At a Glance
- Tasks: Shape and negotiate new debt purchase opportunities while managing key client relationships.
- Company: Join Cabot Credit Management, a leader in the UK Debt Purchase industry.
- Benefits: Enjoy a competitive salary, bonus scheme, and discounts on high-street shops.
- Other info: Diversity and inclusion are at our core; we value every unique talent.
- Why this job: Make a real impact in a fast-paced environment with excellent career progression.
- Qualifications: Proven experience in sales or commercial roles with strong analytical and negotiation skills.
The predicted salary is between 50000 - 65000 € per year.
Are you ready to step into a highly influential commercial role at the heart of our UK Debt Purchase business here at Cabot Credit Management? We’re looking for a Commercial Manager who can blend strong analytical capability with confident stakeholder engagement to help shape, negotiate and deliver new debt purchase opportunities. This is a unique opportunity within a niche and fast‑paced industry - partnering with vendors, intermediaries and a wide range of internal stakeholders and specialists across pricing, contracts, due diligence, finance and operations. You’ll play a key role in sourcing and executing acquisitions, managing key client relationships, and ensuring newly purchased portfolios perform in line with our commitments.
If you bring solid commercial experience, strong analytical skills, emotional intelligence, and the confidence to influence and negotiate, you’ll be well‑placed to succeed and grow within this role!
What you can expect as a Commercial Manager:
- Permanent
- Willingness to travel to our Kings Hill (Kent) or Cannon Street (London) office when required.
- Competitive salary and a fantastic bonus scheme.
- Entitled to loads of great benefits including discount and cash back on hundreds of high‑street shops and private health insurance, plus much more.
Key responsibilities include:
- Build and maintain strong, multi‑level relationships with allocated clients, understanding their strategies and identifying debt sale opportunities.
- Source, negotiate and structure portfolio purchase opportunities, working closely with the Commercial Director, Head of Commercial and the wider Deals Team.
- Support the negotiation of sale and purchase agreements, collaborating with the Legal Team to ensure all key commercial terms are appropriately covered.
- Work with internal Operational Stakeholders to ensure newly acquired portfolios perform in line with pricing expectations, capturing and applying learnings to future acquisitions.
- Partner with Client Services and the External Services Management teams to ensure effective due diligence and smooth post‑sale processes for allocated clients.
We are looking for someone with:
- Experience within a sales or commercial role with proven track record of sourcing and negotiating complex deals with single or multiple external stakeholders.
- Strong self‑starter with exceptional self and social awareness and the ability to read and adjust to all situations.
- Strong people skills with the ability to build and develop relationships and networks.
- Comprehensive business understanding and acumen.
- Strong analytical skills.
- Customer and commercially focused.
- Negotiation and relationship management skills.
- Ability to work within a complex setting, both anticipating, responding to and leading changes.
- Strong personal and professional ethics, integrity, and standards.
What happens next? If this sounds like you and you’d like to join our rapidly expanding company that offers excellent career progression, then apply now!
Working for Cabot: You’ll be working for an award winning; Investors in People Gold accredited organisation. We’re passionate about the ethical treatment of our customers and employees. Our mission is to create pathways to economic freedom. Our vision is to make credit accessible by partnering with our consumers to restore their financial health. Diversity and inclusion are very important to us at Cabot, and we value a multitude of diverse talent within our business. We want everyone to be themselves at work and encourage a culture that includes everyone. Our policies ensure that every candidate and employee are treated fairly and with equal opportunities.
At Cabot we are highly regulated by our clients, as such, any successful candidates will have to undergo a basic credit check and criminal background check. Please note that we are unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK – we are unfortunately unable to offer sponsorship.
Commercial Manager in Kent employer: Encore Capital Group
At Cabot Credit Management, we pride ourselves on being an award-winning employer that champions ethical practices and diversity. As a Commercial Manager, you'll thrive in a supportive environment that fosters professional growth and offers a competitive salary alongside a fantastic bonus scheme, comprehensive health benefits, and discounts at numerous high-street retailers. Our commitment to employee development and a culture of inclusivity makes Cabot an exceptional place to build a meaningful career in the dynamic debt purchase industry.
StudySmarter Expert Advice🤫
We think this is how you could land Commercial Manager in Kent
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join relevant groups on LinkedIn, and don’t be shy about reaching out to potential contacts. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for those interviews! Research the company and its culture, and think about how your skills align with their needs. Practise common interview questions and come up with examples that showcase your analytical skills and relationship management abilities.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in leaving a positive impression. It shows your enthusiasm for the role and keeps you fresh in their minds as they make their decision.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities waiting for you, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications this way!
We think you need these skills to ace Commercial Manager in Kent
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Commercial Manager role. Highlight your experience in sourcing and negotiating deals, as well as your analytical skills. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to showcase your personality and explain why you're the perfect fit for this role. Don’t forget to mention your strong people skills and how you’ve built relationships in previous roles.
Showcase Your Analytical Skills:Since this role requires strong analytical capability, be sure to include specific examples of how you've used data to drive decisions or improve outcomes in past positions. We love numbers that tell a story!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get you on the path to joining our fantastic team at Cabot!
How to prepare for a job interview at Encore Capital Group
✨Know Your Numbers
As a Commercial Manager, you'll need to demonstrate strong analytical skills. Brush up on key financial metrics and be ready to discuss how you've used data to drive decisions in past roles. Prepare examples of successful negotiations where your analytical capabilities made a difference.
✨Build Rapport with Stakeholders
Since this role involves engaging with various stakeholders, practice building rapport quickly. Think about how you can connect with different personalities and prepare anecdotes that showcase your relationship-building skills. Remember, emotional intelligence is key!
✨Master the Art of Negotiation
Negotiation will be a big part of your job, so come prepared with strategies. Research common negotiation tactics and think of times when you've successfully negotiated deals. Be ready to discuss your approach and how you adapt to different situations.
✨Understand the Industry Landscape
Familiarise yourself with the debt purchase industry and current market trends. This knowledge will not only impress your interviewers but also help you articulate how you can contribute to Cabot's mission. Prepare questions that show your interest in their operations and future direction.