Mortgage Broker in Leeds

Equisure UK Limited is a regulated financial services provider specialising in later-life lending solutions, offering clients expert advice delivered with integrity, professionalism, and FCA-aligned conduct expectations. We are committed to maintaining a positive, inclusive working environment and providing high-quality service to every client we support.

Role Purpose

Later life lending will form the core of the role, with responsibility for providing regulated advice to clients aged 55 and over on lifetime mortgages, retirement interest-only (RIO) products, and other later-life borrowing solutions. Alongside this, you will also advise on conventional residential mortgages and appropriate protection solutions, ensuring holistic, compliant advice across borrowing and protection needs. All appointments are pre-booked, enabling you to focus on high-quality fact-finding, suitability assessments, research, and clear product recommendations that deliver strong client outcomes. You will operate in line with FCA requirements, internal compliance procedures, and Equisure’s professional standards.

Key Responsibilities

• Conduct comprehensive fact finds with clients to fully understand their circumstances, needs and preferences.
• Provide compliant, clear, and personalised recommendations across later-life lending products.
• Prepare suitability reports and documentation to the standard required by FCA rules and internal procedures.
• Manage your client pipeline effectively, ensuring timely follow-up and excellent customer service.
• Maintain accurate records and adhere to all regulatory reporting requirements.
• Work collaboratively with administrators, paraplanners and management to ensure smooth case progression.
• Participate in ongoing CPD to maintain competency (annual CPD requirement reaffirmed in employee terms).
• Uphold Equisure’s values, including professionalism, confidentiality, anti-fraud standards, adherence to Money Laundering policy, and high ethical conduct.

Requirements

• Strong knowledge of lifetime mortgages, RIO mortgages, and lender criteria.
• Excellent communication skills and ability to build rapport with older clients.
• Ability to explain complex financial products in a clear and empathetic way.
• Strong understanding of FCA rules, including consumer duty responsibilities.
• Ability to maintain high levels of accuracy and compliance under pressure.
• A clean credit history (required by Equisure for regulated roles).
• Satisfactory DBS check and eligibility to work in the UK.
• Experience working within an equity release or later-life lending firm.
• Understanding of vulnerable client protocols.

Benefits & Employment Terms

• Private Medical Insurance from day one of employment.
• 25 Days Holiday + 8 Bank Holidays (increasing pro rata for start date).
• Flexible working request rights where eligible.

Additional Company Policies & Benefits

• Weekly 1-to-1 meetings and bi-annual formal performance reviews.
• In-house training and CPD support.
• Employee wellbeing policies including: Work-related stress support, Carer’s leave, Time off for dependants, Domestic emergency leave.
• Professional, inclusive, and anti-discrimination employment culture.

Working Hours

• 43.75 hours per week
• 8:45am – 5:30pm, Monday to Friday.
• Paid 1-hour lunch break.
• Occasional additional hours may be required (no overtime payments as salaried role).

Location

Primary office-based role with occasional travel to client premises as required.

Why Join Equisure UK?

With a supportive leadership structure, pre-booked appointments, strong admin support and a regulated, ethical environment, this role is ideal for an adviser who wants to focus fully on delivering outstanding advice without having to source their own leads. You’ll join a growing national business committed to integrity, fairness, and excellence in the later-life financial advice space.