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- Tasks: Manage operations for short-term lending and enhance loan origination processes.
- Company: Join a fast-growing specialist lender with a supportive culture.
- Benefits: Private medical healthcare, 25 days leave, paid volunteering, and career progression.
- Why this job: Be part of an exciting journey and make a real impact in finance.
- Qualifications: Strong understanding of FCA regulations and experience in bridging finance.
- Other info: Dynamic environment with opportunities for personal and professional growth.
The predicted salary is between 60000 - 80000 £ per year.
The Short-Term Lending Operations Manager is responsible for helping, alongside the Co-Heads of Short-Term Finance, to maintain a sound operating environment for the Short-Term division which delivers the necessary operational capacity to serve the firm’s budgeted business volumes at an appropriate level of cost, and within the stated appetite for operational, legal, and credit risks.
Key Accountabilities
- Ensure there are adequate resources in place to support the planned businesses origination targets and goals.
- Continually review existing processes and challenge where any efficiency gains or improvements can be made to enhance/improve the loan origination journey.
- Ensure all appropriate lending policies, documents and procedures are in place, easily accessible and updated in accordance with their required frequency.
- Assist with any Operational Projects to their successful implementation in the system and implement any operational changes which are required.
- Oversee the external and internal audit processes and relationships, delivering any changes recommended from audit points raised if required.
- Ensure the business can demonstrate competency of all staff members within both departments.
- Deliver the consumer duty quarterly reporting and ensure adherence to the agreed metrics.
- Oversee the Compliance reporting on key risk indicators within both businesses and implement any changes as and when required.
- Alongside the Credit Risk Team Leaders, plan & maintain effective operational capacity to ensure we are adequately resourced.
- Identify, assess, and manage risk through appropriate controls.
- Possesses the skills, knowledge, and expertise to discharge the responsibilities of their role.
Skills & Competencies
- Excellent communication skills.
- Ability to maintain a calm demeanour in stressful situations.
Knowledge & Qualifications
- A strong understanding of FCA regulation.
- Experience in the end to end journey of bridging and development finance with the ability to identify any issues and provide resolutions.
Personal Attributes
- Resilient and flexible.
- Team Player and good at building relationships.
- Approachable and self-motivated.
- Well organised and able to prioritise.
- Proactive and able to identify and highlight areas of opportunity or improvement and advise on actions required.
- Strategic and commercial.
Why Join Us?
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits. If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
Short-Term Lending Operations Manager in Watford employer: Enra Specialist Finance
Contact Detail:
Enra Specialist Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Short-Term Lending Operations Manager in Watford
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and understanding their values. Tailor your answers to show how your skills align with their needs, especially around operational efficiency and risk management.
✨Tip Number 3
Practice makes perfect! Do mock interviews with friends or use online resources to get comfortable with common questions. Focus on demonstrating your problem-solving skills and ability to work under pressure.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our team at West One Loans.
We think you need these skills to ace Short-Term Lending Operations Manager in Watford
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Short-Term Lending Operations Manager role. Highlight your experience in lending operations and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our needs. Be sure to mention specific experiences that demonstrate your ability to manage operational capacity and improve processes.
Showcase Your Communication Skills: Since excellent communication is key for this role, make sure your application reflects that. Use clear and concise language, and don’t hesitate to show your personality. We love seeing candidates who can communicate effectively and maintain a calm demeanour under pressure!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at West One Loans!
How to prepare for a job interview at Enra Specialist Finance
✨Know Your Stuff
Make sure you have a solid understanding of FCA regulations and the end-to-end journey of bridging and development finance. Brush up on any recent changes in the industry, as this will show your commitment and expertise during the interview.
✨Showcase Your Problem-Solving Skills
Be prepared to discuss specific examples where you've identified issues in processes and implemented solutions. This role requires someone who can challenge existing processes, so highlight your proactive approach to improving efficiency.
✨Demonstrate Team Spirit
As a Short-Term Lending Operations Manager, you'll need to work closely with various teams. Share experiences that showcase your ability to build relationships and collaborate effectively. Being a team player is key!
✨Stay Calm Under Pressure
This role can be stressful, so it's important to convey your ability to maintain a calm demeanour. Prepare examples of how you've handled high-pressure situations in the past, demonstrating your resilience and flexibility.