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For Companies At a Glance
- Tasks: Analyse financial statements and prepare credit risk memos for clients.
- Company: Join a growing London-based financial services firm with a global reach.
- Benefits: Enjoy a competitive salary, hybrid working, and generous holiday allowance.
- Why this job: Be part of a diverse team and gain international exposure in a dynamic environment.
- Qualifications: Fluent in Spanish or Portuguese with 3+ years in credit risk analysis.
- Other info: Experience with Python, VBA, or SQL is a plus but not essential.
The predicted salary is between 39600 - 50400 £ per year.
Middlemore are working with a London based Financial Services firm to appoint a Credit Risk Analyst to join the team. This will be for a Spanish and/or Portuguese speaking individual looking to progress their career in a boutique, growing global business.
Reporting to the Head of Credit Risk, some of the responsibilities include:
- Preparing credit risk memos, including credit and financial analysis for both new and existing clients.
- Performing fundamental analysis of annual and interim financial statements on corporates / commodities type clients.
- Clearly communicating recommendations of credit limits to Risk Management and Sales.
- Managing credit lines overdue, limits overshoots and excessive exposures above risk appetite.
- Monitoring and reporting credit and derivative exposures to Senior Management on a regular basis.
- Collaborating with Sales, Ops, Legal & Compliance in proactively managing clients' credit portfolio.
- Monitoring daily trading performance of clients including collateral management and margin calls.
- Contributing to preparing the Credit Committee and Key Performance Indicators.
What you must have:
- Experience in analysing financial statements, including those of Corporates and commodities type counterparties.
- Good writing skills in preparing credit memos.
- Previous experience managing a credit portfolio.
- Minimum of 3 years experience in credit risk analysis.
- Experience in working with a global sales team.
What you will need:
- Fluent in Spanish or Portuguese.
- Some understanding of ISDA and other legal documentation.
- Knowledge of financial markets is an advantage.
- Experience using Python, VBA and SQL would be beneficial although not essential.
- CFA, FRM, CAIA or comparable professional qualification is an advantage.
What will you gain:
- Salary £55-60k + a discretionary bonus.
- 25 days holiday plus bank holidays!
- Private Health Insurance, life insurance and pension.
- Culturally diverse workplace and plenty of international exposure.
- Hybrid working model - 3 in office / 2 from home.
Credit Risk Analyst Spanish / Portuguese employer: Executive Network Group
Contact Detail:
Executive Network Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst Spanish / Portuguese
✨Tip Number 1
Brush up on your financial analysis skills, especially focusing on corporate and commodities financial statements. Being able to demonstrate your analytical prowess in interviews will set you apart from other candidates.
✨Tip Number 2
Familiarise yourself with ISDA and other legal documentation relevant to credit risk. Showing that you understand these concepts can give you an edge during discussions with the hiring team.
✨Tip Number 3
Network with professionals in the financial services sector, particularly those who work in credit risk. Engaging with industry insiders can provide valuable insights and potentially lead to referrals.
✨Tip Number 4
Prepare to discuss your experience managing credit portfolios in detail. Be ready to share specific examples of how you've handled credit limits and exposures, as this will be crucial for the role.
We think you need these skills to ace Credit Risk Analyst Spanish / Portuguese
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, particularly your ability to analyse financial statements and manage credit portfolios. Use specific examples that demonstrate your skills in preparing credit memos.
Craft a Compelling Cover Letter: Write a cover letter that showcases your fluency in Spanish or Portuguese and your understanding of financial markets. Mention your experience with global sales teams and how it aligns with the company's needs.
Highlight Technical Skills: If you have experience with Python, VBA, or SQL, be sure to mention this in your application. Even if it's not essential, these skills can set you apart from other candidates.
Showcase Relevant Qualifications: If you hold any professional qualifications like CFA, FRM, or CAIA, make sure to include them in your application. This will demonstrate your commitment to the field and enhance your credibility.
How to prepare for a job interview at Executive Network Group
✨Showcase Your Analytical Skills
As a Credit Risk Analyst, you'll need to demonstrate your ability to analyse financial statements effectively. Be prepared to discuss specific examples from your past experience where you successfully assessed credit risk and made recommendations based on your analysis.
✨Communicate Clearly
Since you'll be preparing credit memos and communicating with various teams, it's crucial to showcase your writing and verbal communication skills. Practice explaining complex financial concepts in simple terms, as this will be key in your role.
✨Highlight Your Language Proficiency
Fluency in Spanish or Portuguese is essential for this position. Make sure to mention any relevant experiences where you've used these languages in a professional context, especially in relation to financial services or client interactions.
✨Familiarise Yourself with Financial Markets
Having a solid understanding of financial markets will give you an edge in the interview. Brush up on current market trends and be ready to discuss how they might impact credit risk assessments, particularly for corporates and commodities.
