At a Glance
- Tasks: Help clients find the best life insurance solutions and build lasting relationships.
- Company: Join a growing life insurance brokerage with a supportive culture.
- Benefits: Competitive salary, uncapped commission, pension, and ongoing training.
- Other info: Enjoy a flexible schedule with no weekend work and great career progression.
- Why this job: Make a real difference in people's lives while developing your career.
- Qualifications: Experience in life insurance sales and excellent communication skills.
The predicted salary is between 30000 - 35000 £ per year.
We are seeking a motivated and customer-focused Life Insurance Advisor to join our growing life insurance brokerage. The successful candidate will provide expert advice to individuals and families, helping them identify the most suitable life insurance solutions from a panel of leading insurers. The role involves building trusted client relationships, conducting comprehensive financial protection reviews, and delivering exceptional customer service throughout the client journey.
Key Responsibilities:
- Consult with prospective and existing clients to understand their financial protection needs and objectives.
- Recommend suitable life insurance products, including:
- Life Insurance
- Critical Illness Cover
- Income Protection
- Compare products from multiple insurers to provide impartial recommendations that represent the client's best interests.
- Explain policy features, benefits, exclusions, and costs in a clear and compliant manner.
- Generate new business through referrals, company-generated leads, networking, and existing client relationships.
- Maintain accurate client records and documentation in accordance with regulatory requirements.
- Ensure all advice and sales activities comply with FCA regulations and Consumer Duty requirements.
- Liaise with insurers, underwriters, mortgage advisers, and other stakeholders to facilitate policy applications.
- Manage the sales process from initial enquiry through to policy placement and ongoing reviews.
- Achieve agreed sales and quality targets while maintaining excellent customer outcomes.
- Keep up to date with industry developments, product changes, and regulatory updates.
Skills & Experience:
- Essential:
- Previous experience in life insurance or financial services sales.
- Excellent communication and relationship-building skills.
- Strong consultative selling and objection-handling abilities.
- Ability to explain complex financial products in simple terms.
- Self-motivated with a proactive approach to business development.
- Good organisational and time management skills.
- Proficiency with CRM systems and Microsoft Office.
- Desirable:
- Experience working within a life insurance brokerage or mortgage brokerage.
- Knowledge of protection products from multiple insurers.
- R05 qualification.
Personal Attributes:
- Customer-focused and ethical.
- Professional and trustworthy.
- Target-driven without compromising customer outcomes.
- Resilient and adaptable.
- Strong attention to detail.
- Team player with the ability to work independently.
Performance Measures:
- New business written.
- Policy conversion rate.
- Customer satisfaction.
- Compliance and quality assurance scores.
- Achievement of individual sales targets.
What We Offer:
- Competitive basic salary with uncapped commission.
- Company pension.
- Holiday entitlement.
- Ongoing professional development and training.
- Career progression opportunities.
- Supportive and collaborative working environment.
- Access to a wide panel of leading UK insurers.
Schedule: Earliest start is 9am. Latest finish 7.00pm. 2pm latest finish on Fridays. No weekend working!
Equal Opportunities: We are committed to creating an inclusive workplace where everyone is treated fairly and with respect. We welcome applications from all suitably qualified candidates regardless of age, disability, gender identity, marital status, race, religion or belief, sex, or sexual orientation.
Protection Advisor in Manchester employer: Essential Insurance Services
As a leading life insurance brokerage located in Sale, we pride ourselves on being an excellent employer that values our employees' growth and well-being. We offer a competitive salary with uncapped commission, ongoing professional development, and a supportive work culture that fosters collaboration and inclusivity. Join us to build meaningful client relationships while enjoying a balanced work-life schedule with no weekend commitments.
Contact Details:
Essential Insurance Services Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Protection Advisor in Manchester
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Essential Insurance Services). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Essential Insurance Services. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Protection Advisor in Manchester
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Essential Insurance Services.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Essential Insurance Services. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Essential Insurance Services
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Essential Insurance Services to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Essential Insurance Services, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Essential Insurance Services's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
