At a Glance
- Tasks: Lead reviews of firms’ strategies, ensuring fair outcomes for consumers in financial services.
- Company: Join the FCA, a key regulator in UK financial markets, promoting fairness and consumer protection.
- Benefits: Enjoy 25 days leave, hybrid work, private healthcare, and a flexible benefits scheme.
- Other info: Collaborative culture with opportunities for professional growth and community engagement.
- Why this job: Make a real impact on consumer finance while developing your skills in a dynamic environment.
- Qualifications: Experience in regulatory analysis, strong communication, and project management skills required.
The predicted salary is between 53800 - 62000 £ per year.
Department: Consumer Finance
Division: Supervision, Policy and Competition
Salary: National (Edinburgh and Leeds) ranging from £53,800 to £62,000 and London £59,200 to £69,000 (salary offered will be based on skills and experience)
This role is graded as: Senior Associate – Regulatory
About The FCA And Team
We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth and shaping the future of UK finance services. SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition). The Consumer Finance Directorate oversees supervision and policy for a market of over 30,000 firms, aiming to ensure consumers can access affordable credit, are treated fairly, especially when in financial difficulty and receive timely, high-quality debt advice. The sector spans a wide range of providers, including credit cards, motor finance, brokers, high-cost lenders, mainstream lenders and debt services and plays a significant role in society and the wider economy.
As part of the Mainstream Lenders team, this Senior Supervisor role offers the opportunity to develop strong stakeholder engagement, investigative and project management skills, while driving improvements in firm practices to deliver better outcomes for consumers.
Role Responsibilities
- Lead in-depth, end-to-end reviews of firms’ business models and strategies, identifying where conduct risks may impact consumers or markets and shaping interventions that protect millions across the UK.
- Build trusted, collaborative relationships with senior leaders in supervised firms, setting clear expectations and guiding them toward fairer, more consumer-centric outcomes.
- Manage a dynamic caseload with diligence and precision, using data-driven insight and sound judgement to resolve complex supervisory challenges effectively.
- Partner across teams to deliver impactful multi-firm projects, supporting improvements in conduct standards across sectors and enhancing the overall integrity of the financial system.
- Empower positive change by effectively shaping firm behaviour, including the use of formal regulatory tools where needed to ensure better outcomes for consumers.
- Contribute to a culture of continuous improvement, sharing ideas and insights that improve processes, support efficiency, and elevate the FCA’s impact.
Minimum Skills Required
- Prior experience in drafting clear, concise content for a range of audiences.
- Prior experience of analysing a range of complex information, identifying key risks of harm and making risk based regulatory judgements.
- Prior experience of working on and prioritising different workstreams and communicating a strategic approach and priorities to a range of different stakeholders.
Essential Skills
- Ability to prioritise and manage a demanding workload, using sound judgement to deliver results in a fast-paced environment.
- Demonstrated ownership, taking ownership of issues and guiding pragmatic, outcome-focused solutions.
- Effective written communication skills, with experience producing high-quality briefings and papers for both internal stakeholders and external firms.
- Sound judgement and strong analytical capability, with the ability to evaluate evidence, assess risks or potential consumer harm, and clearly justify decisions to a range of stakeholders.
- Effective influencing and negotiation skills, professionally engaging both internal stakeholders and firms to drive positive outcomes while maintaining integrity.
- Experience in supporting and developing colleagues, contributing to a collaborative and high-performing team environment.
- Prior experience of working within a financial analysis and/or accountancy role.
Benefits
- 25 days annual leave plus bank holidays.
- Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors).
- Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary.
- Private healthcare with Bupa, income protection and 24/7 Employee Assistance.
- 35 hours of paid volunteering annually.
- A flexible benefits scheme designed around your lifestyle.
Consumer Lending Senior Supervisor employer: Financial Conduct Authority
The FCA is an exceptional employer, offering a dynamic work environment in the heart of Edinburgh or Leeds, where you can make a meaningful impact on consumer finance. With a strong focus on employee growth, a hybrid working model, and comprehensive benefits including a non-contributory pension and private healthcare, we foster a culture of collaboration and continuous improvement. Join us to develop your skills while contributing to fairer financial markets and better outcomes for consumers across the UK.
Contact Details:
Financial Conduct Authority Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Consumer Lending Senior Supervisor
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We think you need these skills to ace Consumer Lending Senior Supervisor
Some tips for your application 🫡
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How to prepare for a job interview at Financial Conduct Authority
✨Brush Up on Financial Analysis Skills
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