Credit Risk Analyst / Manager in London

OverviewAn exciting opportunity has arisen for a proactive and experienced Analyst to join a growing Risk team. This role focuses primarily credit risk management , assessing the creditworthiness of a diverse portfolio of counterparties and recommending appropriate trading limits.

In addition to credit risk responsibilities, the successful candidate will support liquidity risk monitoring and reporting, playing a key part in strengthening the firm\’s overall financial risk framework. This is a crucial position within the second line of defence , ensuring robust oversight and governance across all financial risk areas.

Key Responsibilities

Manage and monitor a portfolio of around 150–200 counterparties, overseeing new trading requests and conducting regular credit reviews.

Perform detailed quantitative and qualitative analysis of financial statements to assess creditworthiness.

Recommend internal ratings and trading limits in line with the firm\’s risk appetite.

Serve as the main risk contact for a designated business area, attending regular meetings to review onboarding and client-related matters.

Monitor exposures, investigate breaches, and provide commentary for senior management.

Maintain accuracy of counterparty static data and hierarchy information.

Liquidity Risk

Support analysis of key liquidity metrics, including Liquid Asset Threshold Requirements.

Contribute to quarterly Interest Rate Risk in the Banking Book (IRRBB) assessments.

Assist in liquidity risk calculations for the annual ICARA process.

Produce monthly and quarterly liquidity management information (MI).

Reporting

Share responsibility for daily, weekly, and monthly financial risk reporting, such as breach logs, early warning indicators, and key risk indicator updates.

Identify opportunities to improve reporting processes and enhance data insight.

Other Responsibilities

Contribute to the development and review of internal credit rating models and related documentation.

Maintain and update departmental policies and procedures on risk processes and methodologies.

Participate in testing and enhancement of risk systems and tools.

Skills & Experience

Minimum 3 years\’ experience as a Credit or Financial Risk Analyst managing a portfolio of clients.

Strong understanding of credit risk concepts across financial institutions, corporates, and funds .

Excellent analytical and problem-solving skills with strong attention to detail.

Effective communicator with the ability to engage stakeholders across the business.

Strong time management skills and ability to work under pressure while maintaining high standards.

Sound knowledge of risk management policies, processes, and governance frameworks.

Seniority levelMid-Senior level

Employment typeFull-time

Job functionAnalyst

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