At a Glance
- Tasks: Manage high-value client portfolios and deliver holistic financial planning advice.
- Company: Established financial planning business in Cambridge with a supportive culture.
- Benefits: Competitive salary, performance bonuses, full support, and clear career progression.
- Other info: Structured onboarding with a focus on long-term client relationships and growth.
- Why this job: Join a growing firm with a strong client base and immediate business development support.
- Qualifications: Level 4 Diploma in Regulated Financial Planning and proven experience as a Financial Adviser.
The predicted salary is between 50000 - 65000 £ per year.
Cambridge (Office-Based / Hybrid Available)
Competitive Basic Salary + Bonus + Full Paraplanning Support + Lead Flow Established Client Bank Strong Inbound Lead Generation Clear Path to £1m+ AUM Portfolios
An excellent opportunity has arisen for an experienced Independent Financial Adviser to join a well-established and growing financial planning business based in Cambridge, covering clients across Cambridge and Peterborough. This is a rare opportunity to step into a business where the Managing Director is preparing to transition approximately 140 established client households, creating a significant platform for an adviser who is both commercially driven and relationship-focused.
Client Segments
- £250,000 - £500,000
- £500,000 - £1,000,000
- £1,000,000+
The Opportunity
This role is structured to ensure long-term success and sustainable client outcomes. For the first six months, you will focus on embedding yourself within the business, understanding processes, building relationships with the internal team and developing a strong understanding of the existing client proposition. During this initial period, no client handover will take place, ensuring you are fully prepared before taking ownership of relationships. After this period, you will be gradually introduced to the MD's client bank of circa 140 households, providing a strong foundation for ongoing growth and development.
Responsibilities
- Managing and developing a portfolio of high-value clients post-integration
- Delivering holistic financial planning advice across pensions, investments, retirement and protection
- Building long-term relationships with clients across Cambridge and Peterborough
- Acting as the primary adviser for an established client bank of approximately 140 households
- Working closely with internal paraplanning and administration teams to deliver a seamless client experience
- Developing new business through a strong internal marketing and lead generation function
- Attending client meetings and providing ongoing review and servicing advice
- Identifying planning opportunities and growing assets under management over time
- Maintaining FCA compliance and delivering advice in line with regulatory standards
Structure of the Role
- 70% Business Development & Client Growth
- 30% Ongoing Servicing & Relationship Management
You will be supported by a strong internal marketing team that generates regular lead flow, alongside full paraplanning and administrative support to allow you to focus on advice and client relationships.
Requirements
- Level 4 Diploma in Regulated Financial Planning (essential)
- Proven experience as a Financial Adviser / IFA
- Strong technical knowledge across pensions, investments and holistic financial planning
- Confident managing and developing client relationships
- Comfortable working in a hybrid business development and servicing role
- Strong communication and relationship-building skills
- Commercially aware with a focus on growing AUM
- CAS status preferred but not essential
What's on Offer
- Competitive basic salary (dependent on experience)
- Bonus structure linked to performance and AUM growth
- Circa 140 household client bank being transitioned from MD
- Strong internal lead generation from dedicated marketing function
- Full paraplanning and administrative support
- Structured onboarding with 6-month development period before client handover
- High-quality client segmentation across £250k - £1m+ clients
- Long-term career progression within a growing business
- Opportunity to significantly grow assets under management in a supportive environment
Why This Opportunity Stands Out
This is a standout opportunity for an Adviser who wants a balance of immediate business development support and long-term client ownership. With a structured onboarding period, strong internal lead generation and a significant client transition from the Managing Director, this role provides a rare platform to build a high-quality advisory book in a well-supported and growing business.
Independent Financial Adviser - Cambridge & Peterborough Coverage employer: Financial Divisions
Join a well-established financial planning business in Cambridge, where you will benefit from a competitive salary, performance-linked bonuses, and full paraplanning support. Our collaborative work culture fosters strong relationships and offers clear pathways for career progression, allowing you to thrive while managing an established client bank and growing your assets under management in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Independent Financial Adviser - Cambridge & Peterborough Coverage
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Financial Divisions. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Independent Financial Adviser - Cambridge & Peterborough Coverage
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Financial Divisions.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Financial Divisions's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Financial Divisions
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Financial Divisions.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Financial Divisions will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Financial Divisions employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
