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For Companies At a Glance
- Tasks: As a Motor Fleet Underwriter, you'll assess and write insurance for medium to complex risks.
- Company: Join ERS, the UK's largest specialist motor insurer with an A+ rating.
- Benefits: Enjoy 25 days holiday, a discretionary bonus, and support for professional qualifications.
- Why this job: Be part of a dynamic team, build relationships, and make a real impact in the insurance industry.
- Qualifications: We seek candidates with strong commercial awareness and excellent interpersonal skills.
- Other info: This is an entry-level, full-time role with opportunities for growth and development.
The predicted salary is between 48000 - 72000 £ per year.
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About us
ERS is the UK\’s largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it\’s a way of taking care of what stands at the heart of their passion or livelihood. For those people, standard insurance isn\’t enough. That\’s why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs.
Overview
About us
ERS is the UK\’s largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it\’s a way of taking care of what stands at the heart of their passion or livelihood. For those people, standard insurance isn\’t enough. That\’s why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs.
The role
The Underwriter’s primary responsibility is to write a range of medium to complex risks within the products risk appetite and within own individual underwriting authority. You will also act as a referral point for team members with a lower level of authority helping to develop their technical knowledge and understanding.
The role is market visible which will see you working closely with our broker partners and forming solid trading relationships, these relationships will help ERS achieve their short- and long-term financial plans by seeking to broaden our market penetration.
Success in the role requires technical expertise in our product(s) and frequent collaboration with other business functions to ensure that we leverage capabilities from across the business in delivering first class propositions to our chosen market.
Key Responsibilities
- Contributing to the execution of the underwriting strategy for the Class of Business, working within the agreed risk appetite and own individual authority to process quotes, renewals, Mid-term adjustments and cancellations.
- Providing input to the development of our underwriting appetite for our product(s)
- Assisting in the management of portfolio performance through the analysis of results and the ability to make recommendations.
- Work with the operational leadership team & technical training team to help identify training needs and support employee development through feedback, coaching and training to improve team competency and performance.
- Act as our first line of defense. Understand and adhere to the zero- tolerance fraud strategy.
- Having significant awareness of and ensuring adherence to all regulatory requirements
- Understand and adhere to the complaint handling process, attempting to resolve complaints informally whenever possible.
Essential Qualifications, Skills, And Experience
- This role carries financial responsibility as well as being recognized as a subject matter expert in your product(s). We therefore require our role holders to demonstrate technical expertise and to use commercial judgment in the fulfilment of their role.
- Good commercial awareness that allows you to identify and take advantage of market opportunities.
- Possess an understanding of pricing practices and methodologies with the ability and experience to help us constantly enhance our pricing capability, providing insight and feedback on our pricing models.
- Possessing interpersonal skills which will allow you to build and maintain relationships. Being able to articulate what a mutually beneficial relationship looks like and being comfortable having at times challenging conversations with our broker partners.
- Highly articulate and numerate
Benefits
- Competitive Benchmarked Salary
- 25 days holiday
- Discretionary bonus scheme
- Employee assistance programme
- Annual holiday buy (up to 3 extra days)
- Salary sacrifice benefits
- Annual benefits reviews
- The option for professional qualifications and study support
Benefits
- A full job description will be found here .
#ERSLI
Seniority level
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Seniority level
Entry level
Employment type
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Employment type
Full-time
Job function
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Job function
Finance and Sales
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Industries
Insurance
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Motor Fleet Underwriter employer: ERS
Contact Detail:
ERS Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Motor Fleet Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in motor insurance and underwriting. Understanding the current market dynamics will help you engage in informed discussions during interviews, showcasing your expertise and enthusiasm for the role.
✨Tip Number 2
Network with professionals in the insurance industry, particularly those involved in motor fleet underwriting. Attend relevant events or join online forums to build connections that could provide insights or even referrals for the position at ERS.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed complex risks in previous roles. Highlighting your problem-solving skills and technical knowledge will demonstrate your capability to handle the responsibilities of the Motor Fleet Underwriter position.
✨Tip Number 4
Research ERS's unique approach to motor insurance and their broker partnerships. Being able to articulate how you can contribute to their goals and enhance their offerings will set you apart from other candidates.
We think you need these skills to ace Motor Fleet Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly read the job description for the Motor Fleet Underwriter position. Understand the key responsibilities and required skills, as this will help you tailor your application effectively.
Highlight Relevant Experience: In your CV and cover letter, emphasise any previous experience in underwriting or insurance, particularly in motor insurance. Use specific examples to demonstrate your technical expertise and commercial awareness.
Showcase Interpersonal Skills: Since building relationships with broker partners is crucial for this role, highlight your interpersonal skills. Provide examples of how you've successfully managed relationships or resolved conflicts in previous roles.
Tailor Your Application: Customise your CV and cover letter to reflect the specific requirements of the Motor Fleet Underwriter role. Use keywords from the job description to ensure your application stands out and aligns with what ERS is looking for.
How to prepare for a job interview at ERS
✨Understand the Role
Before the interview, make sure you thoroughly understand the responsibilities of a Motor Fleet Underwriter. Familiarise yourself with underwriting strategies, risk appetites, and the specific products offered by ERS. This knowledge will help you answer questions confidently and demonstrate your genuine interest in the role.
✨Showcase Your Technical Expertise
As this role requires technical expertise, be prepared to discuss your experience with pricing practices and methodologies. Highlight any relevant qualifications or training you've undertaken, and be ready to provide examples of how you've applied your commercial judgement in previous roles.
✨Build Rapport with Interviewers
Interpersonal skills are crucial for this position, so focus on building rapport with your interviewers. Practice active listening and engage in meaningful conversations about the industry. Be open to discussing challenging topics, as this will showcase your ability to handle difficult conversations with broker partners.
✨Prepare Questions
At the end of the interview, you'll likely have the opportunity to ask questions. Prepare thoughtful questions that show your interest in the company and the role. Inquire about the team dynamics, training opportunities, and how ERS measures success in the underwriting department.