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- Tasks: Manage credit risk for a diverse portfolio and support liquidity risk monitoring.
- Company: Join a growing Risk team in a dynamic financial firm.
- Benefits: Competitive salary, professional development, and a supportive work environment.
- Other info: Opportunity for career growth and involvement in innovative risk processes.
- Why this job: Make a real impact on financial risk management and enhance your analytical skills.
- Qualifications: 3+ years in credit or financial risk analysis with strong analytical skills.
The predicted salary is between 50000 - 65000 £ per year.
An exciting opportunity has arisen for a proactive and experienced Analyst to join a growing Risk team. This role focuses primarily on credit risk management, assessing the creditworthiness of a diverse portfolio of counterparties and recommending appropriate trading limits. In addition to credit risk responsibilities, the successful candidate will support liquidity risk monitoring and reporting, playing a key part in strengthening the firm’s overall financial risk framework. This is a crucial position within the second line of defence, ensuring robust oversight and governance across all financial risk areas.
Key Responsibilities
- Manage and monitor a portfolio of around 150–200 counterparties, overseeing new trading requests and conducting regular credit reviews.
- Perform detailed quantitative and qualitative analysis of financial statements to assess creditworthiness.
- Recommend internal ratings and trading limits in line with the firm’s risk appetite.
- Serve as the main risk contact for a designated business area, attending regular meetings to review onboarding and client-related matters.
- Monitor exposures, investigate breaches, and provide commentary for senior management.
- Maintain accuracy of counterparty static data and hierarchy information.
Liquidity Risk
- Support analysis of key liquidity metrics, including Liquid Asset Threshold Requirements.
- Contribute to quarterly Interest Rate Risk in the Banking Book (IRRBB) assessments.
- Assist in liquidity risk calculations for the annual ICARA process.
- Produce monthly and quarterly liquidity management information (MI).
Reporting
- Share responsibility for daily, weekly, and monthly financial risk reporting, such as breach logs, early warning indicators, and key risk indicator updates.
- Identify opportunities to improve reporting processes and enhance data insight.
Other Responsibilities
- Contribute to the development and review of internal credit rating models and related documentation.
- Maintain and update departmental policies and procedures on risk processes and methodologies.
- Participate in testing and enhancement of risk systems and tools.
Skills & Experience
- Minimum 3 years’ experience as a Credit or Financial Risk Analyst managing a portfolio of clients.
- Strong understanding of credit risk concepts across financial institutions, corporates, and funds.
- Excellent analytical and problem-solving skills with strong attention to detail.
- Effective communicator with the ability to engage stakeholders across the business.
- Strong time management skills and ability to work under pressure while maintaining high standards.
- Sound knowledge of risk management policies, processes, and governance frameworks.
Credit Risk Analyst / Manager in England employer: ETRA Talent
Contact Detail:
ETRA Talent Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst / Manager in England
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its risk management practices. Be ready to discuss how your experience aligns with their needs, especially around credit risk and liquidity metrics.
✨Tip Number 3
Showcase your analytical skills! Bring examples of your previous work, like credit reviews or risk assessments, to demonstrate your expertise. This will help you stand out as a candidate who can hit the ground running.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Risk Analyst / Manager in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst/Manager role. Highlight your experience in credit risk management and any relevant analytical skills. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since this role involves a lot of analysis, make sure to showcase your analytical skills in your application. Mention specific tools or methodologies you've used in the past that relate to creditworthiness assessments.
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status directly with us!
How to prepare for a job interview at ETRA Talent
✨Know Your Numbers
As a Credit Risk Analyst, you'll need to demonstrate your analytical skills. Brush up on key financial metrics and be ready to discuss how you assess creditworthiness. Prepare examples of past analyses you've conducted and the impact they had on decision-making.
✨Understand the Risk Framework
Familiarise yourself with the firm's risk management policies and governance frameworks. Be prepared to discuss how you would apply these in practice, especially in relation to liquidity risk monitoring and reporting. Showing that you understand the bigger picture will impress your interviewers.
✨Engage Stakeholders
Effective communication is crucial in this role. Think about how you can convey complex information clearly to different stakeholders. Prepare scenarios where you've successfully engaged with teams or clients, highlighting your ability to build relationships and influence decisions.
✨Showcase Your Problem-Solving Skills
Be ready to tackle hypothetical scenarios during the interview. Think through how you would approach a breach in trading limits or a sudden change in a counterparty's credit rating. Demonstrating your problem-solving process will show that you're proactive and capable under pressure.