HNW Mortgage & Debt Broker
HNW Mortgage & Debt Broker

HNW Mortgage & Debt Broker

London Full-Time 72000 - 108000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Advise high-net-worth clients on bespoke mortgage and debt solutions.
  • Company: Enness is a leading brokerage for high-value finance solutions.
  • Benefits: Enjoy uncapped earnings, flexible working, and no overhead costs.
  • Why this job: Join a prestigious brand with exclusive access to complex deals.
  • Qualifications: Experience in mortgage brokerage and strong client networks required.
  • Other info: Self-employed role with full access to Enness’ industry-leading platform.

The predicted salary is between 72000 - 108000 £ per year.

Location: UK (Hybrid/Remote)
Employment Type: Self-Employed / Commission-Based

About Enness

Enness is a market-leading brokerage specialising in high-value, complex, and cross-border finance solutions for high-net-worth (HNW) and ultra-high-net-worth (UHNW) clients. With an extensive lender network and a reputation for excellence, we provide tailored solutions across residential and commercial mortgages, private client lending, corporate finance, and specialist debt structuring.

Role Overview

We are seeking an experienced and highly motivated HNW Mortgage & Debt Broker to join our UK-based team. This is a self-employed role with a highly competitive commission structure, offering full flexibility and access to Enness’ industry-leading platform.

As part of our team, you will work with HNW and UHNW individuals, family offices, and professional intermediaries, structuring bespoke mortgage and debt solutions across the UK and internationally.

Key Responsibilities

  • Advise HNW and UHNW clients on complex mortgage and debt solutions, including residential, buy-to-let, commercial, bridging, and private client lending.
  • Source and structure competitive financing options through Enness’ extensive lender network, including private banks, alternative lenders, and institutional investors.
  • Develop and maintain strong relationships with clients, introducers (wealth managers, solicitors, accountants), and lenders.
  • Manage the full deal cycle, from client onboarding and structuring to negotiation and completion.
  • Ensure compliance with UK regulations, maintaining high ethical and professional standards.
  • Proactively develop business opportunities through networking and business development activities.
  • What We Offer

  • Market-leading commission structure with uncapped earning potential.
  • Full access to Enness’ lender network, compliance support, branding, and infrastructure.
  • No overhead costs – leverage our platform, reputation, and resources to grow your business.
  • Flexible working – operate remotely or from one of our UK offices.
  • Exclusive access to complex, high-value deals that differentiate you from mainstream brokers.
  • A prestigious brand that enhances your credibility and client reach.
  • Who We Are Looking For

  • Proven experience in mortgage and debt brokerage, private banking, or specialist lending.
  • Strong network of HNW/UHNW clients and professional intermediaries.
  • Deep knowledge of UK and international mortgage markets, including private banking, bridging, and structured finance.
  • Entrepreneurial mindset, self-motivated, and commercially driven.
  • Excellent communication and negotiation skills, capable of handling high-value transactions.
  • CeMAP or equivalent qualification (preferred but not essential).
  • How to Apply
  • If you are an experienced broker looking to take your business to the next level within a highly respected and supportive platform, we would love to hear from you.

    Contact us for a confidential discussion.

    HNW Mortgage & Debt Broker employer: Enness

    Enness is an exceptional employer for HNW Mortgage & Debt Brokers, offering a market-leading commission structure with uncapped earning potential and the flexibility to work remotely or from one of our UK offices. Our supportive work culture fosters professional growth, providing access to an extensive lender network and exclusive high-value deals that set you apart in the industry. Join us to leverage our prestigious brand and resources, ensuring your success in delivering bespoke financial solutions to high-net-worth clients.
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    Contact Detail:

    Enness Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land HNW Mortgage & Debt Broker

    ✨Tip Number 1

    Network actively within the high-net-worth community. Attend industry events, seminars, and networking functions where you can meet potential clients and intermediaries. Building relationships in this space is crucial for sourcing leads and referrals.

    ✨Tip Number 2

    Familiarise yourself with the latest trends and regulations in the UK mortgage market. Being knowledgeable about current market conditions and compliance requirements will help you stand out as a credible advisor to HNW clients.

    ✨Tip Number 3

    Leverage social media platforms like LinkedIn to showcase your expertise and connect with potential clients. Share insights, articles, and success stories related to high-value mortgage solutions to establish yourself as a thought leader in the field.

    ✨Tip Number 4

    Consider collaborating with other professionals in related fields, such as wealth managers or solicitors. These partnerships can lead to mutual referrals and enhance your credibility when approaching HNW clients.

    We think you need these skills to ace HNW Mortgage & Debt Broker

    Mortgage Brokerage Expertise
    Debt Structuring Knowledge
    Client Relationship Management
    Networking Skills
    Negotiation Skills
    Understanding of UK and International Mortgage Markets
    Compliance Knowledge
    Entrepreneurial Mindset
    Self-Motivation
    Commercial Awareness
    Communication Skills
    Problem-Solving Skills
    Attention to Detail
    Financial Analysis

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV highlights your experience in mortgage and debt brokerage, especially with HNW and UHNW clients. Include specific examples of successful transactions and your network of professional intermediaries.

    Craft a Compelling Cover Letter: Write a cover letter that showcases your entrepreneurial mindset and motivation for joining Enness. Mention your understanding of the UK and international mortgage markets and how you can contribute to their success.

    Highlight Relevant Qualifications: If you have qualifications like CeMAP or equivalent, be sure to mention them prominently. Even if not essential, they can strengthen your application and demonstrate your commitment to the industry.

    Showcase Your Network: In your application, emphasise your existing relationships with HNW/UHNW clients and professional intermediaries. This will illustrate your ability to hit the ground running and develop business opportunities quickly.

    How to prepare for a job interview at Enness

    ✨Showcase Your Expertise

    Make sure to highlight your experience in mortgage and debt brokerage. Be prepared to discuss specific cases where you've successfully advised HNW clients, showcasing your deep knowledge of the UK and international mortgage markets.

    ✨Demonstrate Relationship Building Skills

    Since maintaining strong relationships is key in this role, come ready with examples of how you've developed and nurtured client relationships in the past. This could include working with wealth managers, solicitors, or accountants.

    ✨Prepare for Complex Scenarios

    Expect questions that test your ability to handle complex mortgage and debt solutions. Brush up on various financing options and be ready to discuss how you would structure bespoke solutions for different client needs.

    ✨Emphasise Your Entrepreneurial Spirit

    As this is a self-employed role, it's important to convey your entrepreneurial mindset. Share instances where you've proactively developed business opportunities or navigated challenges independently to demonstrate your self-motivation.

    HNW Mortgage & Debt Broker
    Enness
    Location: London
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    • HNW Mortgage & Debt Broker

      London
      Full-Time
      72000 - 108000 £ / year (est.)
    • E

      Enness

      50-100
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