Potfolio Credit Analyst

About Ferovinum:

We’re revolutionising the supply chain and financial foundations of the $800bn global drinks industry by building a platform that will change the way that commerce is executed forever!
We’ve just secured our Series A funding and are proud to be part of Notion Capital’s portfolio. We’ve already influenced immense change in the UK markets and have personally alreadyseen tremendous growth, with over £170 million of product transacted through the platform and increased annual sales by 1,000% since early 2023.
To date we’re proud to say that we’ve deployed over £114m of funding in support of UK wine and spirits producers. As we look to expand our offering globally we’re looking for ambitious builders that want to change an industry and be part of the journey with us.
We’re first to market and intend to stay ahead of the game! In short, it’s the perfect time to join as we aim for unicorn and beyond

The Role:

As our Portfolio Credit Analyst you’ll be responsible for monitoring potential risk, performance and cash flow across our SME portfolio. You’ll make sure we adhere to our credit underwriting policy and procedures to drive profitable growth. Reporting directly to our Chief Risk Officer, a key responsibility will be for you to provide the data analysis of our client portfolio to help us influence commercial business decisions.
As we’re in our build phase you’ll be working cross functionally with Sales, Onboarding, and Customer Success and our Sales teams to highlight any risk exposure and monitor portfolio performance, ultimately driving revenue.

Key Responsibilities:

• Work closely with the Chief Risk Officer to analyse individual client and portfolio performance.

• Monitor customer liquidity and behaviour to help identify risk exposure across the business, looking closely for leading indicators.

• Support new business opportunities, improving our product proposition, completion of request-for-proposal documentation in addition to providing broad support to sales teams.

• Analysing and attributing portfolio performance.

• Reporting detailed financial analysis of companies, we work with, identifying key risks, undertaking market analysis, and calculating potential exposure based on nature of the products sold and delivery fulfilment times.

• Make recommendations to manage and mitigate risk.

• Maintaining long-term strategic relationships and influence with appropriate stakeholders, both internally and externally.

• You’ll also have the opportunity to support the CFO and the finance team by working with our capital markets partners

Key Requirements:

• 1 – 2 years previous experience working in investment banking, consulting or similar, either in a front office or credit risk role.

• Excellent Microsoft Excel skills. Financial modelling experience preferred.

• Strong quantitative, analytical and presentation skills, with excellent attention to detail.

• Curious individual with strong critical thinking skills who enjoys problem-solving.

• Planning and organisational skills and problem-solving ability.

• Excellent communication skills.

• The ability to be flexible, decisive, and quick-thinking.

• Understanding of portfolio construction, trading, or risk management techniques is preferred.

• Capacity to work independently as well as part of a team and be able to deal with pressure.

Ferovinum provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity, or gender expression. We are committed to a diverse and inclusive workforce and welcome people from all backgrounds, experiences, perspectives, and abilities.

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