Associate Financial Planning

Overview

To work in conjunction with the Financial Planning team to build and develop trusted relationships with current and potential clients. Where appropriate deliver Financial Planning and Wealth Management advice. Ideally based in the South East (London or Kent) as there will be some client visits in the area + hybrid working in the London office.

Responsibilities

• To look after and support client needs
• To build new client relationships and maintain and develop existing client relationships through effective ongoing service to help minimise attrition, and to deliver new instructions and referrals as a result of satisfied clients
• To ensure clients have the right advice to achieve their financial objectives
• To ensure client reviews are undertaken at least annually in line with clients\’ changing risk attitudes and strategic requirements
• To work in partnership with Investment Management colleagues to develop client relationships
• Maintain the New Business Pipeline (NBP) and ensure all values and dates are up to date
• Ensure comprehensive client records are kept and that these are accurate and up to date at all times and in line with Group policy
• To strive for no complaints and where they are received ensure that they are raised with the Client Resolution team in a timely fashion and assist in bringing them to a satisfactory resolution
• Holds a relevant level 4 qualification or above (aspiring for Level 7) and maintains an up-to-date Statement of Professional Standing
• Financial Planning: Able to construct and maintain suitable financial plans for clients taking into account client requirements, circumstances, tax situation, risk appetite and capacity for loss, short/medium/long-term aspirations, and appropriate retirement, inheritance/estate planning, divorce, investment structures, and tax efficiency
• Able to identify suitable financial solutions for clients\’ short-, medium-, and longer-term needs and monitor their plans for ongoing suitability
• Explain complex financial planning issues clearly to clients and ensure understanding
• Contribute to the achievement of the divisional strategy
• Client Engagement: structure and lead client meetings, ensure information is up to date and meets clients\’ needs; maintain professional, timely, clear, accurate, and non-misleading correspondence and reporting
• Build trust with clients and act as an alternative contact for requests and instructions
• Business Development: articulate benefits of our proposition and evaluate suitability; build relationships with third parties with clear information for decision making
• Regulatory: ensure fair treatment of clients, open/transparent interactions, apply regulatory framework including Financial Crime, Market Abuse, Client Money and Assets, Conflicts of Interest, Conduct of Business, Data Protection, Consumer Duty, Complaints Handling, COBS
• Continuous Professional Development: maintain and develop knowledge and skills; log CPD and contribute to colleagues\’ development
• Risk Management: understand and mitigate client risks; apply Conduct Risk Framework
• Knowledge Management: manage records and data in line with policy
• Administration and Record Keeping: proficient in relevant systems; adhere to division policies; ensure comprehensive client records
• Ability to deal with new and existing clients on a fee basis
• Ability to understand and communicate advice practices and processes clearly and effectively
• Technical/product knowledge and ability to communicate holistic financial planning strategies
• A strong ethic of client service
• Ability to work under pressure and to prioritise work
• Excellent communication skills, both written and verbal

Qualifications

• Required: Level 4 qualification or above (aspiring for Level 7) and up-to-date Statement of Professional Standing
• Required: Financial Planning knowledge and ability to construct and maintain financial plans
• Required: Strong communication and client service ethic

Evelyn Partners is a UK leader in wealth management, providing personalised, expert investment management and financial planning advice to support clients in embracing what\’s next. Our success hinges on our people and that\’s our secret for longevity. We are a team of passionate professionals and everything we do is guided by our purpose – placing the power of good advice into more hands, we go further to understand the needs of our clients and what matters most to them. We\’re here to help them make significant decisions with confidence, provide strong foundations for the future and guide them towards their goals.