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For Companies At a Glance
- Tasks: Guide customers through the second charge lending journey with tailored advice.
- Company: Join a market-leading company that values quality advice and customer outcomes.
- Benefits: Earn up to £35k, enjoy flexi hours, and receive ongoing training.
- Why this job: Make a real difference in customers' financial journeys while earning competitive pay.
- Qualifications: Experience in secured loans and a strong understanding of FCA regulations required.
- Other info: Be part of a supportive team culture focused on compliance and customer success.
The predicted salary is between 28000 - 42000 £ per year.
Overview
Secured Loan Advisor (Second Charge) – Bolton
Market-Leading Basic + Bonus
Excellent Culture
Salary up to £35,000 + bonus + flexi hours + hybrid
Are you an experienced Second Charge / Secured Loan Advisor looking to join a business that genuinely values quality advice, compliance, and customer outcomes? We are looking for a driven, customer-focused advisor to join our Bolton-based team. As a Secured Loan Advisor, you will guide customers through the second charge lending journey, ensuring advice is compliant, tailored, and in their best interests.
Responsibilities
- Conducting initial security and Data Protection (DPA) checks
- Reviewing detailed fact-finds to fully understand customers' financial circumstances
- Gaining consent and carrying out credit searches using system scripts
- Matching customers with the most suitable lender and product based on their needs
- Managing the full advice process, including documentation and paperwork
Essential experience and qualifications
- Proven experience in second charge / secured loans in an advisory role
- A strong track record in a target-driven environment
- CeMAP 1, 2 & 3 completed
- Solid understanding of FCA regulation, DPA, and AML
- Confident user of MS Outlook, Word, and Excel
Personal qualities
- Tenacious, self-motivated, and results-driven
- Professional, ethical, and customer-focused
- A strong team player with a positive attitude
Hours
Monday – Thursday: 9:00am–6:00pm
Friday: 9:00am–4:00pm
Benefits
- Competitive basic salary (discussed at interview and based on experience)
- Market-leading culture with strong compliance support
- Ongoing training and development
- A business that genuinely puts customer outcomes first
Salary is up to £35k depending on experience + flexi hours
If you are an experienced Secured Loan Advisor looking for a role where quality advice, compliance, and earnings go hand-in-hand, we would love to hear from you.
Secured Loan Advisor employer: Essentia Solutions Group
Contact Detail:
Essentia Solutions Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Secured Loan Advisor
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance industry, especially those who have experience with secured loans. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of FCA regulations and compliance. We want you to shine when discussing how you ensure customer outcomes are always top-notch. Practice common interview questions related to second charge lending too!
✨Tip Number 3
Showcase your results-driven attitude! Bring along examples of how you've met or exceeded targets in previous roles. We love to see numbers that back up your claims, so don’t be shy about sharing your successes.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows us you're genuinely interested in joining our team and contributing to our market-leading culture.
We think you need these skills to ace Secured Loan Advisor
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in second charge and secured loans. We want to see how your skills match the job description, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about helping customers and how your background aligns with our values at StudySmarter. Keep it friendly and professional.
Showcase Compliance Knowledge: Since compliance is key in this role, make sure to mention your understanding of FCA regulations and DPA. We love candidates who can demonstrate their commitment to ethical practices!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Essentia Solutions Group
✨Know Your Stuff
Make sure you brush up on your knowledge of second charge loans and the relevant regulations like FCA, DPA, and AML. Being able to discuss these confidently will show that you're not just experienced but also genuinely understand the industry.
✨Tailor Your Approach
Prepare to discuss how you would tailor advice to meet individual customer needs. Think of examples from your past experience where you successfully matched clients with suitable lenders and products. This will demonstrate your customer-focused mindset.
✨Showcase Your Compliance Knowledge
Since compliance is a big deal in this role, be ready to talk about how you've ensured compliance in your previous positions. Share specific instances where you navigated complex regulations while still achieving great customer outcomes.
✨Be Ready for Role-Play
Expect some role-play scenarios during the interview. Practice how you would conduct an initial security check or a fact-find session. This will help you showcase your advisory skills and ability to manage the full advice process effectively.
