At a Glance
- Tasks: Lead underwriting and build a broker team in a fast-paced InsurTech startup.
- Company: Join a rapidly growing InsurTech startup revolutionising business liability insurance for SMEs.
- Benefits: Enjoy a dynamic work environment with opportunities for real ownership and impact.
- Other info: This role is based in London, requiring 5 days in the office.
- Why this job: Be the first dedicated underwriter, shaping the future of digital commercial insurance.
- Qualifications: Minimum 5 years in commercial liability underwriting; CII qualified preferred.
The predicted salary is between 48000 - 72000 £ per year.
Location: London (5 days in office)
We are working with an ambitious and fast-growing InsureTech startup based in London, recently established as a full MGA in partnership. With strong traction in both Europe and the US, they have built a cutting-edge digital platform offering flexible, fully remote, monthly subscription-based business liability insurance tailored to SMEs, contractors, and small businesses — including those up to £100M in turnover. They’ve already digitalised quoting and are expanding rapidly. With a strong pipeline of inbound leads and an entrepreneurial team, they’re ready to scale — starting with the hire of our first dedicated underwriter.
They are seeking a Senior Underwriter with strong commercial liability experience and a brokerage mindset. In this role, you will:
- Lead the underwriting function and be instrumental in building our broker team.
- Underwrite and quote digital business liability insurance products, both proprietary and from the wider market.
- Work closely with the sales team to convert leads into bound policies.
- Support placement in the open market when risks fall outside proprietary product appetite.
- Act as the go-to insurance expert internally and externally — you’ll be the voice of underwriting.
- Liaise with their capacity providers, and help refine pricing, risk appetite, and wordings.
- Contribute to the development of internal underwriting tools and processes as they scale.
Who You Are:
- Minimum 5 years' experience in commercial liability underwriting, ideally in the SME sector.
- Solid broking experience or strong broking instincts — you’re confident quoting in the open market and closing deals.
- Comfortable in a fast-paced, startup environment and excited to be hands-on as the first underwriter on the team.
- Familiar with digital insurance platforms and modern InsureTech models.
- CII qualified (or higher).
- Driven, flexible, and looking for real ownership in your role.
If you’re feeling stuck in a traditional insurer land and want to take your career in a more dynamic, impactful direction — we want to hear from you. Apply now and help shape the future of digital commercial insurance.
Underwriter - InsurTech in London employer: Finitas
Join an innovative InsurTech startup in the heart of London, where you'll be part of a dynamic team that values entrepreneurial spirit and collaboration. With a strong focus on employee growth, we offer opportunities to lead and shape the underwriting function while working in a cutting-edge digital environment. Enjoy a vibrant work culture that encourages flexibility and creativity, making this an ideal place for those looking to make a meaningful impact in the insurance industry.
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter - InsurTech in London
✨Tip Number 1
Familiarise yourself with the latest trends in InsurTech and digital insurance platforms. Understanding how these technologies are transforming the industry will not only impress us but also show your enthusiasm for the role.
✨Tip Number 2
Network with professionals in the InsurTech space, especially those with underwriting or broking experience. Engaging in conversations can provide valuable insights and may even lead to referrals that could strengthen your application.
✨Tip Number 3
Prepare to discuss your previous experiences in commercial liability underwriting and how they relate to the SME sector. Be ready to share specific examples of how you've successfully closed deals or improved processes in past roles.
✨Tip Number 4
Showcase your entrepreneurial spirit by highlighting any initiatives you've taken in previous positions. We value candidates who are proactive and can contribute to building a team and refining processes as we scale.
We think you need these skills to ace Underwriter - InsurTech in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights your relevant experience in commercial liability underwriting and broking. Use specific examples that demonstrate your skills and achievements in these areas.
Craft a Compelling Cover Letter:Write a cover letter that showcases your enthusiasm for the InsurTech sector and your understanding of the startup environment. Mention how your background aligns with the company's goals and the specific role.
Highlight Relevant Qualifications:Clearly state your CII qualifications and any other relevant certifications. This will help establish your credibility and expertise in the field of underwriting.
Showcase Your Digital Skills:Since the company is focused on digital platforms, emphasise your familiarity with digital insurance tools and modern InsureTech models. Provide examples of how you've used technology to enhance your underwriting processes.
How to prepare for a job interview at Finitas
✨Showcase Your Experience
Make sure to highlight your minimum 5 years of experience in commercial liability underwriting. Be prepared to discuss specific examples from your past roles that demonstrate your expertise and how it aligns with the needs of the InsurTech startup.
✨Demonstrate Your Broking Mindset
Since the role requires strong broking instincts, come ready to discuss your experience in quoting in the open market. Share any successful deals you've closed and how you navigated challenges during the process.
✨Familiarity with Digital Platforms
As this company is focused on digital insurance solutions, be prepared to talk about your familiarity with digital insurance platforms and modern InsureTech models. Discuss how you can leverage technology to enhance the underwriting process.
✨Emphasise Your Entrepreneurial Spirit
This role is in a fast-paced startup environment, so convey your excitement for being hands-on and taking ownership. Share examples of how you've thrived in dynamic settings and contributed to team growth or innovation.
