Are you an experienced
Senior Underwriter – Commercial
who enjoys taking ownership, supporting others, and has experience within
commercial finance underwriting
?
Do you thrive in a fast-paced lending environment where broker relationships, risk appetite, and regulatory compliance are equally important? If this sounds like you, then this could be the perfect next step in your career. Apply today and let’s grow together at West One Loans. Key Accountabilities Manage the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes
Manage a pipeline of Commercial cases and prioritise accordingly
Develop and maintain key Intermediary relationships
Ensure all applications comply with West One lending criteria
Effectively manage the lending process by liaising with internal departments and external parties
Instruct Solicitors once offer is made and provide all relevant documentation
Support team members and coach other underwriters
Act with integrity, embrace the philosophy of TCF guidelines, and adhere to responsible lending principles
Demonstrate deep underwriting knowledge and expertise
Be willing to assist the wider team when required
Conduct Anti-Money Laundering (AML) and Know Your Customer (KYC) checks in line with regulatory requirements and internal policies & procedures
Ensure compliance where applicable with AML, counter terrorist financing, proliferation financing, tax evasion, fraud, anti-bribery and corruption, sanctions, and financial crime policies & procedures
Perform Customer Due Diligence (CDD) and supported Enhanced Due Diligence (EDD) for higher-risk cases including the identification and verification of beneficial owners (BOs), ultimate beneficial owners (UBOs), other relevant parties and corporate ownership structures; assess customer applications for potential money laundering, sanctions, bribery, fraud and other financial crime risks
Pass internal competency tests post induction
Skills & Competencies Excellent organisational and prioritisation skills
Ability to work to tight timeframes
High attention to detail
Strong written and verbal communication skills
Ability to work as part of a team
Proficient in Word, Excel, PowerPoint and Outlook
Knowledge & Qualifications Previous experience in underwriting within Commercial Finance
Strong understanding of FCA regulation
CeMAP desirable, not essential
Personal Attributes Acts with integrity and upholds responsible lending principles
Committed to Treating Customers Fairly and full regulatory compliance
Takes ownership and demonstrates professional judgement
Why Join Us? At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits. If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
Senior Underwriter - Commercial in Manchester employer: Enra Specialist Finance
Enra Specialist Finance is an excellent employer, offering a dynamic work environment where you can thrive as a Management Accountant. With a strong focus on employee growth, you will have the opportunity to pursue ACCA/CIMA qualifications while being part of a high-performing finance team. Our comprehensive benefits package and supportive culture make this an ideal place for those seeking meaningful and rewarding employment in the financial sector.
