Principal Software Engineer - Chase UK - Lending/Deposits/Rewards

Principal Software Engineer - Chase UK - Lending/Deposits/Rewards

Full-Time 63000 - 77000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Create scalable software frameworks and lead innovative financial product features.
  • Company: Join JP Morgan Chase, a global leader in financial services.
  • Benefits: Competitive salary, diverse team, and opportunities for professional growth.
  • Other info: Dynamic environment with a focus on diversity and inclusion.
  • Why this job: Make a real impact on digital banking and enhance customer experiences.
  • Qualifications: Expertise in software engineering and experience with AI-enabled development practices.

The predicted salary is between 63000 - 77000 £ per year.

At JP Morgan Chase, we understand that customers seek exceptional value and a seamless experience from a trusted financial institution.

That's why we launched Chase UK to transform digital banking with intuitive and enjoyable customer journeys.

With a strong foundation of trust established by millions of customers in the US, we have been rapidly expanding our presence in the UK and soon across Europe.

We have been building the bank of the future from the ground up, offering you the chance to join us and make a significant impact.

As a Principal Software Engineer at JPMorgan Chase within the International Consumer Bank, you will play a crucial role in this initiative, dedicated to delivering an outstanding banking experience to our customers.

You will work in a collaborative environment as part of a diverse, inclusive, and geographically distributed team.

We are seeking individuals with a curious mindset and a keen interest in new technology.

Our engineers are naturally solution-oriented and possess an interest in the financial sector and focus on addressing our customer needs.

  • Job responsibilities
  • Creates complex and scalable coding frameworks using appropriate software design frameworks.
  • Develops secure and high-quality production code, and reviews and debugs code written by others.
  • Architects and governs agentic AI-enabled engineering workflows (using enterprise-authorized tools within the work environment) to improve delivery speed, code quality, and operational outcomes at scale - including AI-driven PR review assistance, test generation and maintenance, release readiness checks, and incident triage and root-cause acceleration - while defining guardrails for validation, security, resiliency, and reuse across teams.
  • Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realised by automation at scale.
  • Serves as the function's go-to subject matter expert.
  • Contributes to the development of technical methods in specialised fields in line with the latest product development methodologies.
  • Creates durable, reusable software frameworks that are leveraged across teams and functions.
  • Influences leaders and senior stakeholders across business, product, and technology teams.
  • Leads the design and delivery of consumer-facing financial product features, ensuring high availability, low latency, and resilient architecture for millions of end users.
  • Partners with Product, Design, and Compliance teams to ship customer-centric features that meet regulatory standards without compromising user experience.
  • Drives engineering best practices for rapid, safe iteration on consumer products, including feature flagging, A/B testing frameworks, and progressive rollout strategies.
  • Required Qualifications, Capabilities and Skills
  • Formal training or certification on software engineering concepts and advanced applied experience
  • Hands-on practical experience delivering system design, application development, testing, and operational stability.
  • Expert proficiency in one or more programming languages.
  • Demonstrated experience designing and leading the adoption of agentic AI-enabled development practices (using enterprise-authorized tools within the work environment) across teams, including setting standards for human-in-the-loop validation, auditability and traceability of changes, and secure handling of sensitive data.
  • Strong understanding of responsible AI use and control expectations in engineering workflows, including security and resiliency implications, data sensitivity, and risk-based governance; ability to influence senior technical leaders on safe scaling patterns and reuse.
  • Experience applying expertise and new methods to determine solutions for complex technology problems across one or more technical disciplines.
  • Sound understanding of the business context and commercial drivers underpinning technology decisions.
  • Practical cloud-native experience.
  • Demonstrated experience launching and scaling consumer-facing financial products - such as lending, core banking, deposit products, or investment platforms - in a regulated environment.
  • Proven track record of owning end-to-end delivery of high-traffic, customer-facing systems with a focus on reliability, performance, and security at scale.
  • Experience navigating the intersection of consumer product velocity and financial services compliance, including fraud prevention, data privacy, and auditability requirements.
  • #ICBCareers #ICBEngineering

ABOUT US

Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors.

