At a Glance
- Tasks: Assess mortgage applications and ensure compliance with underwriting guidelines.
- Company: Join West One Loans, a rapidly growing specialist lender.
- Benefits: Enjoy private medical healthcare, 25 days' leave, and paid volunteering days.
- Other info: Great career progression opportunities and supportive training provided.
- Why this job: Be part of an exciting journey and make a real impact in lending.
- Qualifications: Experience in 1st or 2nd Charge mortgage underwriting is preferred.
The predicted salary is between 33075 - 40425 £ per year.
Are you an experienced Second Charge Mortgage Underwriter who enjoys saying "yes" where it's right to do so? If you have the judgement to balance commercial opportunity with responsible lending and enjoy working closely with brokers to find solutions, we'd love to hear from you. Join West One Loans and help us deliver specialist lending with confidence.
Key Accountabilities
- Enter and update borrower data on Fusion lending platform.
- Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
- Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- Ensure all underwriting is in line with Company policy and within regulation.
- Ensure that all cases are Underwritten within the Groups Risk appetite.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.
- Maintain broker relationships that are integral to the growth for WOSL.
- All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies
- Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail.
- Good written and verbal communication skills.
Knowledge & Qualifications
- An understanding of FCA regulation.
- Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
- CeMAP (desirable, not essential).
Personal Attributes
- Flexible
- Articulate
- Well organised
- Robust and comfortable working to deadline and under pressure
Why Join Us?
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits. If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
2nd Charge Underwriter in Watford employer: Enra Specialist Finance
West One Loans is an excellent employer for those looking to thrive in the dynamic world of bridging finance. With a strong focus on employee growth, we provide comprehensive training and support, alongside a competitive benefits package that includes private medical healthcare and generous annual leave. Join our vibrant team in a role where your contributions directly influence our success and enjoy a workplace culture that values ambition and collaboration.
StudySmarter Expert Advice🤫
We think this is how you could land 2nd Charge Underwriter in Watford
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We think you need these skills to ace 2nd Charge Underwriter in Watford
Some tips for your application 🫡
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How to prepare for a job interview at Enra Specialist Finance
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Enra Specialist Finance.
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✨Network with Industry Professionals
Before your interview, reach out to current or former Enra Specialist Finance employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
