At a Glance
- Tasks: Join our Underwriting Team and review lending files with precision.
- Company: We're a leading Financial Services client focused on mortgage solutions.
- Benefits: Enjoy casual dress, a pension plan, cycle-to-work scheme, and private medical insurance.
- Why this job: Kickstart your career in a supportive environment with opportunities for growth and training.
- Qualifications: Looking for detail-oriented team players with a can-do attitude and strong communication skills.
- Other info: Complete the CEMAP programme and gain valuable mortgage advice experience.
The predicted salary is between 26000 - 32000 £ per year.
Trainee Mortgage Underwriter
Location: Woking
Salary: £26-32,000 + benefits
Office Based
Are you looking to start your career in Mortgage Underwriting? If so, we have got an excellent role for you. We are currently working alongside a Financial Services client who is seeking a candidate to join their Underwriting Team. We are looking for candidates who have an interest in Mortgages or Financial Services, with excellent attention to detail and the ability to build rapport with clients over the phone.
Responsibilities
- Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company’s policies and procedures and TCF principles.
- Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents, and internal systems.
- Establish and maintain effective working relationships with key 3rd party business partners, including all intermediary partners, solicitors, and valuation panel managers.
- Achieve satisfactory performance levels in all KPIs to maintain/achieve underwriting mandate.
- Undertake relevant regulatory training to complete all three levels of CEMAP programme.
- Provide suitable Mortgage advice, where possible, on applications received directly from customers.
Experience and Skills
- Strong team player who is committed, conscientious, and hard-working.
- Strong attention to detail.
- Can-do attitude, flexible, and solutions-oriented.
- Confident and clear communicator.
- Open, honest, reliable, and with integrity.
Benefits
- Casual dress
- Company pension
- Cycle to work scheme
- On-site parking
- Private medical insurance
- Referral programme
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Trainee Mortgage Underwriter employer: Find Apprenticeships
Contact Detail:
Find Apprenticeships Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Trainee Mortgage Underwriter
✨Tip Number 1
Familiarize yourself with the mortgage underwriting process and key terminology. This will not only help you understand the role better but also allow you to engage in meaningful conversations during the interview.
✨Tip Number 2
Network with professionals in the financial services industry, especially those involved in mortgage underwriting. Attend relevant events or join online forums to build connections that could lead to valuable insights and potential referrals.
✨Tip Number 3
Practice your communication skills, particularly over the phone. Since building rapport with clients is crucial, consider role-playing scenarios with friends or family to enhance your confidence and clarity.
✨Tip Number 4
Stay updated on current trends and regulations in the mortgage industry. This knowledge will demonstrate your commitment to the field and can set you apart from other candidates during the selection process.
We think you need these skills to ace Trainee Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights any relevant experience or interest in mortgages and financial services. Emphasize your attention to detail and communication skills, as these are key for the Trainee Mortgage Underwriter role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for starting a career in mortgage underwriting. Mention specific reasons why you are interested in this role and how your skills align with the company's needs.
Highlight Relevant Skills: In your application, clearly outline your strong team player attitude, can-do mindset, and flexibility. Provide examples of how you've demonstrated these qualities in past experiences.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application reflects your attention to detail, which is crucial for the role of a Mortgage Underwriter.
How to prepare for a job interview at Find Apprenticeships
✨Show Your Interest in Mortgages
Make sure to express your enthusiasm for the mortgage industry during the interview. Share any relevant experiences or knowledge you have about mortgages or financial services to demonstrate your genuine interest.
✨Highlight Attention to Detail
Since this role requires strong attention to detail, prepare examples from your past experiences where you successfully managed tasks that required precision. This will help illustrate your capability to handle the responsibilities of a Trainee Mortgage Underwriter.
✨Demonstrate Communication Skills
As a Trainee Mortgage Underwriter, you'll need to build rapport with clients and partners. Practice clear and confident communication during the interview, and be ready to discuss how you've effectively communicated in previous roles.
✨Prepare for Regulatory Training Questions
Familiarize yourself with the CEMAP programme and be prepared to discuss your willingness to undertake regulatory training. Showing that you are proactive about your professional development can set you apart from other candidates.