Our first-class business in a first-class way approach to serving clients drives everything we do.

We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.

Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Corporate Technology team relies on smart, driven people like you to develop applications and provide tech support for all our corporate functions across our network.

Your efforts will touch lives all over the financial spectrum and across all our divisions: Global Finance, Corporate Treasury, Risk Management, Human Resources, Compliance, Legal, and within the Corporate Administrative Office.

You'll be part of a team specifically built to meet and exceed our evolving technology needs, as well as our technology controls agenda.

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Principal Software Engineer - Chase UK - Lending/Deposits/Rewards employer: Fairygodboss

ADP is an exceptional employer that prioritises a hybrid work culture, allowing Business Security Analysts to balance their professional and personal lives effectively. With a strong commitment to employee growth, ADP offers extensive training and development opportunities, fostering a diverse and inclusive environment where every associate can thrive. Located in vibrant cities across the UK, employees benefit from a collaborative atmosphere that encourages innovation and positions security as a key differentiator in the market.

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Contact Details:

Fairygodboss Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Principal Software Engineer - Chase UK - Lending/Deposits/Rewards

Join Local Tech Meetups

Get out there and mingle with fellow developers by joining local tech meetups. It’s a fantastic way to meet people who might be working at Fairygodboss or know someone who does. Plus, you can pick up some trendy tech skills and trends while you're at it!

Contribute to Open Source Projects

Show off your coding chops by jumping into open-source projects. Not only does this give you practical experience, but it also gets you noticed in the dev community. You'll create a killer portfolio that speaks volumes about your skills to Fairygodboss.

Tap into Online Developer Communities

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Explore Job Boards Specifically for Tech Roles

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We think you need these skills to ace Principal Software Engineer - Chase UK - Lending/Deposits/Rewards

Software Engineering Concepts
System Design
Application Development
Testing
Operational Stability
Programming Languages
AI-Enabled Development Practices

Some tips for your application 🫡

Show off your coding skills:When applying for a software engineering role, it's super important to showcase your coding skills. Make sure your CV includes your tech stack, any relevant programming languages you’re comfortable with, and examples of projects you've worked on. If you have a GitHub profile, link it up! We love to see code in action.

Tailor your portfolio:For a full-time role, we’d expect to see some solid examples of your work in your portfolio. Make sure to include at least two or three projects that highlight your problem-solving skills and your ability to work with different technologies. Focus on the projects that are most relevant to the position at Fairygodboss.

Craft a killer cover letter:Your cover letter is your chance to stand out—make it personal! Explain why you want to work at Fairygodboss and how your skills align with the role. Show us your passion for software development. We dig enthusiastic candidates who understand the value of collaboration and continuous learning!

Be clear and concise:When it comes to writing your CV and cover letter, clarity is key. Avoid jargon that could confuse us and stick to simple, direct language. Highlight your achievements with quantifiable results where possible, and keep everything easy to read. A well-organised application goes a long way!

How to prepare for a job interview at Fairygodboss

Brush Up on Your Coding Skills

For a full-time software engineering role, it's crucial that we stay sharp with our coding abilities. Expect technical questions that might involve solving problems on the spot or discussing algorithms. Practise on platforms like LeetCode or HackerRank to get comfortable with the types of questions that often come up.

Know Your Tools and Frameworks

Make sure we’re well-acquainted with the tools and technologies listed in the job description. Familiarise ourselves with any specific frameworks or programming languages mentioned. If Fairygodboss uses React or Node.js, for instance, be ready to discuss how we’ve used them in previous projects or coursework.

Showcase Your Projects

Bring along a portfolio that highlights our best work. This could be code samples, GitHub repositories, or any side projects we’ve built. Make sure we can talk through our thought process for each project, especially the challenges we faced and how we solved them—this shows our problem-solving skills in action.

Prepare for Behavioural Questions

While technical skills are key, full-time positions also require cultural fit. Be ready to discuss our previous experiences and how we handle teamwork, conflict, and deadlines. Brush up on the STAR method—Situation, Task, Action, Result—to clearly articulate our past experiences when discussing how we've contributed to a team.