Senior Underwriter - InsurTech
Senior Underwriter - InsurTech

Senior Underwriter - InsurTech

Full-Time 48000 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead underwriting and build a broker team in a fast-paced InsurTech startup.
  • Company: Join an ambitious InsurTech startup revolutionising business liability insurance for SMEs.
  • Benefits: Enjoy a dynamic work environment with opportunities for real ownership and impact.
  • Why this job: Be part of a cutting-edge digital platform shaping the future of insurance.
  • Qualifications: 5+ years in commercial liability underwriting, ideally with SME experience.
  • Other info: This role offers a chance to influence and innovate in a growing company.

The predicted salary is between 48000 - 72000 £ per year.

Location: London (5 days in office)

We are working with an ambitious and fast-growing InsureTech startup based in London, recently established as a full MGA in partnership. With strong traction in both Europe and the US, they have built a cutting-edge digital platform offering flexible, fully remote, monthly subscription-based business liability insurance tailored to SMEs, contractors, and small businesses — including those up to £100M in turnover. They’ve already digitalised quoting and are expanding rapidly. With a strong pipeline of inbound leads and an entrepreneurial team, they’re ready to scale — starting with the hire of our first dedicated underwriter.

They are seeking a Senior Underwriter with strong commercial liability experience and a brokerage mindset. In this role, you will:

  • Lead the underwriting function and be instrumental in building our broker team.
  • Underwrite and quote digital business liability insurance products, both proprietary and from the wider market.
  • Work closely with the sales team to convert leads into bound policies.
  • Support placement in the open market when risks fall outside proprietary product appetite.
  • Act as the go-to insurance expert internally and externally — you’ll be the voice of underwriting.
  • Liaise with their capacity providers, and help refine pricing, risk appetite, and wordings.
  • Contribute to the development of internal underwriting tools and processes as they scale.

Who You Are:

  • Minimum 5 years' experience in commercial liability underwriting, ideally in the SME sector.
  • Solid broking experience or strong broking instincts — you’re confident quoting in the open market and closing deals.
  • Comfortable in a fast-paced, startup environment and excited to be hands-on as the first underwriter on the team.
  • Familiar with digital insurance platforms and modern InsureTech models.
  • CII qualified (or higher).
  • Driven, flexible, and looking for real ownership in your role.

If you're feeling stuck in a traditional insurer land and want to take your career in a more dynamic, impactful direction — we want to hear from you. Apply now and help shape the future of digital commercial insurance.

Senior Underwriter - InsurTech employer: Finitas

Join an innovative InsurTech startup in the heart of London, where you'll be part of a dynamic team that values entrepreneurial spirit and collaboration. With a strong focus on employee growth, we offer opportunities to shape the future of digital insurance while enjoying a supportive work culture that encourages flexibility and ownership. Experience the excitement of working in a fast-paced environment with cutting-edge technology, all while contributing to meaningful solutions for SMEs and small businesses.
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Contact Detail:

Finitas Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Underwriter - InsurTech

✨Tip Number 1

Network with professionals in the InsurTech space. Attend industry events, webinars, or local meetups to connect with people who work in similar roles. This can help you gain insights into the company culture and potentially get a referral.

✨Tip Number 2

Familiarise yourself with the latest trends in digital insurance platforms. Understanding how these technologies are shaping the industry will not only prepare you for interviews but also demonstrate your genuine interest in the role.

✨Tip Number 3

Prepare to discuss your experience with commercial liability underwriting in detail. Be ready to share specific examples of how you've successfully closed deals or navigated challenges in a fast-paced environment, as this will showcase your suitability for the role.

✨Tip Number 4

Research the company’s current offerings and their unique selling points. Being able to articulate how you can contribute to their growth and success will set you apart from other candidates during discussions.

We think you need these skills to ace Senior Underwriter - InsurTech

Commercial Liability Underwriting
Brokerage Experience
Digital Insurance Platforms
InsurTech Knowledge
Risk Assessment
Pricing Strategy Development
Sales Collaboration
Policy Quoting
Market Analysis
Strong Communication Skills
Negotiation Skills
Problem-Solving Skills
Adaptability in Fast-Paced Environments
CII Qualification or Higher

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in commercial liability underwriting and any broking responsibilities you've had. Use specific examples that demonstrate your skills and achievements relevant to the InsurTech sector.

Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention your familiarity with digital insurance platforms and how your background aligns with their needs. Be sure to convey your entrepreneurial spirit and readiness to take ownership.

Showcase Relevant Experience: When detailing your work history, focus on your experience in the SME sector and any roles where you’ve successfully closed deals or worked in a fast-paced environment. Highlight your CII qualifications and any specific projects that demonstrate your expertise.

Proofread and Edit: Before submitting your application, carefully proofread your documents for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism, which is crucial in the underwriting field.

How to prepare for a job interview at Finitas

✨Showcase Your Underwriting Expertise

Be prepared to discuss your experience in commercial liability underwriting, especially within the SME sector. Highlight specific examples of how you've successfully assessed risks and quoted policies, as this will demonstrate your capability to lead the underwriting function.

✨Demonstrate Broking Skills

Since the role requires a strong broking mindset, be ready to share instances where you've effectively closed deals in the open market. Discuss your approach to liaising with brokers and how you’ve navigated complex negotiations.

✨Familiarity with Digital Platforms

Given the company's focus on digital insurance solutions, it’s crucial to express your familiarity with modern InsureTech models. Prepare to discuss any relevant experience you have with digital platforms and how they can enhance the underwriting process.

✨Emphasise Your Entrepreneurial Spirit

As the first dedicated underwriter in a fast-paced startup environment, showcasing your entrepreneurial mindset is key. Share examples of how you've thrived in dynamic settings and your willingness to take ownership of your role and contribute to building the team.

Senior Underwriter - InsurTech
Finitas
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  • Senior Underwriter - InsurTech

    Full-Time
    48000 - 72000 £ / year (est.)

    Application deadline: 2027-05-28

  • F

    Finitas

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