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- Tasks: Drive growth in our German lending portfolio through financial analysis and underwriting decisions.
- Company: Fiduciam is a fast-growing fintech lender transforming real estate lending across Europe.
- Benefits: Enjoy competitive pay, private medical insurance, and rapid career growth in a vibrant London office.
- Why this job: Join a pioneering team, partner with visionary founders, and make a significant impact in the industry.
- Qualifications: A degree in business, law, or economics; strong analytical skills; fluent in English and German.
- Other info: Visa sponsorship available for top talent; work in an international environment.
The predicted salary is between 28800 - 48000 £ per year.
About us:
Fiduciam is an innovative, fast-growing fintech lender revolutionising bridging and development loans. Backed by top-tier institutional investors, we are expanding rapidly across the UK, Ireland, Netherlands, Germany and Spain. Our dynamic team is on a mission to transform real estate lending, underpinned by cutting-edge technology. For our growing German business, we are seeking a German ‘Lending Graduate’ to join the team in London.
Why join our team?
- Join a proven fintech pioneer entering rapid expansion mode having established a successful ten-year track record;
- Partner directly with visionary founders and help shape our future;
- Accelerate your career trajectory in a high-impact role;
- Be part of an elite team, whose principals have launched multiple successful platforms across financial services, and are proven innovators;
- Earn a competitive compensation package with private medical insurance, within a privately owned company whose leaders are passionate about investing in people and infrastructure for the long term;
- Make your mark as we scale across Europe and beyond.
Your mission:
You will be one of the driving forces behind growing our lending portfolio in Germany. You will assess loans on their merits, make underwriting decisions as to whether applications proceed to offer, and assist in overseeing an existing loan portfolio. You will report directly into the Head of Germany.
In this role, you will:
- Conduct financial analysis and due diligence of a wide variety of businesses in Germany;
- Analyse key items such as financial accounts, property valuations, credit searches, bank statements, and business appraisals to make informed lending decisions;
- Analyse construction/development budgets and appraisals;
- Prepare and issue loan offers;
- Protect the company by having a good grasp of its policies, procedures and compliance guidelines and by having a good awareness of risk;
- Play an integral part in scaling Fiduciam to multi-billion success.
About you:
- Ambitious and driven professional;
- A knowledge of the German property market;
- Highly organised, dedicated, and perform with attention to detail;
- A university degree in business, law or economics with solid results;
- Good writing, analytical and numerical skills;
- Hands-on, motivated and proactive;
- An excellent communicator both written and verbal in English and German;
- Eager to learn and push your boundaries in a growing company;
- Enjoy working in an international environment;
- Proficient in Microsoft Office tools;
- Eligible to work in the UK.
What's in it for you:
- Unparalleled exposure working alongside seasoned finance veterans;
- Opportunity to lead and elevate the German client-driven business;
- Competitive compensation, including private medical insurance;
- Visa sponsorship available for top talent;
- Conveniently located office in the heart of London’s vibrant fintech scene;
- Rapid career growth potential as we scale globally.
We are looking for someone with a good work ethic, plenty of enthusiasm and a personality that will fit within our diverse team. If interested, please send us your CV and cover letter to henrik.takkenberg@fiduciam.de.
German Lending Graduate employer: Fiduciam
Contact Detail:
Fiduciam Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land German Lending Graduate
✨Tip Number 1
Familiarise yourself with the German property market and current lending trends. This knowledge will not only help you in interviews but also demonstrate your genuine interest in the role and the company.
✨Tip Number 2
Network with professionals in the fintech and lending sectors, especially those with experience in Germany. Attend industry events or webinars to make connections that could provide insights or referrals.
✨Tip Number 3
Brush up on your analytical skills, particularly in financial analysis and due diligence. Consider taking online courses or workshops that focus on these areas to enhance your expertise before applying.
✨Tip Number 4
Prepare for potential interviews by practising common questions related to lending decisions and risk assessment. Being able to articulate your thought process clearly will set you apart from other candidates.
We think you need these skills to ace German Lending Graduate
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of the German Lending Graduate position. Familiarise yourself with the key tasks such as financial analysis, underwriting decisions, and compliance guidelines.
Tailor Your CV: Craft your CV to highlight relevant experiences and skills that align with the job description. Emphasise your analytical abilities, knowledge of the German property market, and any experience in finance or lending.
Write a Compelling Cover Letter: Your cover letter should express your enthusiasm for the role and the company. Mention why you are interested in Fiduciam and how your background makes you a suitable candidate for the position.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for this role.
How to prepare for a job interview at Fiduciam
✨Research the Company
Before your interview, take some time to learn about Fiduciam's mission, values, and recent developments in the fintech space. Understanding their approach to lending and their expansion plans will help you tailor your responses and show genuine interest.
✨Prepare for Technical Questions
Given the role involves financial analysis and underwriting decisions, be ready to discuss your understanding of the German property market and financial metrics. Brush up on key concepts related to loan assessments and risk management to demonstrate your analytical skills.
✨Showcase Your Communication Skills
As an excellent communicator in both English and German, prepare to articulate your thoughts clearly. Practice explaining complex financial concepts in simple terms, as this will be crucial when discussing loan offers and client interactions.
✨Demonstrate Your Enthusiasm
Fiduciam is looking for someone ambitious and eager to learn. During the interview, express your passion for the fintech industry and your desire to contribute to the company's growth. Share examples of how you've pushed your boundaries in previous roles or studies.
