At a Glance
- Tasks: Assess mortgage applications and build strong broker relationships to deliver outstanding outcomes.
- Company: Join the fast-growing West One Loans team with a focus on innovation and collaboration.
- Benefits: Enjoy private medical healthcare, 25 days' leave, paid volunteering days, and more.
- Other info: Flexible work culture with clear opportunities for career progression.
- Why this job: Make impactful lending decisions while growing your career in a supportive environment.
- Qualifications: Experience in underwriting and a good understanding of FCA regulations.
The predicted salary is between 29700 - 36300 £ per year.
Great underwriters don't just assess cases—they find solutions. If you're someone who enjoys making sound lending decisions, building trusted broker relationships and balancing commercial thinking with risk, we'd love to hear from you. Ready for your next challenge? Join West One Loans and help us deliver outstanding outcomes for our brokers and customers.
Key Accountabilities
- Enter and update borrower data on Fusion lending platform.
- Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
- Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- Ensure all underwriting is in line with Company policy and within regulation.
- Ensure that all cases are Underwritten within the Groups Risk appetite.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.
- Maintain broker relationships that are integral to the growth for WOSL.
- All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies
- Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail.
- Good written and verbal communication skills.
Knowledge & Qualifications
- An understanding of FCA regulation.
- Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
- CeMAP (desirable, not essential).
Personal Attributes
- Flexible
- Articulate
- Well organised
- Robust and comfortable working to deadline and under pressure
Why Join Us?
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career. Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits. If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
Residential Underwriter in Watford employer: Enra Specialist Finance Careers
West One Loans is an exceptional employer that fosters a dynamic and supportive work environment, perfect for ambitious individuals looking to thrive in the fast-paced lending sector. With a strong focus on employee growth, we provide comprehensive training, clear career progression opportunities, and a robust benefits package including private medical healthcare and generous annual leave. Join us in London and be part of a team that values collaboration, innovation, and making a meaningful impact in the specialist lending market.
Contact Details:
Enra Specialist Finance Careers Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Residential Underwriter in Watford
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We think you need these skills to ace Residential Underwriter in Watford
Some tips for your application 🫡
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How to prepare for a job interview at Enra Specialist Finance Careers
✨Brush Up on Financial Analysis Skills
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