At a Glance
- Tasks: Oversee risk management frameworks and promote a strong risk culture across the organisation.
- Company: Equals Group, a leading fintech company focused on innovative money management solutions.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Inclusive workplace that values diverse perspectives and experiences.
- Why this job: Join a dynamic team and make a real impact in the fintech industry.
- Qualifications: 5+ years in risk management with strong knowledge of regulatory requirements.
The predicted salary is between 60000 - 75000 £ per year.
Who we are
Over the last 18 years, Equals Group has helped over a million satisfied customers move and manage their money. Our award-winning product portfolio allows our customers to make low-cost multi-currency payments across various payment products. From travel money to transfers, currency hedging, to expense management, open banking to card acquiring, we are focused on a single goal of making it easy for our customers to manage and move their money. As a business, we are committed to delivering value to our customers through the combination of advanced payments technology and personal expert service. With our offices in London, Chester, Brussels, Amsterdam and Los Angeles, the Group operates a portfolio of successful and exciting business lines and brands; Equals Money, FairFX and Railsr in the UK and EU. You will join a very close-knit, talented and supportive team from various backgrounds who believe that bringing different perspectives together helps us understand our customers' needs. United, by one thing, making money management straightforward and cost-effective for our customers.
About the Role
The Risk Manager will be responsible for and will support and oversee the organisation’s risk management framework across the Group, ensuring risks are effectively identified, assessed, monitored, and mitigated. This roleholder will ensure and strengthen the Group’s risk culture, enhance risk awareness across business units, and ensure compliance with regulatory requirements. The Risk Manager will need to collaborate closely with the Group’s senior leadership, risk champions, and cross-functional teams to embed strong risk culture and controls.
Responsibilities
- Risk Management Frameworks
- Maintain and update risk registers in line with the organisation’s risk appetite.
- Support the development and monitoring of key risk indicators (KRIs) and controls.
- Lead and coordinate risk assessments, ensuring appropriate mitigation strategies are implemented.
- Conduct regular reviews and help with testing to assess the effectiveness of controls.
- Investigate Risk Events and oversee resolution, ensuring lessons learned are captured and applied.
- Promoting a Strong Risk Culture
- Act as a point of contact for risk-related queries across the Group.
- Coordinate and support a network of risk champions to embed risk practices within business units.
- Deliver training and guidance to promote proactive risk awareness and escalation.
- Risk Reporting and Insights
- Prepare risk reports and dashboards for senior leadership, risk committees, and governance forums.
- Provide insights into enterprise risks, highlighting exposures, trends, and emerging risks.
- Monitor risks against the organisation’s risk appetite and escalate breaches appropriately.
- Collaboration and Continuous Improvement
- Partner with different functions to align risk practices with regulatory and business needs.
- Collaborate with internal teams to strengthen risk identification and mitigation.
- Contribute to enhancements in risk tools, processes, and reporting systems.
- Stay informed on industry trends, regulatory changes, and emerging risks.
Core Competencies
- Team Collaboration: Builds effective relationships across teams and engages risk champions to embed risk culture.
- Technical Acumen: Strong understanding of ERM frameworks, operational risk management, and financial risk in fintech.
- Analytical Skills: Skilled in interpreting risk data, developing KRIs, and recommending mitigation strategies.
- Attention to Detail: Ensures accuracy, consistency, and traceability in risk documentation and reporting.
- Stakeholder Engagement: Confident in engaging senior leaders and providing actionable insights.
- Communication Skills: Able to prepare and deliver high-quality reports, dashboards, and training sessions.
Essential Skills
- 5+ years in a risk management, operational risk, or ERM role, ideally in fintech, consulting and/or financial services sectors.
- Strong knowledge of risk frameworks, controls testing, and regulatory requirements under FCA (UK), and DORA (EU).
- Familiarity with risk reporting tools, dashboards, and data analysis.
- Exposure to financial services and payments/e-money related risks, and/or embedded finance models (desirable).
- Relevant qualifications in risk, compliance, or financial services (IRM, ARM, or equivalent desirable).
Nice to have:
- Experience working with the NBB (Belgium).
The Group strives to create a workplace where we can all be ourselves. We believe in inclusion, equality and the power of diversity, so you'll be encouraged to bring your unique perspectives and experiences, and help us understand what you need to do your best work.
Hybrid London, England, United Kingdom Risk & Compliance
Risk Manager in London employer: Equals Money
Contact Detail:
Equals Money Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Manager in London
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those who work at Equals Group or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by diving deep into risk management frameworks and current trends in the industry. Show us you know your stuff and can bring value to our team right from the get-go!
✨Tip Number 3
Don’t forget to showcase your analytical skills! Be ready to discuss how you've interpreted risk data in the past and what strategies you’ve implemented. We love candidates who can think critically about risk.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows us you’re genuinely interested in being part of our awesome team.
We think you need these skills to ace Risk Manager in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Manager role. Highlight your experience in risk management frameworks and any relevant qualifications. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about risk management and how you can contribute to our mission at Equals Group. Keep it engaging and personal.
Showcase Your Analytical Skills: Since this role requires strong analytical skills, be sure to include examples of how you've interpreted risk data or developed key risk indicators in your previous roles. We love seeing those details!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Equals Money
✨Know Your Risk Frameworks
Make sure you brush up on your knowledge of risk management frameworks, especially those relevant to fintech. Be ready to discuss how you've applied these frameworks in previous roles and how they can be adapted to meet Equals Group's needs.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical skills by discussing specific examples where you've interpreted risk data or developed key risk indicators (KRIs). Use metrics and outcomes to highlight your impact on risk management in past positions.
✨Engage with Stakeholders
Think about how you've engaged with senior leaders and cross-functional teams in the past. Be ready to share examples of how you’ve communicated risk insights effectively and how you’ve built relationships to promote a strong risk culture.
✨Stay Updated on Industry Trends
Familiarise yourself with the latest trends and regulatory changes in the fintech space. Being able to discuss current events and their implications for risk management will show that you're proactive and well-informed, which is crucial for the role.