Mortgage Product Manager in Watford

The Product Manager role is responsible for the day-to-day management of our mortgage product catalogue. The role focuses on the governance and maintenance of existing products, including managing agreed pricing changes, as well as driving projects to develop and extend our existing product range and new product development. As a Product Manager, you will think carefully about how our customers and brokers experience our mortgage products. This will involve running competitor analysis to understand the industry context, proposing and implementing product changes to drive commercial outcomes, and the management and administration of the existing product set. The individual will ensure our product offerings are competitive, compliant, and aligned with our strategic goals.

Key Accountabilities

• Market Opportunity Analysis: Conduct regular market analysis to identify trends, competitor strategies, and opportunities for product innovation or enhancement.
• Change Management: Spearhead product change and development, working with stakeholders across the business (IT, Ops, Compliance, Sales & Marketing) to ensure product development changes land well and are adopted easily.
• Product Delivery: Work closely with internal teams to ensure our product offerings meet customer needs on an ongoing basis and that we are delivering the product & service proposition required.
• Product Library Management: Oversee the administration of the product library, ensuring all product offerings are up-to-date and aligned with market demand.
• Content and Guide Updates: Regularly review and update product guides and documentation to reflect current offerings, changes in regulations, and enhancements in product features.
• Website Optimisation: Collaborate with the marketing department to suggest and implement changes to the website, enhancing user experience and product visibility.
• Vendor Relationship Management: Manage relationships with vendors and partners (e.g. sourcing systems), ensuring they are kept up to date.

Skills & Competencies

• Strategic Thinking: Ability to develop and suggest product strategies that align with the company's goals.
• Analytical Skills: Proficient in Excel, market analysis, data interpretation, and making data-driven decisions.
• Communication: Excellent verbal and written communication skills, capable of presenting ideas clearly and engaging with stakeholders effectively.
• Project Management: Strong organizational and project management skills, with the ability to manage multiple priorities and meet deadlines.
• Presentation Skills: Ability to develop and create high quality, accurate, and attractive published materials for broker and customer consumption.

Knowledge & Qualifications

• Industry Knowledge: Solid understanding of the financial services industry, including regulatory requirements and market trends.
• Experience: Preferably > 1 year of experience in product management in the financial services sector.

Personal Attributes

• Innovative Thinker: Creative and forward-thinking, with a keen eye for identifying opportunities for product improvement.
• Detail-Oriented: Meticulous attention to detail, ensuring accuracy and compliance in all aspects of product management.
• Collaborative: Ability to work effectively in a team environment, fostering collaboration and building strong relationships with colleagues and external partners.
• Adaptable: Flexible and able to adjust strategies in response to market changes or challenges.
• Driven: Self-motivated and results-oriented, with a strong drive to achieve and exceed objectives.

Why Join Us?

At Enra Specialist Finance, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits. If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!