At a Glance
- Tasks: Design and implement real-time ledger systems for a cloud-native banking platform.
- Company: Join a leading tech firm transforming the banking landscape.
- Benefits: Competitive salary, hybrid work model, and opportunities for professional growth.
- Other info: Fast-paced environment with immediate openings for impactful roles.
- Why this job: Be at the forefront of banking innovation and make a significant impact.
- Qualifications: 10+ years in banking tech with experience in cloud core banking implementations.
The predicted salary is between 70000 - 90000 € per year.
We are seeking a highly experienced Subject Matter Expert (SME) in Real-Time Ledger systems to support the implementation of a cloud-native core banking platform. The role will focus on designing, configuring, and validating a real-time general ledger and sub-ledger architecture, ensuring accuracy, scalability, and regulatory compliance within a modern banking ecosystem.
The SME will work closely with business stakeholders, product vendors, architects, and implementation teams to ensure a robust event-driven, real-time accounting framework aligned with UK banking standards.
Key Responsibilities:
- Ledger Design & Architecture
- Lead the design of real-time ledger architecture (general ledger + sub-ledger integration)
- Define chart of accounts (CoA) structure aligned with product hierarchies and regulatory needs
- Establish event-driven accounting models for transactions (payments, loans, deposits, etc.)
- Ensure high-volume, low-latency ledger processing in cloud environments
- Cloud Core Banking Implementation
- Drive ledger-related components in cloud-native core banking platforms (e.g., Thought Machine, Temenos, Mambu, Tuum, Finastra)
- Configure and validate posting rules, journal entries, and accounting flows
- Collaborate with platform vendors and SI teams on solution design and delivery
- Integration & Data Flow
- Design integration between core banking engine, payments systems (FPS, CHAPS, SEPA, SWIFT), channels and middleware, financial reporting / GL systems
- Ensure real-time reconciliation and data consistency
Experience Requirements:
- 10-12 years in banking technology or core banking transformation
- 2-3 end-to-end cloud core banking implementations, specifically involving ledger/accounting modules and real-time transaction processing
- Experience working with UK or European banks preferred
PO/SME – Real time ledger (RTL) employer: Falcon Smart IT Limited
At our London-based firm, we pride ourselves on being an exceptional employer that fosters a collaborative and innovative work culture. With a strong focus on employee growth, we offer extensive training and development opportunities, ensuring that our team members can thrive in their careers while contributing to cutting-edge projects in the banking technology sector. Our hybrid work model promotes a healthy work-life balance, making us an attractive choice for professionals seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land PO/SME – Real time ledger (RTL)
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking tech space, especially those who have experience with real-time ledger systems. A friendly chat can lead to insider info about job openings that might not even be advertised yet.
✨Tip Number 2
Show off your expertise! When you get the chance to meet potential employers or attend industry events, don’t hold back on sharing your knowledge about cloud-native core banking platforms and real-time accounting frameworks. It’ll set you apart from the crowd.
✨Tip Number 3
Prepare for interviews by diving deep into the specifics of the role. Brush up on your understanding of event-driven accounting models and integration between core banking engines and payment systems. The more you know, the more confident you'll feel!
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications that way.
We think you need these skills to ace PO/SME – Real time ledger (RTL)
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of PO/SME in Real-Time Ledger. Highlight your experience with ledger design and cloud banking platforms, as well as any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that relate to real-time ledger systems and how you can contribute to our team. Keep it engaging and professional!
Showcase Relevant Experience:When filling out your application, be sure to showcase your relevant experience in banking technology and core banking transformations. We’re particularly interested in your end-to-end implementations and any work with UK or European banks. Make it easy for us to see your expertise!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get all the updates directly from us. Plus, it’s super easy to do – just follow the prompts!
How to prepare for a job interview at Falcon Smart IT Limited
✨Know Your Ledger Inside Out
Make sure you brush up on your knowledge of real-time ledger systems. Be prepared to discuss your past experiences with ledger design and architecture, especially in cloud environments. Highlight specific projects where you’ve successfully implemented or managed ledger components.
✨Understand the Regulatory Landscape
Familiarise yourself with UK banking regulations and standards that impact real-time ledgers. Be ready to explain how you've ensured compliance in previous roles, as this will show your understanding of the regulatory environment and its importance in banking technology.
✨Showcase Your Collaboration Skills
This role involves working closely with various stakeholders, so be prepared to share examples of how you've effectively collaborated with product vendors, architects, and implementation teams. Highlight any successful projects where teamwork was key to achieving results.
✨Prepare for Technical Questions
Expect technical questions related to cloud-native core banking platforms and event-driven accounting models. Brush up on the specifics of platforms like Thought Machine or Temenos, and be ready to discuss how you would approach designing integration between different systems.
