At a Glance
- Tasks: Evaluate and assess businesses for card payment facilities while managing risk.
- Company: Global Payments, a leader in innovative payment technology solutions.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Why this job: Join a dynamic team and shape the future of payments technology.
- Qualifications: Strong analytical skills and understanding of financial statements.
- Other info: Collaborative environment with a focus on career development.
The predicted salary is between 36000 - 60000 £ per year.
Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best‑in‑class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.
Main Duties
- Underwriting of businesses applying for Card Payments facilities
- Assessment / evaluation of feasibility of merchant’s business models in the POS (Point‑of‑Sale), MOTO (Mail Order / Telephone Order) and ECOM (E‑Commerce) environment including the inherent risks related to card acceptance / acquiring
- Performance of financial analysis based on financial statements and forecast
- Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
- Assess and interpret Credit Bureau Reports
- Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
- In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals
- Communicate with sales channels and partners regarding new applications
- Proactively monitoring of the Merchant Portfolio
- Verification of adherence to compliance requirements and credit guidelines
- Periodic credit reviewing of the portfolio
- Participation in training of partners and merchants on risk management processes
- Calculation of reserves / collaterals based on credit exposure
- Work in close collaboration with wider Credit Team Members in other Global Payments locations
Underwriter in Leicester employer: EVO Payments International GmbH, Branch Ireland (Dublin)
Contact Detail:
EVO Payments International GmbH, Branch Ireland (Dublin) Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in Leicester
✨Tip Number 1
Network like a pro! Reach out to people in the payments industry, especially those working at Global Payments. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by brushing up on your underwriting knowledge. Understand the risks involved in card acceptance and be ready to discuss how you would assess merchant applications. Show us you know your stuff!
✨Tip Number 3
Don’t forget to showcase your analytical skills! Be prepared to talk about how you’ve performed financial analyses in the past. We love candidates who can interpret data and make informed decisions.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows us you’re genuinely interested in joining our dynamic team at Global Payments.
We think you need these skills to ace Underwriter in Leicester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight relevant experience in underwriting, financial analysis, and risk assessment. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about payments technology and how you can contribute to our dynamic team. Keep it concise but impactful!
Showcase Your Analytical Skills: Since the role involves assessing business models and financial statements, be sure to showcase your analytical skills. Mention specific tools or methods you've used in the past that relate to this.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss any important updates from us!
How to prepare for a job interview at EVO Payments International GmbH, Branch Ireland (Dublin)
✨Know Your Numbers
As an Underwriter, you'll be dealing with financial statements and forecasts. Brush up on your financial analysis skills and be ready to discuss how you assess business models. Familiarise yourself with key metrics and ratios that are relevant to the payments industry.
✨Understand Risk Assessment
Get a solid grasp of risk assessment techniques, especially in the context of card acceptance. Be prepared to explain how you would evaluate the feasibility of different merchant business models and what factors you consider when assessing risk.
✨Familiarise Yourself with Compliance
Compliance is crucial in the payments sector. Make sure you understand the guidelines set by payment institutions and can discuss how you would ensure adherence to these requirements. Bring examples of how you've handled compliance issues in the past.
✨Communicate Effectively
Strong communication skills are essential for this role. Think about how you would convey complex information to sales channels and partners. Prepare to demonstrate your ability to collaborate with team members and stakeholders during the interview.