Fractional CTO | Fintech SaaS in Edinburgh

Fractional CTO | Fintech SaaS in Edinburgh

Edinburgh Freelance Home office (partial)
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At a Glance

  • Tasks: Lead the transition from desktop to cloud-native SaaS and drive impactful changes.
  • Company: Established fintech SaaS business at a pivotal growth stage.
  • Benefits: Competitive daily rate, flexible hybrid work, and potential for permanent CTO role.
  • Other info: Opportunity for career advancement in a dynamic, politically engaging environment.
  • Why this job: Make a real impact in a fast-evolving fintech landscape with your tech expertise.
  • Qualifications: Proven CTO experience in fintech and hands-on technical skills.

We're retained on a Fractional CTO mandate for an established, profitable B2B fintech SaaS business at a genuine inflection point — transitioning from a mature desktop platform into a modular, cloud-native SaaS architecture, in a market where buyer expectations are shifting fast.

The CEO is looking for a senior technology leader to provide an independent, evidence-led view of the delivery function, architecture, and organisational design — and then drive the resulting changes into execution. This is not an advisory piece. The output must produce committed decisions, not further workshops.

The engagement, in short:

  • 3 days per week, initial 5–6 week diagnostic phase
  • Report to the Board end of May, 90-day plan in execution within a week
  • Scope spans architecture, delivery model, product/org design, AI & UX translation, and a perception-vs-reality audit
  • Engineering footprint: ~8 internal + ~16 outsourced
  • £1,100–£1,600 per day

What we're looking for:

  • CTO-level operator with clear fintech pedigree
  • Demonstrable experience of a desktop-to-SaaS or monolith-to-modular transition
  • Hands-on technical credibility — architecture and code, not just decks
  • Experience leading or restructuring outsourced engineering models
  • Comfortable landing sharp, evidence-based findings in a politically live environment

Worth noting: the incumbent CTO has resigned. For the right person, this fractional engagement offers a credible pathway into a permanent CTO appointment. Equally open to candidates who prefer to remain fractional.

Hybrid — exec team in London, engineering in Dublin. Remote with travel to both.

Shortlist closing early next week. DM me or apply via the link for a confidential conversation.

Fractional CTO | Fintech SaaS in Edinburgh employer: Exec Capital Recruitment

This established B2B fintech SaaS company offers a dynamic work environment where innovation meets opportunity, particularly for a Fractional CTO looking to make a significant impact during a pivotal transition. With a strong focus on employee growth and a culture that values evidence-led decision-making, you will have the chance to shape the future of technology delivery while enjoying the flexibility of a hybrid working model between London and Dublin. The potential for a permanent CTO role adds an exciting dimension for those seeking long-term career advancement in a thriving sector.
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Contact Detail:

Exec Capital Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Fractional CTO | Fintech SaaS in Edinburgh

✨Tip Number 1

Network like a pro! Reach out to your connections in the fintech space and let them know you're on the lookout for a Fractional CTO role. Personal recommendations can make all the difference, so don’t be shy about asking for introductions.

✨Tip Number 2

Showcase your expertise! Prepare a portfolio or case studies that highlight your experience with desktop-to-SaaS transitions. This will help you demonstrate your hands-on technical credibility and make you stand out in interviews.

✨Tip Number 3

Be ready to discuss evidence-led findings. The CEO is looking for someone who can deliver sharp insights, so practice articulating your thoughts on architecture and delivery models clearly and confidently.

✨Tip Number 4

Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about the opportunity and keen to join the team.

We think you need these skills to ace Fractional CTO | Fintech SaaS in Edinburgh

Cloud-Native Architecture
SaaS Transition Experience
Technical Credibility
Architecture Design
Code Development
Outsourced Engineering Management
Evidence-Based Decision Making
Product and Organisational Design
AI Integration
User Experience (UX) Translation
Diagnostic Analysis
Stakeholder Communication
Leadership in Technology
Adaptability to Change

Some tips for your application 🫡

Tailor Your Application: Make sure to customise your CV and cover letter to highlight your fintech experience and any transitions you've led from desktop to SaaS. We want to see how your background aligns with the role, so don’t hold back on those relevant details!

Showcase Your Technical Credibility: Don’t just list your skills; demonstrate them! Include specific examples of your hands-on experience with architecture and coding. We’re looking for someone who can back up their claims with solid evidence, so be ready to impress us with your technical chops.

Be Clear and Concise: When writing your application, keep it straightforward. We appreciate clarity, so avoid jargon and fluff. Get straight to the point about your achievements and how they relate to the role. Remember, we’re looking for committed decisions, not just more workshops!

Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It helps us keep track of applications better and ensures you don’t miss out on any important updates. Plus, it’s super easy!

How to prepare for a job interview at Exec Capital Recruitment

✨Know Your Fintech Stuff

Make sure you brush up on your fintech knowledge, especially around SaaS transitions. Be ready to discuss specific examples from your past experiences that showcase your understanding of the market and technology shifts.

✨Showcase Your Hands-On Experience

This role requires a CTO-level operator with technical credibility. Prepare to talk about your hands-on experience with architecture and coding. Bring along examples of your work or projects that highlight your ability to lead technical teams effectively.

✨Prepare for Evidence-Based Discussions

Since the CEO is looking for an independent, evidence-led view, come prepared with data and insights from your previous roles. Think about how you can present your findings in a clear, concise manner that drives decision-making.

✨Understand the Company Culture

Research the company’s culture and the dynamics of the executive team. Being comfortable in a politically live environment is crucial, so think about how you can demonstrate your adaptability and leadership style during the interview.

Fractional CTO | Fintech SaaS in Edinburgh
Exec Capital Recruitment
Location: Edinburgh
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