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For Companies At a Glance
- Tasks: Analyse credit risk and financial statements, manage client portfolios, and communicate recommendations.
- Company: Join a growing London-based financial services firm with a global reach.
- Benefits: Enjoy a competitive salary, hybrid working, private health insurance, and 25 days holiday.
- Why this job: Be part of a culturally diverse team and gain international exposure in a dynamic environment.
- Qualifications: Fluent in Spanish or Portuguese with at least 3 years in credit risk analysis.
- Other info: Experience with Python, VBA, and SQL is a plus; professional qualifications are advantageous.
Middlemore are working with a London based Financial Services firm to appoint a Credit Risk Analyst to join the team. This will be for a Spanish and/or Portuguese speaking individual looking to progress their career in a boutique, growing global business.
Reporting to the Head of Credit Risk, some of the responsibilities include:
- Preparing credit risk memos, including credit and financial analysis for both new and existing clients.
- Performing fundamental analysis of annual and interim financial statements on corporates / commodities type clients.
- Clearly communicating recommendations of credit limits to Risk Management and Sales.
- Managing credit lines overdue, limits overshoots and excessive exposures above risk appetite.
- Monitoring and reporting credit and derivative exposures to Senior Management on a regular basis.
- Collaborating with Sales, Ops, Legal & Compliance in proactively managing clients' credit portfolio.
- Monitoring daily trading performance of clients including collateral management and margin calls.
- Contributing to preparing the Credit Committee and Key Performance Indicators.
What you must have:
- Experience in analysing financial statements, including those of Corporates and commodities type counterparties.
- Good writing skills in preparing credit memos.
- Previous experience managing a credit portfolio.
- Minimum of 3 years experience in credit risk analysis.
- Experience in working with a global sales team.
What you will need:
- Fluent in Spanish or Portuguese.
- Some understanding of ISDA and other legal documentation.
- Knowledge of financial markets is an advantage.
- Experience using Python, VBA and SQL would be beneficial although not essential.
- CFA, FRM, CAIA or comparable professional qualification is an advantage.
What will you gain:
- Salary £55-60k + a discretionary bonus.
- 25 days holiday plus bank holidays!
- Private Health Insurance, life insurance and pension.
- Culturally diverse workplace and plenty of international exposure.
- Hybrid working model - 3 in office / 2 from home.
Credit Risk Analyst Spanish / Portuguese employer: Executive Network Group
Contact Detail:
Executive Network Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst Spanish / Portuguese
✨Tip Number 1
Brush up on your financial analysis skills, especially focusing on corporate and commodities financial statements. Being able to demonstrate your analytical prowess in interviews will set you apart from other candidates.
✨Tip Number 2
Familiarise yourself with ISDA and other legal documentation relevant to credit risk. Showing that you have a solid understanding of these documents can give you an edge during discussions with the hiring team.
✨Tip Number 3
Network with professionals in the financial services sector, particularly those who work in credit risk. Engaging with industry experts can provide insights and potentially lead to referrals for the position.
✨Tip Number 4
Prepare to discuss your experience managing credit portfolios in detail. Be ready to share specific examples of how you've handled credit limits and exposures, as this will be crucial in demonstrating your fit for the role.
We think you need these skills to ace Credit Risk Analyst Spanish / Portuguese
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, particularly your ability to analyse financial statements and manage credit portfolios. Use specific examples that demonstrate your skills in these areas.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention your fluency in Spanish or Portuguese and how it will benefit the team. Be sure to include your understanding of financial markets and any relevant qualifications.
Highlight Technical Skills: If you have experience with Python, VBA, or SQL, make sure to mention this in your application. Even if it's not essential, showcasing these skills can set you apart from other candidates.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Risk Analyst.
How to prepare for a job interview at Executive Network Group
✨Showcase Your Financial Analysis Skills
Be prepared to discuss your experience in analysing financial statements. Highlight specific examples where your analysis led to significant insights or decisions, especially in relation to corporates and commodities.
✨Demonstrate Your Communication Abilities
Since you'll be preparing credit risk memos and communicating recommendations, practice articulating your thoughts clearly. Consider how you would explain complex financial concepts to non-experts, as this will be crucial in your role.
✨Familiarise Yourself with Credit Risk Management
Understand the key responsibilities of managing credit lines and exposures. Be ready to discuss how you've handled overdue credit lines or overshoots in the past, and what strategies you employed to mitigate risks.
✨Brush Up on Relevant Technical Skills
While Python, VBA, and SQL are not essential, having a basic understanding can set you apart. If you have experience with these tools, be sure to mention it, and consider discussing how you've used them in previous roles.
