At a Glance
- Tasks: Design and implement real-time ledger systems for a cloud-native banking platform.
- Company: Join a leading bank transforming the future of finance in London.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Fast-paced environment with immediate openings for impactful roles.
- Why this job: Be at the forefront of banking innovation and make a significant impact.
- Qualifications: 10-12 years in banking tech with experience in cloud core banking implementations.
The predicted salary is between 80000 - 100000 € per year.
Job Location: London, UK / Hybrid (4 days office)
Job Type: Permanent/ Contract
Role Overview
We are seeking a highly experienced Subject Matter Expert (SME) in Real-Time Ledger systems to support the implementation of a cloud-native core banking platform. The role will focus on designing, configuring, and validating a real-time general ledger and sub-ledger architecture, ensuring accuracy, scalability, and regulatory compliance within a modern banking ecosystem. The SME will work closely with business stakeholders, product vendors, architects, and implementation teams to ensure a robust event-driven, real-time accounting framework aligned with UK banking standards.
Key Responsibilities
- Ledger Design & Architecture
- Lead the design of real-time ledger architecture (general ledger + sub-ledger integration)
- Define chart of accounts (CoA) structure aligned with product hierarchies and regulatory needs
- Establish event-driven accounting models for transactions (payments, loans, deposits, etc.)
- Ensure high-volume, low-latency ledger processing in cloud environments
- Cloud Core Banking Implementation
- Drive ledger-related components in cloud-native core banking platforms (e.g., Thought Machine, Temenos, Mambu, Tuum, Finastra)
- Configure and validate posting rules, journal entries, and accounting flows
- Collaborate with platform vendors and SI teams on solution design and delivery
- Integration & Data Flow
- Design integration between core banking engine, payments systems (FPS, CHAPS, SEPA, SWIFT), channels and middleware, financial reporting / GL systems
- Ensure real-time reconciliation and data consistency
Experience Requirements
- 10-12 years in banking technology or core banking transformation
- 2-3 end-to-end cloud core banking implementations, specifically involving ledger/accounting modules and real-time transaction processing
- Experience working with UK or European banks preferred
PO/SME – Real time ledger (RTL) in London employer: FalconSmartIT
Join a forward-thinking organisation that prioritises innovation and employee development in the heart of London. As a PO/SME for Real-Time Ledger systems, you will be part of a dynamic team that fosters collaboration and creativity, offering opportunities for professional growth within a hybrid work environment. Enjoy competitive benefits and the chance to make a significant impact on the future of banking technology while working alongside industry experts.
StudySmarter Expert Advice🤫
We think this is how you could land PO/SME – Real time ledger (RTL) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking tech space, especially those who have experience with real-time ledger systems. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Show off your expertise! When you get the chance to meet potential employers or attend industry events, don’t hold back on sharing your knowledge about cloud-native core banking platforms and real-time accounting frameworks. It’ll make you stand out as a go-to person in the field.
✨Tip Number 3
Prepare for interviews by diving deep into the specifics of the role. Brush up on your understanding of event-driven accounting models and integration between core banking engines and payment systems. The more you know, the more confident you'll feel!
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications that way!
We think you need these skills to ace PO/SME – Real time ledger (RTL) in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of PO/SME in Real-Time Ledger. Highlight your relevant experience with ledger design and cloud banking implementations, as this will show us you’re a perfect fit for the job.
Craft a Compelling Cover Letter:Your cover letter should tell us why you're passionate about real-time ledger systems and how your past experiences align with our needs. Be specific about your achievements and how they relate to the responsibilities outlined in the job description.
Showcase Your Technical Skills:Don’t forget to highlight your technical skills related to cloud-native core banking platforms and real-time transaction processing. We want to see that you have hands-on experience with the tools and technologies we use.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss any important updates from us!
How to prepare for a job interview at FalconSmartIT
✨Know Your Ledger Inside Out
Make sure you brush up on your knowledge of real-time ledger systems. Be prepared to discuss your past experiences with ledger design and architecture, especially any specific projects where you led the implementation. This will show that you’re not just familiar with the concepts but have practical experience too.
✨Understand Cloud Banking Platforms
Familiarise yourself with the cloud-native core banking platforms mentioned in the job description, like Thought Machine or Temenos. If you can speak confidently about how these platforms work and how you've interacted with them in previous roles, it’ll give you a significant edge in the interview.
✨Prepare for Technical Questions
Expect technical questions related to event-driven accounting models and integration with payment systems. Brush up on your knowledge of UK banking standards and be ready to explain how you’ve ensured compliance in your past roles. This will demonstrate your expertise and readiness for the role.
✨Showcase Your Collaboration Skills
Since the role involves working closely with various stakeholders, be prepared to share examples of how you’ve successfully collaborated with product vendors, architects, and implementation teams. Highlighting your teamwork skills will show that you can thrive in a hybrid environment and contribute positively to the project.
