Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse data to develop credit risk strategies and drive business growth.
- Company: Join American Express, a leader in innovation with a supportive culture.
- Benefits: Enjoy competitive salary, bonuses, flexible work, and comprehensive health benefits.
- Why this job: Make a real impact on customer outcomes while developing your career.
- Qualifications: 3+ years in risk management, strong analytical skills, and coding experience required.
- Other info: Opportunities for career development and a dynamic, collaborative environment.
The predicted salary is between 36000 - 60000 £ per year.
Work Location Options: Hybrid
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role? The UK Credit Risk Teams objective is to define and develop credit risk strategies to drive growth and provide good customer outcomes at acquisition and through the customer lifecycle. The person will be responsible for conducting detailed analysis and implementing new credit risk strategies for UK consumer and small business card acquisition. This person will focus on tracking and explaining acquisitions metrics, developing & evaluating new data sources, and working on projects together with our business partners.
Responsibilities
- Generate analytical insights and spot hidden trends from data to quickly react to emerging credit trends
- Collaborate closely with marketing & product teams to help business achieve growth objectives
- Evaluate new data sources and stay abreast of industry trends to build upon existing frameworks to deliver profitable risk strategies as well as better customer outcomes
- Develop strong relationships with colleagues from the Central Risk organization, as well as Operations, Product, Acquisitions and Compliance teams to drive enterprise-wide projects for the UK market
- Drive operational excellence and ensure full compliance with regulatory requirements
Minimum Qualifications
- At least 3 years experience in risk management or data analytical roles
- Bachelors or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
- Coding skills in SQL or Python with hands‑on experience is required
- Strong analytical skills with the ability to apply both quantitative methods and business knowledge to build insights and deliver results
- Knowledge of underwriting and consumer/commercial bureau data
- Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations; conceptualize and sell ideas to internal and external partners
- Ability to build strong relationships with business partners across the enterprise
- Proven track record to work independently and within a matrix organization; partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectively
- Results driven with strong project management skills and ability to work on multiple priorities
- Ability to learn quickly and work independently with complex, unstructured initiatives
Preferred Qualifications
- Understanding statistical concepts
- Knowledge of UK regulatory landscape for consumer lending
- Experience leading and developing junior team members
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
Benefits
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
Manager Risk Management employer: Ethica Consulting
Contact Detail:
Ethica Consulting Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Manager Risk Management
✨Tip Number 1
Network like a pro! Reach out to current or former employees at American Express on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by diving deep into the company culture and values. American Express loves innovation and collaboration, so think of examples from your past that showcase these traits. We want to see how you can fit in!
✨Tip Number 3
Show off your analytical skills! Be ready to discuss specific projects where you've used data to drive decisions. Highlighting your experience with SQL or Python will definitely catch their eye.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email reiterating your interest in the role and mentioning something specific from your conversation can leave a lasting impression. And remember, apply through our website for the best chance!
We think you need these skills to ace Manager Risk Management
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Manager Risk Management. Highlight your experience in risk management and data analysis, and don’t forget to showcase your coding skills in SQL or Python. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about risk management and how you can contribute to our team at American Express. Be sure to mention any relevant projects or achievements that demonstrate your analytical skills.
Showcase Your Analytical Skills: In your application, make sure to highlight specific examples where you've generated insights from data or developed successful strategies. We love seeing how you’ve tackled challenges and delivered results in previous roles!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team at American Express!
How to prepare for a job interview at Ethica Consulting
✨Know Your Numbers
As a Manager in Risk Management, you'll need to demonstrate your analytical prowess. Brush up on key metrics related to credit risk and be ready to discuss how you've used data to drive decisions in past roles. This shows you can translate numbers into actionable insights.
✨Showcase Your Collaboration Skills
Collaboration is key in this role, so prepare examples of how you've worked with marketing, product teams, or other departments. Highlight specific projects where your teamwork led to successful outcomes, as this will resonate well with the interviewers.
✨Stay Current with Industry Trends
Make sure you're up-to-date with the latest trends in credit risk management and regulatory changes in the UK. Being able to discuss these topics will not only show your passion for the field but also your commitment to continuous learning.
✨Prepare for Technical Questions
Expect questions that test your coding skills in SQL or Python. Brush up on your technical knowledge and be ready to solve problems on the spot. This will demonstrate your hands-on experience and ability to apply your skills in real-world scenarios.
