At a Glance
- Tasks: Drive client relationships and manage the full sales cycle in international payments.
- Company: Equals Group, a dynamic fintech innovator with a collaborative culture.
- Benefits: Flexible working options, career growth opportunities, and a supportive team environment.
- Other info: Embrace diversity and bring your unique perspective to our inclusive workplace.
- Why this job: Join a fast-paced fintech and make a real impact on global financial services.
- Qualifications: Sales experience and strong communication skills are essential.
The predicted salary is between 30000 - 40000 ÂŁ per year.
About us
In May 2025, Equals Money and Railsr, two established fintech innovators with complementary strengths, came together. This strategic merger unites Equals' proven expertise in currency and payments with Railsr's powerful embedded finance and cardâissuing technology. Together, we've created a nextâgeneration financial services platform with the scale, infrastructure, and agility to serve customers across industries and borders. Backed by regulated infrastructure and advanced payments technology, we're delivering seamless, scalable solutions with the personal service and trusted experience our customers rely on.
About the role
A Junior Dealer / Business Development Manager at the Equals Group is a commercially driven and proactive individual focused on acquiring and managing clients with international payment needs. Combining business development with client relationship management, they take ownership of the full sales cycleâfrom prospecting and onboarding through to transaction execution and ongoing account growth. Working closely with the Division Manager and wider team, they build and manage their own pipeline, convert new business opportunities and support clients with dayâtoâday payment activity. They play a key role in driving early client engagement, increasing transaction frequency and identifying opportunities to introduce additional products such as FX services and cards.
About you
We believe that certain skills are essential in order to be successful in this role and these are detailed below. You may not have all the other skills we have outlined as desirable, we understand that and will still welcome your application. We will carry out individual interviews for shortlisted candidates and assess who is best suited for the role after we have discussed everything with you.
- Responsibilities
- Business Development & Prospecting
- Conduct outbound prospecting via phone, email and LinkedIn to identify businesses with international payment and FX requirements.
- Build, manage and maintain an individual pipeline of prospective clients through to conversion.
- Arrange and deliver introductory meetings, product demonstrations and client presentations.
- Client Acquisition & Sales
- Manage the full sales cycle from initial contact through onboarding to first transaction.
- Prepare client proposals, discuss pricing within agreed parameters and complete timely followâups.
- Independently onboard and convert clients requiring international payment services.
- Client Management & Growth
- Act as the primary relationship contact for clients, providing ongoing support and service.
- Maintain regular client contact to grow account usage and transaction frequency.
- Reâengage inactive or dormant client accounts to maximise retention and revenue.
- Introduce and promote additional products including FX services, cards and platform capabilities.
- Dealing & Execution
- Execute international payments and manage dayâtoâday transactional activity for assigned accounts.
- Provide clients with payment guidance, transaction support and operational assistance.
- Identify FX opportunities within client accounts and refer complex or highâvalue trades appropriately.
- Support clients through trade execution and settlement processes where required.
- Pipeline, Risk & Compliance
- Maintain accurate and upâtoâdate CRM records of all client interactions, opportunities and transactions.
- Operate within agreed pricing, transaction size and margin parameters at all times.
- Escalate highârisk, complex or highâvalue transactions in line with internal procedures.
- Adhere to all compliance, onboarding and operational processes and regulatory requirements.
- Accountabilities
- Achieve individual revenue and new business targets through consistent client acquisition and conversion.
- Maintain a healthy and active sales pipeline, ensuring consistent progression of opportunities.
- Deliver high levels of client activation, ensuring new clients complete their first transaction promptly.
- Drive ongoing client engagement to increase transaction frequency and account value.
- Ensure a high standard of client service, responsiveness and relationship management.
- Accurately execute client transactions in line with operational procedures and service expectations.
- Identify and elevate FX opportunities, contributing to overall desk revenue.
- Maintain accurate and upâtoâdate CRM records, ensuring full visibility of pipeline and client activity.
- Operate within agreed pricing, margin and risk parameters at all times.
- Adhere strictly to all compliance, regulatory and onboarding requirements.
- Effectively manage risk by escalating complex, highâvalue or unusual transactions where appropriate.
- Contribute to team performance and overall division growth through proactive collaboration and knowledge sharing.
- Essential Skills
- Minimum 1 year of experience in a sales or business development role.
- At least 6 months' experience in a dealing, trading or financial services environment.
- Proven ability to generate new business through outbound prospecting and pipeline management.
- Strong communication and interpersonal skills with the ability to build and manage client relationships.
- Confidence in managing the full sales cycle from prospecting through to closing.
