At a Glance
- Tasks: Lead compliance efforts and manage risk assessments in a dynamic fintech environment.
- Company: Growing EMI and payment company with global reach and innovative solutions.
- Benefits: Competitive salary, collaborative culture, and recognition of achievements.
- Other info: Opportunity for career growth in a high-impact role.
- Why this job: Make a significant impact in international finance while working remotely.
- Qualifications: Experience in AML and compliance within licensed payment companies.
The predicted salary is between 66150 - 80850 £ per year.
About the Client
Our client is a growing EMI and payment company offering global payment infrastructure.
They provide services such as card acquiring and multi-currency processing, supporting seamless cross-border transactions across 135+ countries.
Their focus is on maintaining full regulatory compliance, catering to businesses with integrated compliance solutions.
Role Overview
As an MLRO, you will have the opportunity to lead compliance efforts in a fully remote capacity from London.
This role is ideal for those looking to make a significant impact in an international fintech environment.
You will handle a variety of tasks from risk assessment to compliance vendor management, ensuring adherence to regulatory standards.
Key Responsibilities
- Conduct risk scoring for merchants based on business models, MCC, geography, and volumes.
- Manage onboarding cycles according to risk tiers.
- Collaborate with compliance vendors, ensuring cross-validation of tool results.
- Oversee KYC processes, including document verification and sanctions list checks.
- Set up and manage transaction monitoring rules and thresholds.
- Develop risk matrices and monitoring processes with regular timelines.
- Report SAR/STR and monitor regulatory changes (FCA, FATF, Mi CA).
- Ensure up-to-date internal policies and procedures through regulatory reporting.
- Control cross-departmental regulatory deadlines (e. g., PCI DSS).
- Participate in new product launches from a compliance perspective.
Requirements
- Experience in AML and compliance within a licensed payment company: PSP, EMI, acquirer.
- Hands-on experience with KYC/KYB, sanctions, PEP, transaction monitoring, SAR, EDD.
- Understanding of card schemes and acquiring specifics.
- Knowledge of FCA regulations and the UK regulatory environment.
- Product-oriented mindset: ability to build and execute processes.
- Previously approved by a regulator as an MLRO or Compliance Officer (FCA SMF or equivalent) is a strong advantage.
- Experience with high-risk verticals: gambling, forex, travel is a plus.
- Relevant certifications: ICA, ACAMS are an advantage.
- Languages: English C1
- Key Soft Skills
- Strong attention to detail.
- Proactive approach with a readiness to delve deeply and take ownership.
- Ability to balance compliance and risk management with business interests.
- Effective cross-functional communication and stakeholder management skills.
- Willingness to relocate to the UK if required for regulatory statements.
What We Offer
- Competitive salary aligned with experience
- Collaborative and transparent team culture
- High-impact role in a scaling fintech company
- Recognition of personal milestones and achievements
- Social benefits
- #J-18808-Ljbffr
MLRO employer: Evotym
At Evotym, we pride ourselves on being an innovative employer that fosters a collaborative and dynamic work culture. As a Banking & Payments Growth Lead, you will have the opportunity to shape cutting-edge banking products while working alongside talented professionals in a supportive environment that encourages continuous learning and growth. Our commitment to employee development, coupled with our strategic location, makes Evotym an exceptional place for those seeking meaningful and rewarding careers in the financial technology sector.
StudySmarter Expert Advice🤫
We think this is how you could land MLRO
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Evotym. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace MLRO
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Evotym.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Evotym's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Evotym
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Evotym.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Evotym will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Evotym employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
