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- Tasks: Lead underwriting processes and shape lending policies to boost business performance.
- Company: Join a dynamic organisation focused on enhancing digital and technology solutions.
- Benefits: Enjoy competitive pay, flexible working options, and opportunities for professional growth.
- Why this job: Make a real impact by improving lending practices and compliance in a fast-paced environment.
- Qualifications: Proven leadership in underwriting, strong knowledge of mortgage regulations, and strategic decision-making skills.
- Other info: Work directly with the CEO and collaborate with various stakeholders across the organisation.
The predicted salary is between 43200 - 72000 £ per year.
Reporting directly to the CEO, we are currently seeking a Head of Underwriting to join our growing organisation. This is also an opportunity to really enhance business performance by shaping lending policies.
- Ensure applications are underwritten according to the company’s lending policy and in line with regulatory requirements.
- Develop and shape lending policies in collaboration with Risk & Compliance.
- Analyse MI data to provide insights to support and improve business performance and risk management.
- Ensure 1st line monitoring is undertaken in a timely manner to ensure compliance with risk, policy and regulation; including reviewing complaints to identify any gaps.
- A proven track record of leading, coaching and developing an Underwriting function to contribute to a high performing organisation.
- Excellent knowledge of mortgage regulation, MCOB and other legislation applicable in this regulated environment.
- Strategic thinking and the ability to make sound decisions and propose recommendations to enhance business performance.
- Strong internal and external stakeholder management skills and be able to influence stakeholders at all levels of the organisation.
Head of Commercial for Digital and Technology employer: Equifinance
Contact Detail:
Equifinance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Commercial for Digital and Technology
✨Tip Number 1
Familiarise yourself with the latest mortgage regulations and MCOB guidelines. This knowledge will not only help you in interviews but also demonstrate your commitment to compliance and risk management.
✨Tip Number 2
Network with professionals in the underwriting and lending sectors. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into current trends and challenges.
✨Tip Number 3
Prepare to discuss your experience in leading and developing teams. Be ready to share specific examples of how you've improved performance in previous roles, as this will showcase your leadership skills.
✨Tip Number 4
Research StudySmarter's approach to underwriting and lending policies. Understanding our values and how we operate will allow you to tailor your discussions and show how you can contribute to our goals.
We think you need these skills to ace Head of Commercial for Digital and Technology
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting and your understanding of lending policies. Emphasise any leadership roles you've held, particularly those involving coaching and developing teams.
Craft a Compelling Cover Letter: In your cover letter, demonstrate your strategic thinking and decision-making skills. Provide specific examples of how you've shaped lending policies or improved business performance in previous roles.
Highlight Regulatory Knowledge: Clearly outline your knowledge of mortgage regulations, MCOB, and other relevant legislation. This is crucial for the role, so make sure to include any certifications or training that support your expertise.
Showcase Stakeholder Management Skills: Discuss your experience in managing internal and external stakeholders. Provide examples of how you've influenced decisions at various levels within an organisation, as this will be key for the position.
How to prepare for a job interview at Equifinance
✨Showcase Your Strategic Thinking
Prepare examples that demonstrate your strategic thinking abilities. Discuss how you've made sound decisions in the past that have positively impacted business performance, especially in underwriting or lending policies.
✨Highlight Your Regulatory Knowledge
Be ready to discuss your understanding of mortgage regulations, MCOB, and other relevant legislation. This is crucial for the role, so provide specific instances where you've ensured compliance in previous positions.
✨Demonstrate Stakeholder Management Skills
Think of examples where you've successfully influenced stakeholders at various levels. This could involve leading a project or initiative that required collaboration across departments, showcasing your ability to manage relationships effectively.
✨Prepare for Data Analysis Questions
Since the role involves analysing MI data, be prepared to discuss how you've used data insights to drive improvements in business performance and risk management. Bring examples of metrics you've tracked and the outcomes of your analyses.