- Ability to work in a fastâpaced, targetâdriven environment with a commercial mindset.
- Strong organisational skills and attention to detail, particularly in managing multiple client accounts.
- Basic understanding of international payments and foreign exchange products (or willingness to learn quickly).
- Ability to operate within defined risk, pricing and compliance frameworks.
- Proficiency in using CRM systems and maintaining accurate records.
- Demonstrates behaviours aligned with Equals Group values and culture.
- Desirable Skills
- Previous experience within FX, international payments or fintech environments.
- Demonstrated experience in a clientâfacing or relationship management role.
- Understanding of foreign exchange markets, products and basic risk concepts.
- Experience working with SMEs and corporate clients.
- Track record of meeting or exceeding sales targets and KPIs.
- Familiarity with onboarding processes and compliance requirements (e.g., KYC/AML).
- Experience using CRM systems such as Salesforce or similar platforms.
- Ability to identify crossâsell opportunities and promote additional financial products.
- Strong negotiation skills and commercial awareness.
- A proactive, selfâmotivated approach with a desire to develop within financial services.
Our investment in you
We welcome people into Equals and desire to grow and develop our talented teams. We believe in teamwork and celebrating our successes. We strive to embrace our values. We want to put you in the driving seat of your career and achieve your full potential through growth opportunities and developmental support. When you join Equals, we aim to help you to get more out of your career. Where possible we offer the opportunity to work flexibly and the opportunity to balance some remote working with time in the office collaborating, taking part in events and developing the social connections that make working with us rewarding. Equals strives to create a workplace where we can all be ourselves. We believe in inclusion, equality and the power of diversity, so you'll be encouraged to bring your unique perspectives and experiences, and help us understand what you need to do your best work.
Junior Dealer / BDM in Colchester employer: Equals Money
Contact Detail:
Equals Money Recruiting Team
StudySmarter Expert Advice đ¤Ť
We think this is how you could land Junior Dealer / BDM in Colchester
â¨Tip Number 1
Get your networking game on! Reach out to people in the fintech space, especially those who work at Equals Money or Railsr. A friendly message on LinkedIn can go a long way in getting your foot in the door.
â¨Tip Number 2
Prepare for those interviews like a pro! Research the company, understand their products, and be ready to discuss how you can help them grow their client base. Show us that youâre not just another candidate, but someone whoâs genuinely excited about what we do.
â¨Tip Number 3
Practice your pitch! Youâll need to demonstrate your sales skills, so have a clear and concise way to explain how youâd approach prospecting and managing client relationships. Make it sound effortless!
â¨Tip Number 4
Donât forget to follow up! After an interview or meeting, drop a quick thank-you note. It shows your enthusiasm and keeps you fresh in our minds. Plus, itâs a great way to reiterate your interest in the role.
We think you need these skills to ace Junior Dealer / BDM in Colchester
Some tips for your application đŤĄ
Show Your Passion: When you're writing your application, let your enthusiasm for the role shine through! We want to see that you're genuinely excited about joining our team and contributing to our mission in the fintech space.
Tailor Your CV: Make sure to customise your CV to highlight relevant experience that aligns with the Junior Dealer / BDM role. Focus on your sales achievements and any experience you have in international payments or client managementâthis will help us see how you fit into our team.
Be Clear and Concise: Keep your application straightforward and to the point. We appreciate clarity, so avoid jargon and make sure your key skills and experiences are easy to spot. This helps us quickly understand what you bring to the table!
Apply Through Our Website: We encourage you to apply directly through our website. Itâs the best way for us to receive your application and ensures youâre considered for the role. Plus, it shows youâre proactiveâjust the kind of attitude we love!
How to prepare for a job interview at Equals Money
â¨Know Your Stuff
Before the interview, make sure you brush up on your knowledge of international payments and FX products. Familiarise yourself with the company's services and recent developments in the fintech space. This will not only show your enthusiasm but also help you answer questions confidently.
â¨Showcase Your Sales Skills
Prepare to discuss your previous sales experiences and how you've successfully managed client relationships. Be ready to share specific examples of how you've generated new business or re-engaged dormant accounts. This will demonstrate your ability to handle the full sales cycle effectively.
â¨Ask Smart Questions
Interviews are a two-way street! Prepare insightful questions about the companyâs growth plans, team dynamics, or the tools they use for CRM. This shows that you're genuinely interested in the role and helps you assess if it's the right fit for you.
â¨Be Yourself
Equals Group values authenticity and diversity, so donât be afraid to let your personality shine through. Share your motivations and what drives you in a sales environment. This will help the interviewers see how you align with their culture and values.