial or catastrophe modelling, and don’t forget to showcase any leadership roles you've had. We want to see how you can bring your unique skills to our data-led underwriting platform!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our focus on catastrophe exposed risks. Let us know how you can contribute to our high-performing team and drive underwriting performance.
Showcase Your Data Skills:Since we’re all about data-driven decisions, make sure to highlight your experience with data analysis and how you've used it in past roles. We love candidates who can translate complex data into actionable insights, so give us some examples!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at FinPro.
✨Know Your Numbers
Brush up on your understanding of catastrophe modelling and actuarial principles. Be ready to discuss how you’ve used data to influence underwriting decisions in the past. This will show that you can translate technical insights into actionable strategies.
✨Showcase Leadership Skills
Prepare examples of how you've managed or mentored teams in previous roles. Highlight your experience in leading high-performing teams and how you’ve driven performance. This is crucial as the role involves managing a small team of underwriters and analysts.
✨Understand the Market
Familiarise yourself with the current trends in US property risks, especially around wildfire, flood, and earthquake. Being able to discuss these topics confidently will demonstrate your industry knowledge and readiness to tackle the challenges of the role.
✨Ask Insightful Questions
Prepare thoughtful questions about the company’s data-led approach and how they integrate analytics into their underwriting process. This shows your genuine interest in the role and helps you assess if the company aligns with your career goals.
