Head of Exposure Management in London

Reporting to the Group CRO, the Group Head of Exposure Management is responsible for establishing and leading a centralised Exposure Management (EM) function, providing a single, authoritative view of underwriting exposure across the Group. As Enstar’s underwriting footprint expands, including increased participation in quota shares, Lloyd’s FAL participations, fronting arrangements and the acquisition of Accident Fund Holdings (AFG), this role is critical to ensuring that underwriting growth is supported by robust aggregation, visibility and control of tail and correlation risks. The role will define and own the Group exposure management framework and works closely with underwriting, M&A, reserving, capital modelling and reinsurance to support disciplined portfolio management and executive decision making. This is a senior, high-impact role with significant exposure to executive leadership and the Risk Committee, requiring both deep technical expertise and strong strategic and leadership capability.

What you will be doing:

• Establish and lead the Group Exposure Management function, including defining the target operating model, governance and roadmap.
• Build, lead and develop a high‑performing technical team.
• Act as the central authority for underwriting exposure aggregation across the Group.
• Maintain a consolidated, forward looking view of exposures across entities, geographies and perils.
• Oversee key exposure metrics and stress scenarios.
• Monitor concentrations and elevate risk appetite breaches.

Deal Support & Transaction Oversight:

• Provide independent exposure and tail risk assessments for material transactions.
• Quantify incremental portfolio, aggregation and correlation impacts.
• Ensure appropriate data granularity and modelling standards pre-bind.

Monitoring, Reporting & Governance:

• Deliver exposure reporting to senior management, CRO and Risk Committee.
• Provide regulatory reporting and post event impact assessments.
• Escalate material changes in exposure or risk profile.
• Oversee application and calibration of exposure and catastrophe models (incl. external cat model vendors).
• Define and enforce exposure data standards and model governance.
• Ensure consistency of assumptions and methodologies across the Group.

Cross-functional Integration:

• Partner with Underwriting / AFG, M&A, Reserving, Capital Modelling and Reinsurance to inform risk based decisions.

Risk Committee & Executive Engagement:

• Act as the primary exposure risk contact for executive management and the Board Risk Committee.
• Provide clear, actionable insight to support strategy and portfolio steering.

Strategic Development:

• Lead phased development of EM capabilities.
• Embed exposure management into underwriting, M&A, reinsurance and capital decisions.
• Drive continuous improvement in tools, processes and analytics.

People:

• Coach and develop team members in line with Enstar policies.

Ad-hoc support to the business:

• Take a continuous improvement approach, helping evolve processes, outputs and responsibilities over time in line with business needs and professional development.

What you will bring:

• Significant experience (12+ years) in exposure management, catastrophe modelling within a (re)insurance environment.
• Proven leadership experience, including building and managing high-performing technical teams.
• Strong track record engaging senior stakeholders, including executives and boards.

Technical & Analytical Capability:

• Deep expertise in catastrophe modelling, exposure aggregation and tail risk analytics.
• Strong knowledge of vendor models (e.g. RMS, AIR) and exposure data structures.
• Strong quantitative and analytical skills, with ability to translate complex outputs into clear insights.

Commercial & Strategic Thinking:

• Ability to link exposure insights to underwriting, reinsurance and capital decisions.
• Experience supporting transactions and portfolio construction.

Communication & Influence:

• Strong communicator across technical and non-technical audiences.
• Confident providing independent challenge and escalation.
• Ability to operate effectively across a global, matrixed organisation.

Ways of Working:

• Pragmatic and delivery-focused, able to balance long-term build with immediate business needs.
• Collaborative, with strong relationship-building skills across functions.
• High level of ownership, accountability and professional judgement.

Enstar Inclusivity Policy:

Our annual Inclusivity Index puts Enstar ahead of the industry in terms of promoting an inclusive and welcome working environment. We’re an equal opportunity employer and believe that our inclusive environment creates an authentic working culture. We don’t discriminate on the basis of age, physical or mental disability, gender reassignment, marriage and civil partnership, pregnancy and carer status, race (including colour, nationality, and ethnic or national origin), religion or belief, sex and sexual orientation. Enstar is committed to ensuring our people develop and harness the right skills consistent with their wants and business needs. Therefore, it is expected that this will change over time.