At a Glance
- Tasks: Inherit a client bank and provide tailored financial advice to clients.
- Company: Established independent financial advice firm with strong support and resources.
- Benefits: Up to £60,000 salary, 30% bonus, hybrid working, and comprehensive support.
- Other info: Enjoy a relationship-led culture with opportunities for growth and development.
- Why this job: Access a steady stream of clients and build your career in a supportive environment.
- Qualifications: Level 4 qualified with CAS and 2-3 years of advising experience.
The predicted salary is between 60000 - 60000 £ per year.
You’ve passed the exams. You’ve got CAS. You’re trusted to give advice. But not always trusted with enough clients, enough opportunity or enough revenue to properly prove yourself. This role fixes that. Here you’ll inherit a client bank with enough ongoing revenue to cover validation from the start, meaning you're straight into bonus territory (at 30%) once you join. That client bank will be drip-fed sensibly, so you’re not overwhelmed, but there is a minimum of around £150,000-£180,000 of ongoing revenue available with more available as you settle in. You’ll also receive warm enquiries from existing clients and introducers (the business gets six per month and most can come to you).
PACKAGE
- Basic salary of up to £60,000
- 30% bonus on revenue above a threshold of 3x salary
- DIS x 4
- Critical illness cover
- Income protection: 75%
- Hybrid working
WHY THIS ROLE?
You’ll inherit clients AUM with enough ongoing revenue to cover validation. This client bank will be introduced gradually so you can get to know them properly, build trust and create momentum without becoming overwhelmed. There is also capacity to give you more. The business has acquired new client work and expects to continue growing, so this is a role with room to build. On top of that, the firm receives regular warm enquiries from existing clients and introducers. Most of these will come to you given other advisers are at capacity.
Typical clients are varied, but as a broad guide they are often in their mid-50s, commonly saving for retirement or approaching retirement, with around £250,000 of funds under management. Importantly, you'll have support around you too: admin, paraplanning, compliance and wider back-office resource. You'll spend your time with clients, not on paperwork.
THE COMPANY
The business is an established independent financial advice firm with a strong client base and a proper support structure around its advisers. It is small enough for advisers and clients to feel known, but large enough to offer real infrastructure, support and career opportunity. The firm provides advice across pensions, investments and protection, alongside wider areas including mortgages, equity release, private medical insurance and employee benefits. It also has minority backing from a major wealth management group. That gives the business added stability, funding and access to wider resources, without fundamentally changing its independent, relationship-led culture. In short, it offers the feel of an independent firm, with more support and backing than you would usually expect from one.
WHAT THEY'RE LOOKING FOR
This will suit someone who is already advising and wants access to more clients, more responsibility and a clearer route to earnings. You’ll need to be:
- Level 4 qualified
- A holder of CAS
- Experienced giving regulated advice, ideally with around 2-3 years’ adviser experience
Advising already but not getting enough clients or room to prove yourself? Click apply. Don't worry if your CV isn't up to date. Send us what you have and we can deal with that later. Everyone will get a response.
Independent Financial Adviser in Watford employer: Exchange Street Claims & Financial Services
Join an established independent financial advice firm that prioritises your success with a robust client bank and a supportive work culture. With a competitive salary, generous bonus structure, and the opportunity for hybrid working, you'll have the resources to thrive while focusing on building meaningful client relationships. The firm’s unique blend of independence and strong backing ensures you have the stability and infrastructure needed for professional growth in a collaborative environment.
Contact Details:
Exchange Street Claims & Financial Services Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Independent Financial Adviser in Watford
✨Tip Number 1
Network like a pro! Get out there and connect with other financial advisers, attend industry events, and join relevant online forums. The more people you know, the more opportunities will come your way.
✨Tip Number 2
Leverage social media to showcase your expertise. Share insights, tips, and success stories on platforms like LinkedIn. This not only builds your personal brand but also attracts potential clients who resonate with your approach.
✨Tip Number 3
Don’t shy away from asking for referrals! If you’ve got happy clients, encourage them to spread the word. A personal recommendation can go a long way in building trust with new clients.
✨Tip Number 4
Apply through our website! We’re here to help you land that dream role. Don’t stress about your CV being perfect; just send us what you have, and we’ll sort it out together. Everyone deserves a chance!
We think you need these skills to ace Independent Financial Adviser in Watford
Some tips for your application 🫡
Be Yourself:When you're writing your application, let your personality shine through! We want to see the real you, so don’t be afraid to show your passion for financial advising and how you connect with clients.
Tailor Your CV:Make sure your CV highlights your relevant experience and qualifications. Focus on your Level 4 qualification and CAS, and mention any specific achievements that demonstrate your ability to build client relationships.
Showcase Your Experience:We’re looking for someone with 2-3 years of advising experience, so make sure to detail your past roles and responsibilities. Highlight any successes you've had in growing a client base or managing funds under management.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this fantastic opportunity. Plus, we’ll get back to you no matter what!
How to prepare for a job interview at Exchange Street Claims & Financial Services
✨Know Your Stuff
Make sure you brush up on your financial knowledge, especially around pensions, investments, and protection. Be ready to discuss your previous experiences and how they relate to the role. This shows you're not just qualified but also passionate about what you do.
✨Understand the Client Base
Familiarise yourself with the typical clients you'll be working with, particularly those in their mid-50s saving for retirement. Think about how you can build trust and rapport with them, as this is crucial in financial advising.
✨Showcase Your Experience
Prepare to talk about your past advisory roles and how you've successfully managed client relationships. Highlight any specific achievements or challenges you've overcome, as this will demonstrate your capability and readiness for more responsibility.
✨Ask Insightful Questions
Come prepared with questions that show your interest in the firm and its culture. Inquire about the support structure available to advisers and how they handle client introductions. This not only shows your enthusiasm but also helps you gauge if the firm is the right fit for you.
