Payment Firm Supervisor in Edinburgh

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you will play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services.

SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). Sitting in the Payments and Digital Assets directorate, the Market Intervention department supervises and enforces regulatory standards in payments and crypto asset firms.

Role responsibilities:

• Own and manage a portfolio of supervision cases in the Payments/E-money sector, ensuring regulatory outcomes that protect consumers and ensure market integrity.
• Engage with internal and external stakeholders including collaborating with law enforcement and regulatory bodies, both domestically and internationally, using FCA powers to prevent harm and uphold market confidence.
• Form supervisory judgments within firms, supported by specialised training and guidance, contributing to consistent and fair regulatory decisions.
• Support colleagues on complex cases, helping deliver precedent-setting outcomes that shape future regulatory approaches.
• Contribute to operational and strategic projects by developing processes, frameworks, and tools that enhance business-as-usual effectiveness and regulatory impact.

Skills required:

• Minimum: Prior experience of dealing with regulatory matters, particularly in relation to advising on regulatory requirements OR working in a compliance function within a retail bank and/or payments firm.
• Demonstrable experience of presenting work to others and guiding decision making processes.
• Prior experience of effective stakeholder management.
• Essential: Experience of managing competing priorities, often with factors outside of your control in a demanding environment.
• Curiosity and motivation to continually learn about and investigate issues within the firms and industries we supervise with a keen willingness to develop yourself by taking on new responsibilities.
• Adopting a strategic and pragmatic approach to your work with a profound sense of accountability to immerse yourself in propelling solutions forward.
• Ability to identify and escalate issues appropriately, seeking support at appropriate stages throughout any piece of work or deliverable.

Benefits:

• 25 days annual leave plus bank holidays.
• Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders).
• Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary.
• Private healthcare with Bupa, income protection, and 24/7 Employee Assistance.
• 35 hours of paid volunteering annually.
• A flexible benefits scheme designed around your lifestyle.

Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one that is free from discrimination and bias, celebrates difference, and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.

If you require any adjustments due to a disability or condition, your recruiter is here to help - reach out for tailored support. We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs, including options like part-time and job sharing where applicable.

We are proud to be a Disability Confident Employer, and therefore, people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process.

Useful information and timeline:

• Job advert close: 1st February 2026, 11:59pm.
• CV Review/Shortlist: 3rd February 2026.
• Case Study Assessment: w/c 9th February 2026.
• First Interview: w/c 16th February 2026.