Lead Analyst - Payment Operations Risk in London

Lead Analyst - Payment Operations Risk in London

London Full-Time 70000 - 90000 £ / year (est.) No working from home possible
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At a Glance

  • Tasks: Drive data-driven decisions to manage payment operations risks and enhance customer experience.
  • Company: Join Wise, a global tech company revolutionising money management.
  • Benefits: Competitive salary, diverse team culture, and opportunities for career growth.
  • Other info: Be part of an inclusive team dedicated to innovation and customer satisfaction.
  • Why this job: Make a real impact on financial operations while collaborating with a passionate team.
  • Qualifications: Experience in SQL, data pipelines, and strong analytical skills required.

The predicted salary is between 70000 - 90000 £ per year.

Job Description hackajob is collaborating with Wise to connect them with exceptional professionals for this role.

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer

Job Description

We are looking for a Lead Payment Operations Analyst who is passionate about our mission of Money Without Borders.

You will partner with our Payment Operations organisation to help drive data-driven decisions that would evaluate the current risks the organisation faces, interpret risk appetite and monitor and control for these risks.

The Payment Operations organisation is responsible for ensuring that our customers’ payments flow smoothly.

The organisation focuses on resolving issues surrounding the movement of funds, to deliver a fast and convenient payment experience for our customers.

As a Lead Payment Operations Analyst, you will be driving our analytics effort to strengthen our risk frameworks.

You will own the analytics strategy and models behind our Key Risk Indicator framework, design risk thresholds that support the organisation’s risk appetite and build control assurance models around our risky payment processing flows.

You will also own the data behind the reconciliation of bank balances and customer funds to ensure that there are no material financial discrepancies.

You will own the relationship with our Risk partners in the organisation.

This is a great opportunity for an analyst who has a keen understanding of risks, strong product thinking and is passionate about creating convincing analyses.

You will also be part of a wider team of 150+ analysts that you can collaborate with on cross-team projects, have knowledge sharing sessions and bring ideas on how we can improve analytics across Wise.

This is an IC3 role.

  • WHAT YOU’LL BE DOING
  • Collaborate with various senior stakeholders in the organisation and effectively communicate your insights into real change for our customers.

Join us in working towards our mission.

  • Support the organisation’s drive to stay ahead of potential risks by proactively identifying them, analysing the impact of these risks and proposing appropriate risk metrics to monitor and eventually manage these risks.
  • Proactively contribute to, own, create and track key metrics and results for the organisation, keeping them accountable throughout the quarter.

For example, understanding each Key Risk Indicator and what the organisation can do to manage each of these risks.

  • Work with internal and external auditors, risk partners and stakeholders to test the effectiveness of existing controls.

Be comfortable with communicating with multiple stakeholders, and helping them be assured, through data, of how these controls have worked.

  • Play a pivotal role in the prevention of financial losses and staying compliant through proactive identification of emerging data trends and insights.
  • Support the organisation by building and maintaining high quality data pipelines, preparing accurate reports, creating visualisations and delivering engaging presentations.

Enable the organisation to discover insights from data by exposing it in a meaningful and actionable way.

Qualifications

  • You have experience with SQL and building data pipelines (dbt experience is preferable).

You are confident working with complex data models and are able to independently design and implement new models.

  • You have strong quantitative skills. Ideally a background in statistics, mathematics, physics, engineering, analytics, computing, or any other scientific areas.
  • You have strong communication skills and an ability to translate business insights into persuasive analytical narratives that are simple to understand and that drives customer impact.
  • You have an ability to structure business problems with minimal supervision and prioritise problems collaboratively with stakeholders.

You take ownership of your own impact on our customers.

  • Be proactive. You go beyond just the analysis and get things done.
  • You have experience with data visualisation tools (Looker, Power BI, Tableau etc.) and demonstrate confident storytelling ability with data.
  • NICE TO HAVE BUT NOT ESSENTIAL
  • Fintech experience, specifically in the payments space (domestic, cross-border, cards, etc)
  • Experience working in risk analytics, control assurance or operational analytics
  • Experience with user-facing products and data
  • Python
  • Additional Information

For everyone, everywhere.

We're people building money without borders — without judgement or prejudice, too.

We believe teams are strongest when they are diverse, equitable and inclusive.

We’re proud to have a truly international team, and we celebrate our .

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise. Jobs.

Keep up to date with life at Wise by following us on Linked Inand Instagram.

#J-18808-Ljbffr

Lead Analyst - Payment Operations Risk in London employer: Energy Jobline ZR

World Wide Technology (WWT) is an exceptional employer that fosters a culture of innovation and collaboration, making it an ideal place for a Programme Director in London. With a strong focus on employee growth, WWT offers opportunities to lead cutting-edge automation projects while working in a hybrid environment that promotes work-life balance. The company values transparent communication and client-first service, ensuring that employees are empowered to drive meaningful outcomes and develop their skills in a supportive atmosphere.

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Contact Details:

Energy Jobline ZR Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Lead Analyst - Payment Operations Risk in London

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Energy Jobline ZR. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Lead Analyst - Payment Operations Risk in London

SQL
Data Pipeline Development
Data Visualisation Tools (Looker, PowerBI, Tableau)
Quantitative Skills
Statistical Analysis
Risk Analysis
Communication Skills

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Energy Jobline ZR.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Energy Jobline ZR's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Energy Jobline ZR

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Energy Jobline ZR.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Energy Jobline ZR will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Energy Jobline ZR employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.