Compliance Program Manager, Regulatory & AML/CTF

The Compliance Program Manager is responsible for overseeing regulatory compliance for the Company's UK entity and serving as the Money Laundering Reporting Officer (MLRO). This role manages UK regulatory obligations, AML/CTF governance, and financial crime prevention activities while also supporting broader compliance programs across EMEA and APAC. The position contributes to corporate compliance areas including anti-bribery, insider trading, ethics, fraud prevention, and IPO-readiness governance. The role requires strong UK regulatory experience, practical AML/CTF expertise, and the ability to collaborate with global teams while exercising sound independent judgment.

Key Responsibilities

• UK Regulatory Responsibilities
  • Oversee UK regulatory compliance and act as the primary point of contact with the FCA.
  • Support FCA applications, notifications, supervisory requests, and reporting obligations.
  • Conduct regulatory horizon scanning and assess impacts on business operations.
  • Maintain UK-specific compliance frameworks, policies, controls, and oversight procedures.
• MLRO & Financial Crime Responsibilities
  • Serve as the Money Laundering Reporting Officer (MLRO) with responsibility for AML/CTF governance.
  • Ensure compliance with the Money Laundering Regulations, POCA, JMLSG guidance, and FATF standards.
  • Oversee CDD/EDD processes, monitoring activities, and AML/CTF risk assessments.
  • File SARs and fulfill required financial-crime reporting obligations.
  • Deliver AML/CTF training to relevant employees and senior leadership.
• International Compliance Responsibilities (EMEA & APAC)
  • Support compliance programs across international jurisdictions, including privacy and regulatory requirements.
  • Assist with GDPR, UK GDPR, and APAC privacy activities such as DPIAs/PIAs, ROPAs, DSARs, and transfer assessments.
  • Participate in internal/external audits, client due-diligence reviews, and third-party assessments.
  • Support the development and delivery of global compliance training programs.
  • Contribute to compliance monitoring, risk assessments, and remediation plans across business units.
• Corporate Compliance & Public-Company Readiness
  • Support anti-bribery and anti-corruption (ABAC) program activities, including compliance with the UK Bribery Act.
  • Assist in administering insider-trading and securities-compliance processes, including blackout periods and certifications.
  • Support Code of Conduct, ethics, whistleblowing, and fraud-prevention initiatives.
  • Contribute to IPO-readiness efforts, including policy development, governance enhancements, and training.
  • Support implementation and maintenance of Disclosure Controls & Procedures and related corporate-governance frameworks.
• Governance, Reporting & Program Management
  • Prepare senior-management and board-level compliance and financial-crime reports.
  • Coordinate remediation of regulatory or audit findings.
  • Maintain documentation, evidence, and records required for compliance and audit needs.
  • Partner with Legal, Risk, IT, HR, and Finance to promote consistent governance across global operations.
  • Participate in global compliance initiatives and cross-border projects as needed.

Qualifications & Skills

• Previous experience acting as a Compliance Manager, MLRO, or similar senior compliance function within a UK regulated business (payments, fintech, financial services, or related).
• Strong working knowledge of FCA regulatory requirements and expectations.
• Expert knowledge of AML/CTF regulations, including Money Laundering Regulations, JMLSG, POCA, and FATF guidance.
• Strong understanding of GDPR, UK GDPR, and relevant APAC data protection laws.
• Ability to work independently, exercise sound judgment, and elevate risks appropriately.
• Excellent communication skills, including experience presenting to senior leadership and regulators.
• Experience developing and maintaining compliance policies, governance frameworks, and Board-level reporting.

Education & Experience

• Minimum 7+ years in compliance, regulatory oversight, AML/CTF, or audit roles, including direct experience in UK compliance and financial crime responsibilities.
• Demonstrated experience interacting with UK regulators and managing regulatory obligations.
• Experience preparing and filing SARs and overseeing AML/CTF operational processes.
• Experience supporting international compliance programs across multiple jurisdictions.
• Relevant certifications preferred, such as ICA AML/CTF, CAMS, CIPP/E, CIPM, CISA, or equivalent.

Requirements

• Must be authorized to work in the United Kingdom for any employer.