At a Glance
- Tasks: Assess and underwrite mortgage applications while delivering excellent service to customers.
- Company: Join a respected lending team in a supportive and collaborative environment.
- Benefits: Enjoy flexible working hours, hybrid model, and free onsite parking.
- Other info: Dynamic role with opportunities for professional growth and development.
- Why this job: Be part of a growing organisation and make impactful lending decisions.
- Qualifications: Previous mortgage underwriting experience and strong communication skills.
The predicted salary is between 30000 - 40000 £ per year.
An exciting opportunity has arisen for an experienced and motivated Mortgage Underwriter to join an established lending team based in Loughborough. Working as part of a supportive and collaborative team consisting of Senior Underwriters, Underwriters and Administrative Support colleagues, you will play a key role in assessing mortgage applications and delivering excellent service to brokers and customers. This is an excellent opportunity for someone with strong underwriting experience who enjoys working in a customer-focused environment and wants to be part of a respected and growing organisation.
Working Hours & Benefits
- 36.25 hours per week
- Working hours between 8:00am - 5:00pm
- Flexible working / flexi-hours available
- Hybrid working model - 2 days working from home
- Free onsite parking
- Supportive and collaborative team environment
Key Responsibilities
- Assess and underwrite mortgage applications in line with lending policy and regulatory requirements
- Review customer income, expenditure, credit profiles and supporting documentation
- Make informed lending decisions within delegated authority levels
- Liaise with mortgage brokers, solicitors and internal departments to progress applications efficiently
- Provide excellent service and clear communication throughout the underwriting process
- Support Senior Underwriters where required on more complex lending cases
- Ensure all work complies with FCA regulations and internal risk controls
- Maintain accurate records and case notes
About You
- Previous mortgage underwriting experience
- Strong knowledge of mortgage lending criteria and regulations
- Excellent attention to detail and decision-making skills
- Strong communication and organisational abilities
- The ability to manage workloads effectively in a fast-paced environment
- A team-focused approach with a positive and professional attitude
Desirable
- Experience within a Building Society or specialist lending environment
- CeMAP qualification or working towards it
Mortgage Underwritter - Hybrid in Loughborough, Leicestershire employer: Energy Jobline CVL
Join a dynamic and supportive team as a Mortgage Underwriter in Loughborough, where you will benefit from a hybrid working model that promotes work-life balance. Our collaborative culture fosters professional growth and offers flexible hours, alongside free onsite parking, making it an ideal environment for those seeking meaningful employment in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Underwritter - Hybrid in Loughborough, Leicestershire
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work at companies you're interested in. A friendly chat can sometimes lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on common underwriting scenarios. Think about how you would assess different mortgage applications and be ready to discuss your thought process. We want you to shine when it comes to showcasing your expertise!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website for the best chance at landing that Mortgage Underwriter position. We make it easy for you to showcase your skills and experience directly to our hiring team. Let’s get you that dream job!
We think you need these skills to ace Mortgage Underwritter - Hybrid in Loughborough, Leicestershire
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your relevant experience and skills that match the job description, like your underwriting experience and knowledge of mortgage lending criteria.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit for our team. Keep it concise but engaging!
Showcase Your Attention to Detail:As an underwriter, attention to detail is key. Make sure your application is free from typos and errors. This shows us that you take pride in your work and understand the importance of accuracy.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Energy Jobline CVL
✨Know Your Stuff
Make sure you brush up on your mortgage underwriting knowledge. Familiarise yourself with the latest lending criteria and regulations, as well as any recent changes in the industry. This will not only show your expertise but also demonstrate your commitment to staying updated.
✨Showcase Your Experience
Prepare specific examples from your previous roles that highlight your decision-making skills and attention to detail. Think about times when you successfully assessed complex applications or provided excellent service to brokers and customers. These stories will help you stand out.
✨Practice Your Communication Skills
Since this role involves liaising with various stakeholders, practice articulating your thoughts clearly and confidently. You might want to do a mock interview with a friend or family member, focusing on how you would explain your underwriting process and decisions.
✨Emphasise Teamwork
This position is all about collaboration, so be ready to discuss how you work within a team. Share examples of how you've supported colleagues in the past, especially in fast-paced environments. Highlighting your positive attitude and team-focused approach will resonate well with the interviewers.
